Sentences with phrase «primary need of coverage»

The idea behind this strategy is that by selecting a term length that exceeds a set timeframe for your primary need of coverage, like paying off the mortgage, you will no longer need coverage once your financial goals have been met.

Not exact matches

Hot Tip: The major perk of the card is that it offers this benefit as primary coverage, which means you do not need to make a claim with your personal insurance first, while other credit cards mostly offer secondary coverage, which only covers anything above what your personal insurance will cover first.

Once this primary goal has been achieved, then higher stipends, universal health care coverage, and term limits top the NPA's list of major problems that need to be addressed post haste to enhance postdocs» lives.

Hot Tip: The major perk of the card is that it offers this benefit as primary coverage, which means you do not need to make a claim with your personal insurance first, while other credit cards mostly offer secondary coverage, which only covers anything above what your personal insurance will cover first.

This card is one of the few that offer primary coverage, meaning your card covers you on rentals in the US and many foreign countries before you'd need to touch your personal coverage, resulting in deductibles and potential rate increases.

The following credit cards are some of the most popular that offer primary insurance coverage so you don't need to pay for the car rental agency's CDW:

Hot Tip: The major perk of the card is that it offers this benefit as primary coverage, which means you do not need to make a claim with your personal insurance first, while other credit cards mostly offer secondary coverage, which only covers anything above what your personal insurance will cover first.

(ii) Allowing tailored coverage and payment options: Providing lawyers individually their insurance coverage and payment options to meet their particular practice needs, while maintaining reasonably consistent coverage and options amongst all insured lawyers (see below in terms of the areas where even in the primary program firm - wide consistency is required);

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Although you may need less in the way of contents coverage, there are other risks involved with insuring a property that is not a primary residence.

Never forget that protection — and not state requirements — are the primary purpose of having auto insurance, and be sure to get the coverage level that you need.

Term life is great for those who can discern how long they need the coverage for, such as for the household's primary income earner while the kids are young, or life insurance for SBA loans, or to meet the requirements of a divorce settlement.

Best Primary Medical Coverage by Age While destination determines how much medical coverage is needed, age helps determine the price of a policy.

One of the primary factors in determining if term is a good fit for you is gauging how long you'll need have coverage in place for.

For a relatively minor incident that can be easily treated with an emergency room visit, you'll have the secondary travel medical coverage you need to cover your out - of - pocket expenses after your primary health insurance covers their out - of - network portion.

For this reason, it is generally accepted that «non-working» spouses should be eligible for up to the same amount of coverage the primary bread earn is insured for (within reason) without having to «justify» the need.

A second home or a vacation home not needing the same level of coverage as your primary residence.

For example, your vacation home may have lower contents coverage needs than your primary residence, but it may be in an area more prone to severe weather events or it may sit empty for several months out of the year.

True, it does offer tax benefits, but the primary objective while purchasing a medical insurance plan should be the coverage of your health needs and financial protection against medical emergencies.

You can also layer a guaranteed universal life insurance policy with a term policy to provide a large amount of coverage until your primary need for the coverage has diminished.

For example, secondary homes may have lower contents coverage needs than primary residences, but if you rent out the properties or leave them empty and unattended for several months out of the year, your costs may increase significantly.

The section of the insurance coverage that covers «other insurance» will need to be reviewed to determine which policy is considered primary and which is considered excess.

Once we then have the answers to these types of questions, we'll generally be able to determine the severity of you asthma and begin to get an idea of whether or not a life insurance company will be willing to offer you coverage right away, or if they may need to actually order medical records from your primary care physician.

For example, your vacation home may have lower contents coverage needs than your primary residence, but it may be in an area more prone to severe weather or it may sit empty for several months out of the year.

This is one of the primary reasons that you need to take the time to fully understand all of your different renters coverage options.

While most group policies provide nominal coverage to a spouse through the primary insured individual, the coverage is less substantial than you'll probably need, and it generally ends upon the death of the employee, as the primary insured person.

Like anyone else who has dependents who rely on his or her income, a small business owner needs sufficient life insurance coverage to enable the family to survive in the event of the primary breadwinner's death.

With comparatively low numbers of primary care physicians and HMO penetration rates, you will need to do your homework to make sure your health insurance provides coverage for local health care services and facilities.

It is important to remember that the primary function of life insurance is to provide for the needs of your beneficiaries and that maintaining adequate coverage should be your priority.