Sentences with phrase «previous insurance applications»

The MIB is a database of previous insurance applications.

Industry experts warn that information submitted on applications which is found to be inconsistent with information submitted on previous insurance applications will likely lead to disqualification for coverage.

If you have submitted medical information for previous insurance applications, they probably have it.

The MIB compiles data from previous insurance applications so insurers can verify information and combat fraud.

Not exact matches

Insurance companies typically also look at your medical records, use prescription - drug databases to see what medicines you take, pull your driving record, and access a database with your answers for previous life and health applications.

The person whose life is insured must sign the application, giving permission for the insurance company to collect data, such as motor vehicle records, prescription drug records and information submitted on previous health and life insurance applications.

You are honest on the next application (having learned your lesson) and disclose that you were «non-renewed» by your previous insurance company and why.

Previous declines on life insurance applications.

They do this by compiling information from previous life, health, disability, or long - term care insurance applications (you have to have applied previously; the MIB doesn't just have files on everyone).

An MIB report covers your life insurance applications over the previous six months or so.

In a previous post on why the life insurance application process takes several weeks, we went into our typically nerdy level of detail to explain fully, but the short version is this: It takes 3 to 8 weeks depending on how much time is needed to collect and review your health data.

Insurance companies typically also look at your medical records, use prescription - drug databases to see what medicines you take, pull your driving record, and access a database with your answers for previous life and health applications.

If you've read any of my previous articles you may have noted that when it comes to your life insurance application honesty is ALWAYS the best policy.

A private industry organization known as the MIB Group keeps track of all information provided by people on any previous life, health, disability or long - term care insurance applications.

Your application for auto insurance — even through the North Dakota AIP - may not proceed if you have an unpaid auto insurance bill with a previous insurer, or have not brought your vehicle in for a requested safety inspection by the auto insurer.

Please note, if you were given «Smoker» rates from a previous life insurance application and want to re-test for the «Non-Smoker» classification, this non-smoker offer won't apply.

As a high risk driver, you may find auto insurance through the WV AIP if you truthfully certify on your application that you have been turned down by a carrier within the previous 60 days.

Some insurance companies are negligent and might not even bother to ask about your previous policy lapses on the application.

You must disclose on your application, test negative for cotinine (nicotine) and have not tested positive for cotinine on any other insurance application in previous 12 months.

Note that if you have a spotty payment history with regards to previous auto insurance bills, even if you are accepted into the Plan your assigned auto insurer can insist that you pay the entire annual premium up front with your application.

The MIB keeps a record of any previous applications you may have submitted to other disability insurance carriers.

You must also certify on the Iowa AIP application that you tried but were unable to find auto insurance in the voluntary market within the previous 60 days.

Each of these categories indicate a current or previous habit, condition, occurrence or series of occurrences, that could potentially lead to higher premiums or even to a decline of the insurance application.

• BA / BS REQUIRED • Strong candidates are detail - oriented with an ability to multi-task and prioritize • Ability to problem - solve and work independently • Organizational skills are critical • Excellent communication and interpersonal skills to work effectively with patients, physicians and other personnel • Previous experience in medical terminology, obtaining insurance authorizations and patient referrals, and computer applications is preferred • 2 year commitment minimum