"Primary coverage" refers to insurance that pays for the costs of a claim before any other insurance policies come into play. It is the first and main source of coverage for an insured event.
Full definition
Some travel insurance policies
provide primary coverage which do not require you to file through any existing insurance plans first.
While your own health insurance plan will usually act
as primary coverage, your travel health insurance can cover your out - of - pocket expenses up to the plan limit.
Primary coverage means it will kick - in before any personal auto insurance you have, which can potentially save you from having your premiums be raised.
The good news is that, like international rentals, any secondary coverage through a credit card will automatically
become primary coverage.
It is
primary coverage which means you do not have to file a claim with any other source of insurance before you can receive coverage under this benefit.
You can opt to pay a small premium for more
extensive primary coverage, but the included plan should be sufficient in almost every case.
If the traveler has
primary coverage through travel insurance, then there is a choice of who should receive the claim first, their normal primary healthcare plan, or primary travel insurance plan.
When getting a travel insurance quote, some plans offer
primary coverage while others offer secondary coverage with emergency medical & dental.
Combined insurance offers some unique products that work to supplement any
existing primary coverage you have, including life insurance.
Primary coverage allows the traveler to place a claim through the travel insurance company without involving the traveler's normal primary health plan.
Optional
primary coverage removes excess insurance limitations for baggage and accident / medical expenses ($ 25 per person).
One thing that might be worthwhile
is primary coverage for rental cars when you charge them to this card.
In the event of a medical claim or problem,
primary coverage generally ignores your other insurance and pays the claim, if it's for a covered service.
The term property and casualty insurance typically contains two
primary coverage types: liability coverage and property protection coverage.
If you don't have personal car insurance, your secondary coverage might serve
as primary coverage.
It also gives the general information such as a description of what's insured, the coverages and
primary coverage limits.
You can opt to pay a small premium for more
extensive primary coverage, but the included plan should be sufficient in almost every case.
Thus, non-owned
auto primary coverage becomes an additional security measure for you every time you are driving somebody else's car.
* Protect your family with $ 25,000 of Lite Expanded's Emergency Medical Coverage, or opt for up to $ 50,000
of primary coverage with no deductible
The Chase Sapphire Reserve ℠ Card comes with the
same primary coverage on rental cars, but it has an improved trip delay insurance benefit.
Whereas many travel credit cards offer secondary coverage, the Preferred's
primary coverage lets you skip purchasing collision and damage insurance through your rental company - as long as you charge the full rental fee on an eligible car rental to your Preferred card.
If one of the Chase cards aren't a good option for you and you still
want primary coverage for car rentals, consider getting an Amex card.
Among the excess insurance matters we have handled are disputes involving allocation, drop down, exhaustion, the application of aggregate limits, the insolvency of primary insurers and insureds providing
primary coverage under a self - insured retention, and the interpretation of «following form» and «other insurance» provisions.
It would be better if you have your non-owned auto
primary coverage because it can still be used to augment other financial obligations that may arise due to the accident.
Phrases with «primary coverage»