Umbrella coverage gives you additional liability protection beyond what's provided by
your primary home or auto insurance policies.
Not exact matches
In a major bodily injury
or property damage liability occurrence your
primary Home,
Auto, Motorcycle and RV policy limits might not be enough to cover the damages.
Because the majority of claims are paid by your
primary auto or home policies, personal liability umbrellas are relatively inexpensive.
An umbrella policy is structured so that in the event of a claim for which you exceeded the
primary liability limits on your
home or auto, boat, etc., it would pick up where you have run beyond your existing policy limits.
Try to stay away from insurance agents whose
primary specialty is selling
auto or home insurance, such as through Farmers Insurance
or State Farm Insurance.