Sentences with phrase «primary health insurance coverage»

Supplements primary health insurance coverage by providing you with a pre-determined fixed benefit amount for those extra, unbudgeted expenses that arise.

Not exact matches

The ACA was designed to substantially increase the millions of people who newly enroll in private health insurance coverage as well as the number of companies that provide it while at the same time reducing the number of uninsured people who had previously received primary care in emergency rooms.
As the U.S. population ages and health insurance coverage grows under health reform, the need for primary care continues to rise.
WASHINGTON — Employer - provided health insurance — the primary form of health insurance for most Americans — is increasingly less likely to provide coverage for children, the results of a new study show.
There are two ways that MedPay works: through direct reimbursement as primary coverage, or as a supplement to your existing health insurance coverage.
Depending on where travelers are heading and their primary health insurance, they may need to secure short - term medical coverage for their trip.
This plan is designed to fill the gaps in the coverage your primary health insurance provides.
You must have primary health insurance to receive coverage from this plan.
However, you should check the plan details for further information on a specific product as there are a few plans that do require applicants to have primary health insurance in order to be eligible for coverage.
In cases where travel health insurance benefits are secondary, the insured must already have a traditional health insurance plan in the U.S. Expenses someone's primary health insurance will or will not cover while traveling does not affect their secondary coverage.
There are a few plans that do require applicants to have primary health insurance in order to be eligible for coverage.
PIP and medical payments coverage are both set up to pay for your immediate or short - term medical needs, so they're considered the primary coverage — before your health insurance kicks in.
Primary coverage allows the traveler to place a claim through the travel insurance company without involving the traveler's normal primary healtPrimary coverage allows the traveler to place a claim through the travel insurance company without involving the traveler's normal primary healtprimary health plan.
However, if the travel insurance plan offers secondary medical coverage, then the traveler must first file a claim with their primary health care.
TripProtector Preferred A plan for those up to age 85 with high medical limits and excellent identity theft protection Excellent, high - limit coverage for U.S. residents with a primary health insurance plan, under age 85, and traveling more than 100 miles from home.
Your travel medical coverage will likely be secondary — which is fine because when your health insurance coverage back home does not have coverage for where you are traveling, your secondary coverage automatically becomes primary.
If your primary coverage is not in effect where you are traveling — and many domestic health insurance plans do not cover the medical costs for their members who need medical care outside the U.S. — then your secondary coverage with your travel insurance becomes primary by default.
While your own health insurance plan will usually act as primary coverage, your travel health insurance can cover your out - of - pocket expenses up to the plan limit.
For a relatively minor incident that can be easily treated with an emergency room visit, you'll have the secondary travel medical coverage you need to cover your out - of - pocket expenses after your primary health insurance covers their out - of - network portion.
If your primary health insurance doesn't provide adequate coverage, the right travel insurance plan can provide worldwide medical insurance.
Voyager Essential Essential travel medical coverage for trips up to 181 days — includes downhill skiing and SCUBA International health insurance for U.S. residents with a primary health insurance plan who are under age 75 and traveling outside the U.S..
If you do not have health coverage, these plans act as primary insurance while abroad.
Depending on where travelers are heading and their primary health insurance, they may need to secure short - term medical coverage for their trip.
(One advantage of AXA's policy is that it provides $ 25,000 per person in primary medical coverage, so they wouldn't have to bother filing a claim with their home health insurance company.)
The Accidental Injury Protection1 includes up to $ 5,000 for each family member per accident, for all covered, medically necessary expenses that are a result of an accident and are not paid by your primary insurance or other health coverage you may have.
Be sure to check with your primary health insurance provider to see if you might need medical coverage for your trip and consider adding travel insurance to your checklist.
As long as you maintain primary health insurance in the U.S. or are enrolled in Medicare, Voyager Choice will provide coverage for pre-existing conditions, a unique feature not found in the most short term travel medical insurance plans.
Some states will allow you to designate your health insurance policy as the primary source of your medical coverage, which can help to hold down the cost of the medical payments component of your auto plan.
Your primary health insurance may not fully cover you while traveling abroad, and this plan can help to fill the coverage gaps.
If you have good primary health insurance, secondary coverage is probably adequate for most travel and may be less expensive.
If you have PIP or MedPay, this form of coverage would be primary to your health care insurance.
Generally, your car insurance is primary to your health insurance, meaning you'd use your car insurance medical payments coverage before your health insurance, says Gusner.
Your primary health insurance may not fully cover you while you are traveling abroad, and this plan can help to fill in potential coverage gaps.
PRIMARY HEALTH INSURANCE OPTION As before AICRA, a PRIMARY HEALTH INSURANCE OPTION is made available to insured's that would make PIP medical benefits under an automobile insurance policy a secondary coverage for a reducedINSURANCE OPTION As before AICRA, a PRIMARY HEALTH INSURANCE OPTION is made available to insured's that would make PIP medical benefits under an automobile insurance policy a secondary coverage for a reducedINSURANCE OPTION is made available to insured's that would make PIP medical benefits under an automobile insurance policy a secondary coverage for a reducedinsurance policy a secondary coverage for a reduced premium.
The HCC Atlas International is a single - trip travel medical plan available to U.S. and non-U.S. citizens who are traveling outside of their home country, but not within the U.S. Your primary health insurance may not fully cover you while you are traveling abroad, and this plan can help to fill in those coverage gaps.
When your personal injury protection coverage is a Health Primary coverage, your health insurance is used before your PIP when it comes to accident - related expHealth Primary coverage, your health insurance is used before your PIP when it comes to accident - related exphealth insurance is used before your PIP when it comes to accident - related expenses.
To prepare for these potential expenses, travelers should consider purchasing a travel insurance policy, especially if their primary health insurance does not provide coverage outside of the United States.
True, it does offer tax benefits, but the primary objective while purchasing a medical insurance plan should be the coverage of your health needs and financial protection against medical emergencies.
So, you should keep in mind that by purchasing a cancer insurance plan, you may degrade the coverage of your primary health insurance plan.
This coverage requires that you first claim directly with your own primary health insurance provider before claiming for medical expenses with your travel insurance provider.
Amid recent financial crunch situation and rising healthcare costs, this health insurance plan provides extensive health protection, supplementing the primary insurance coverage for you and your family.
When traveling internationally, we recommend purchasing additional Emergency Medical coverage if your primary health insurance plan offers limited or no coverage where you are traveling, or if you do not have a primary health insurance plan.
This medical coverage applies only if your primary health insurance plan will not cover your medical care abroad.
You might also want to compare your health insurance deductible - the part of your insurance coverage you are responsible for - to your PIP deductible.If your health insurance deductible is higher, then consider making your PIP your primary source of insurance for accident - related medical expenses.
Secondary coverage means that the policyholder must first pursue a claim with their normal health insurance company, if they have primary health insurance.
PIP insurance provides primary coverage, which means it may need to be used before your health insurance policy would kick in.
If a traveler does not have a primary domestic health insurance plan, then a travel insurance plan with secondary coverage will be the first and only policy to receive the claim.
The medical coverage would be available as secondary coverage, to fill the gaps left with your primary health insurance.
Your primary health insurance may not fully cover you while you are traveling abroad, and this plan can help to fill in those coverage gaps.
If your PIP coverage is your primary insurance, your health insurance can supplement injury - related costs your PIP can not cover.
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