Sentences with phrase «price of the insurance product»

Exposure is the measure of risk used in the pricing of an insurance product.

The four state - owned general insurance companies — New India Assurance, National Insurance, Oriental India Insurance and United India Insurance — have been facing huge underwriting pressure since 2007 when the pricing of insurance products was deregulated.

The insurer can decide the price of every insurance products and it is the responsibility of the insurer that they share the price of the product with IRDA.

With our free insurance quotes, you can easily compare features and prices of any insurance product you need.

But whichever option you choose, the compensation of agents and brokers are already included in the price of your insurance product.

Developed comprehensive information for actuarial pricing of insurance products development and areas of gain / loss

Not exact matches

In addition, sales of our products are affected by pricing pressure, political and public scrutiny and reimbursement policies imposed by third - party payers, including governments, private insurance plans and managed care providers and may be affected by regulatory, clinical and guideline developments and domestic and international trends toward managed care and healthcare cost containment.

Important factors that could cause our actual results and financial condition to differ materially from those indicated in the forward - looking statements include, among others, the following: our ability to successfully and profitably market our products and services; the acceptance of our products and services by patients and healthcare providers; our ability to meet demand for our products and services; the willingness of health insurance companies and other payers to cover Cologuard and adequately reimburse us for our performance of the Cologuard test; the amount and nature of competition from other cancer screening and diagnostic products and services; the effects of the adoption, modification or repeal of any healthcare reform law, rule, order, interpretation or policy; the effects of changes in pricing, coverage and reimbursement for our products and services, including without limitation as a result of the Protecting Access to Medicare Act of 2014; recommendations, guidelines and quality metrics issued by various organizations such as the U.S. Preventive Services Task Force, the American Cancer Society, and the National Committee for Quality Assurance regarding cancer screening or our products and services; our ability to successfully develop new products and services; our success establishing and maintaining collaborative, licensing and supplier arrangements; our ability to maintain regulatory approvals and comply with applicable regulations; and the other risks and uncertainties described in the Risk Factors and in Management's Discussion and Analysis of Financial Condition and Results of Operations sections of our most recently filed Annual Report on Form 10 - K and our subsequently filed Quarterly Reports on Form 10 - Q.

These risks and uncertainties include food safety and food - borne illness concerns; litigation; unfavorable publicity; federal, state and local regulation of our business including health care reform, labor and insurance costs; technology failures; failure to execute a business continuity plan following a disaster; health concerns including virus outbreaks; the intensely competitive nature of the restaurant industry; factors impacting our ability to drive sales growth; the impact of indebtedness we incurred in the RARE acquisition; our plans to expand our newer brands like Bahama Breeze and Seasons 52; our ability to successfully integrate Eddie V's restaurant operations; a lack of suitable new restaurant locations; higher - than - anticipated costs to open, close or remodel restaurants; increased advertising and marketing costs; a failure to develop and recruit effective leaders; the price and availability of key food products and utilities; shortages or interruptions in the delivery of food and other products; volatility in the market value of derivatives; general macroeconomic factors, including unemployment and interest rates; disruptions in the financial markets; risk of doing business with franchisees and vendors in foreign markets; failure to protect our service marks or other intellectual property; a possible impairment in the carrying value of our goodwill or other intangible assets; a failure of our internal controls over financial reporting or changes in accounting standards; and other factors and uncertainties discussed from time to time in reports filed by Darden with the Securities and Exchange Commission.

According to him, prices of other products such as spare parts, insurance, tyres, road worthy certificates would be considered during the meeting with the Sector Minister.

The manufacturers themselves also sometimes intentionally underrated engines for a variety of motives, notably avoiding provoking the insurance companies and federal regulators into enacting undesirable policies, but also sometimes to prevent lower priced models from stacking up too well on paper against their own more profitable high - end products.

Please note: The advertised price of a Porsche Approved Pre-Owned Car may include the cost of an optional Porsche Approved Warranty insurance product and / or a separately optional Porsche Assistance insurance product.

A study from the FTC found 5 % of consumers have errors on their credit reports that resulted in higher prices for insurance or financial products.

Then again, neither did the budding health insurance business, which relied on estimates of uninsured health care usage to price products, and was surprised to find that usage rises when one is insured.

(a) In General — During the 12 - month period beginning on the date of enactment of this Act, the Secretary of Housing and Urban Development shall not enact, execute, or take any action to make effective the planned implementation of risk - based premiums, which are designed for mortgage lenders to offer borrowers an FHA - insured product that provides a range of mortgage insurance premium pricing, based on the risk that the insurance contract represents, as such planned implementation was set forth in the Notice published in the Federal Register on May 13, 2008 (Vol.

Did you know that fifty - six percent of renters don't have Texas Renters Insurance, and this is largely due to a lack of understanding of the product, or of the pricing.

That's why we offer a variety of competitively priced insurance and financial products to help you meet your goals — whether they include income protection for your family, long - term care preparation, or retirement planning.

The CFPB website advises: «Shopping is important not only to help borrowers understand the different product features available, such as adjustable - rate versus fixed - rate, but also the price at which those products are offered (including the prices of ancillary services, like settlement services or title insurance).»

While it is true that many insurance companies are forced to cut their prices due to stifling competition, the rate of their premiums are far from being just a product of guesswork.

Since most financial advisors are just a deviation of a salesperson in a nice suit that has a process of selling you high priced insurance and investment products, it's important to recognize that Patricia, nor Meyer Capital Group, sells any investment or insurance based products.

They are hands down the best insurance company for low prices on a term life policy and you'll often find career agents with Northwestern Mutual, New York Life, or Mass Mutual using Banner as their term life product of choice when writing business outside of their core companies.

Those who do not want to delay a purchase and wait until they have 20 percent of a home's purchase price can get into a home through means that may require additional fees and insurance products to protect the lender.

Banner Life Insurance Company is known for offering some of the lowest prices on its term life insuranceInsurance Company is known for offering some of the lowest prices on its term life insuranceinsurance product.

There are limits to the amount of knowledge that an insurance company can have or use to price their insurance products.

The long - term care rider is the most complicated rider to price out because it's basically like another insurance product on top of your life insurance policy.

If insurance companies, with scores of actuaries, price products incorrectly, they should stand by that pricing.

This article quotes the president of Genworth Financial, Inc., a large seller of long term care insurance, as saying that the companies should never have priced the products as they did, and that the regulators should never have allowed it.

As a support to their clients» efforts to meet the requirements of the Federal Deposit Insurance Corporation's (FDIC) Large Bank Pricing Rule, specifically in the subprime loan reporting that will start effective Oct 1, 2011, Experian is creating a complete product to be made available to its banking clients.

Their approach to the travel insurance business has been successful because of their ability to develop and deliver innovative insurance products and services at a competitive price, while delivering excellent service to their customers at all levels.

For competitively priced annual travel insurance for travel writers and bloggers, visit www.etravelprotection.com/travelwriters For more information on all of our products, please visit www.allianztravelinsurance.com Important terms, conditions and exclusions may apply to insurance products, please read your insurance policy carefully for details.

For net importers, reference prices are based on the import parity price: the price of a product at the nearest international hub, adjusted for quality differences if necessary, plus the cost of freight and insurance to the net importer, plus the cost of internal distribution and marketing and any value - added tax (VAT).

Given all of the uncertainties, near term projections do not have sufficient credibility to be used for important insurance applications such as product pricing and establishing solvency standards.

Those matters have arisen from almost every aspect of the development, pricing, marketing, underwriting, sale, administration and claims handling of whole, universal, variable and indexed life insurance, as well as variable, fixed and indexed annuity contracts and retirement products.

The NLADA Insurance Program's knowledge, experience and dedication to the equal justice community is unparalleled in the insurance market; we advocate for competitive pricing and product excellence on behalf of your specialized insuranInsurance Program's knowledge, experience and dedication to the equal justice community is unparalleled in the insurance market; we advocate for competitive pricing and product excellence on behalf of your specialized insuraninsurance market; we advocate for competitive pricing and product excellence on behalf of your specialized insuranceinsurance needs.

With this product the business buys a life insurance policy, equal to the agreed upon purchase price, on the life of each of the partners with the other partner listed as beneficiary.

However, price does not always indicate quality of a product — so it is important that the AICPA members who are considering the purchase of life insurance — or any other product through the AICPA — compare the insurance protection, as well as the premium costs, before moving forward.

It's tough to come up with a definitive comment about pricing because Guardian Insurance doesn't provide quick quotes for people looking for information on any of their products.

Protective Life is also one of the most popular life insurance companies in the industry due to their broad portfolio of life insurance products, liberal underwriting practices and competitive rates that puts a quality life insurance product into the hands of thousands of Americans with an affordable price tag as well.

What many people are not aware of is that just like other products and services that you may purchase, life insurance policies can also vary in price — sometimes substantially.

This product and its value pricing makes SBLI one of the best life insurance companies for term coverage.

Because a Trusted Choice ® independent insurance agent has access to multiple insurance companies, they are able to offer you competitive pricing, a broad choice of products and valuable advocacy.

We can not stress enough the importance of life insurance in your life and Huntley Wealth can help you choose the right product at the most affordable price possible.

The product is competitively priced, and the underwriters at American National do an amazing job of offering insurance to people with a medical history.

We are an independent agency comprised of seasoned life insurance professionals focused on finding our clients the best company, with the best product, at the best price.

Many people because of this actually believe if they shop the market long enough they will find a better price from some other insurance website or agency for the exact same product.

Banner is one of the leading life insurance companies in America and one of our top picks for low priced life insurance products.

Choosing the right product at the most affordable possible price is best achieved through using the services of an independent life insurance agent, such as those at Huntley Wealth.

Kevin Chidwick, chief executive officer of Elephant Insurance Services, LLC, said, «Our customers are used to comparing prices online for consumer goods and travel and we are excited to be a part of launching auto insurance comparison in the U.S. Participating as a panelist on compare.com allows us to showcase the value of our product while also empowering the Insurance Services, LLC, said, «Our customers are used to comparing prices online for consumer goods and travel and we are excited to be a part of launching auto insurance comparison in the U.S. Participating as a panelist on compare.com allows us to showcase the value of our product while also empowering the insurance comparison in the U.S. Participating as a panelist on compare.com allows us to showcase the value of our product while also empowering the consumer.

That is because, just as with other types of products and services that are available in the marketplace, not all life insurance carriers will price their products in the same manner.

The idea behind this marketing strategy of car insurance companies is like buying products in bulk, the buyer can purchase them at a lower price than buying them in retail.