Sentences with phrase «pricing of a life insurance contract»

Not exact matches

The pro of whole life is that the higher price tag can be mitigated by getting this type of life insurance policy at a young age, adding specific riders that maximize the cash value up to, but not crossing the line, of becoming a modified endowment contract MEC, and allowing you to utilize that cash value in as little as 30 days.

Those matters have arisen from almost every aspect of the development, pricing, marketing, underwriting, sale, administration and claims handling of whole, universal, variable and indexed life insurance, as well as variable, fixed and indexed annuity contracts and retirement products.

Answer: A life insurance contract issued for a maximum number of years where the premium, death benefit, and price you pay are guaranteed not to change.

For instance, a life insurance contract can be structured in such a way to ensure that the remaining business owners have the funds to buy the company interest of a deceased owner at a predetermined price.

Since life insurance is a contract, as long as the company has a strong financial rating («A» Excellent or better) by the leading independent rating agency A.M. Best, choosing a company based on the final underwriting price is one of the best ways to purchase.

The life insurance charges within a universal life insurance contract are similar to a variable universal life insurance contract, priced like a permanent form of non level term life insurance.

Prices for life insurance contracts are based upon age, gender, length of coverage, and the risk classification of each person.

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However, over the length of a life insurance contract, price differences can add up.