Sentences with phrase «primary homeowner coverages»

Here are the primary homeowner coverages you need to have in place:

Not exact matches

The primary products of automobile and homeowners insurance are complemented by a broad suite of related coverages.

While coverage can vary from policy to policy, most homeowners insurance policies provide coverage for covered family members living at a residential premises other than the primary insured's residence - AKA a college dorm or apartment.

Just as you shouldn't assume that a vacation home you own is covered by your homeowners insurance policy on your primary residence, it's important to know that a recreational vehicle usually requires coverage separate from your traditional automobile insurance.

It means that it provides liability protection above and beyond the basic coverage of your standard Homeowners and Auto Insurance policies and comes to the fore in catastrophic situations when primary Liability Insurance is exhausted and a legal award could exceed its limits.

Umbrella policies cover claims, as well as defense costs and attorney fees associated with claims that your umbrella policy covers, that may not be covered by your primary auto or homeowners policy, and coverage is provided should you be sued for the following:

While the homeowners policy for your second home will provide the same types of coverage as your primary homeowners policy, the following factors will likely impact your insurance costs:

So, for example, if your homeowner policy provides coverage for any of the above, or if it was your automobile that was damaged, then the claim would go to the primary insurer first, and then the AMA would respond as secondary.

Just as you shouldn't assume that a vacation home you own is covered by your homeowners insurance policy on your primary residence, it's important to know that a recreational vehicle usually requires coverage separate from your traditional automobile insurance.

There are two primary types of coverage for your belongings provided by homeowners or renters insurance: actual cash value or replacement cost.

There are two primary coverages offered under the liability part of your homeowners insurance policy: personal liability and medical payments.

Fire insurance coverage is a primary feature of most standard homeowners or renters insurance policies.