It applies over and above the coverage afforded by
your primary general liability policy.
Capital Construction is insured under
a primary general liability policy with an Each Occurrence limit of $ 1 million and a General Aggregate limit of $ 2 million.
Secondly, the umbrella should have the same coverage trigger (occurrence or claims - made) as
your primary general liability policy.
Virtually all umbrella policies apply over and above
your primary general liability policy.
Not exact matches
Her practice principally involves representing insurers in complex insurance disputes on a broad range of issues arising under
primary and excess
policies and reinsurance coverages, with particular emphasis on
general liability coverage claims involving environmental and other long - tail
liabilities, personal and advertising injury coverage and errors and omissions insurance and the «bad faith» issues arising from such disputes.
A
General Liability policy provides three
primary coverages.
One of the
primary coverages provided by a
general liability policy is Bodily Injury and Property Damage L
liability policy is Bodily Injury and Property Damage
LiabilityLiability.
An umbrella insurance
policy provides both additional and broader coverage beyond the limits of the basic commercial
general liability insurance and other
liability coverage this coverage is only applicable after the
primary policy limits have been exhausted.