Not exact matches
This makes selecting a
health insurance plan much easier for small businesses, with the
primary decision coming down to which
health insurance carrier to choose.
The
primary enrollee is the main named insured on the policy.The
primary carrier is the
health insurance company that insures you as a
primary enrollee.
As shown in the example 3 above, if a person is covered under two
health insurance plans, they stand to gain because where the
primary carrier stops paying, for example with a co-
insurance clause, then the secondary
carrier may step in and pay the difference.
Because she has dual
insurance under Johnathan's plan, her
primary carrier will pay 80 % of the cost of her
insurance and she will then get the remaining 20 % from her secondary
health insurance provider (Johnathan's plan).
If Mary's
primary carrier had a 50/50 co-
insurance and Johnathan's plan has the 80/20 co-
insurance, then the coordination of benefits would result in a 50 % payment from Mary's plan, then the remaining difference of the 30 % payment from Johnathan's
health insurance (or the secondary
insurance provider for the
health benefits).