Not exact matches
Although decades of history have conclusively proved it is more profitable to be an owner of corporate America (viz., stocks), rather
than a
lender to it (viz., bonds), there are times when equities are unattractive compared to
other asset classes (think late - 1999 when stock
prices had risen so high the earnings yields were almost non-existent) or they do not fit with the particular goals or needs of the portfolio owner.
Customers who say they chose their
lender primarily because of
price / rate or based on the recommendation of a realtor / builder are significantly less satisfied
than those whose choice is based on
other reasons.
Lender will do their best to get the highest
price possible for the house although the house may sell for less
than fair market value due to its condition or
other factors in the housing market.
We have some investors who don't feel comfortable with anything less
than 100 percent of the purchase
price coming from cash while
others are perfectly happy with the minimum down payment required by their
lender.
Rather
than decide on a bank or non-bank, many borrowers focus primarily on the
price of their loan or opt for a
lender that provides them with
other financial services or one recommended by a real estate company or builder they are using for a purchase.