Sentences with phrase «primary policy limits»

An umbrella insurance policy provides both additional and broader coverage beyond the limits of the basic commercial general liability insurance and other liability coverage this coverage is only applicable after the primary policy limits have been exhausted.

Size of firm It's not just large firms that have claims that breach the primary policy limits: Large claims can affect a solo or two - person firm as well.

Not exact matches

In addition, we have already adopted policies to limit marketing of sugar - sweetened carbonated soft drinks to primary schools and to not directly market these same products to primary school children in the media.

Management of the Takoradi Branch of Stanbic Ghana Limited has refuted news making rounds on social media that the bank is endorsing the NPP's Free SHS policy by wearing government's primary and Junior High school uniforms.

This was a flagship policy of the Labour government - setting a legal upper limit of 30 pupils for infant classes in primary school.

If you have an umbrella policy, it would kick in after your primary limits are used up.

This means if you have another policy that provides primary coverage, you'll need to exhaust that policy's limits before your umbrella coverage kicks in.

One of the primary advantages to limited pay life insurance is that you no longer have to pay into your policy once the contracted payment duration has been met.

Your primary liability insurance will pay the costs associated with the claim after your deductible has been met, and up to the limits of the liability policy.

You'll notice that key differences are no primary car rental insurance and that many of the totals for policy limits are cut in half for the Freedom when compared to the CSP.

It is also practically important because the first four IPCC reports, although not completely ignoring all ethical and justice problems with economic arguments about climate change policies, failed to examine the vast majority of ethical problems with economic arguments against climate change policies while making economic analyses of climate change policies the primary focus of Working Group III's work thereby leaving the strong impression that economic analyses, including but not limited to cost - benefit analyses, is the preferred way to evaluate the sufficiency of proposed climate change policies.

Mitigation scenarios (also known as climate intervention or climate policy scenarios) are defined in the TAR (Morita et al., 2001), as scenarios that «(1) include explicit policies and / or measures, the primary goal of which is to reduce GHG emissions (e.g., carbon taxes) and / or (2) mention no climate policies and / or measures, but assume temporal changes in GHG emission sources or drivers required to achieve particular climate targets (e.g., GHG emission levels, GHG concentration levels, radiative forcing levels, temperature increase or sea level rise limits).»

Whatever statutory regime is selected, it can be modified to accommodate their specific needs, but any modification is subject to specified public policy limits; there are many «primary regime» rules governing spousal relationships that the parties may not alter by contract.

These claims tend to involve significant damages which often approach or exceed the available limits under the primary LAWPRO policy.

Excess insurance — insurance that covers you for claims after the limits under the primary policy are exhausted — offers peace of mind for lawyers, no matter what their practice entails.

The primary defendant's insurer, Germantown Mutual, paid its policy limits, and the plaintiff's insurer, Rural Mutual, paid additional «under insured motorist» benefits.

Lawyers should also be alert to the potential for erosion of aggregate limits at the primary and excess level in the event a lawyer or firm faces a number of claims in the same policy period.

Critically, however, that new body of law will constitute an undifferentiated mass of measures ranging from those that are mundane and highly technical in nature (and hence the type of thing that would, if enacted domestically, most likely take the form of secondary legislation anyway) to those that deal with the sort of broad, policy - heavy matters that are normally the preserve of primary legislation that is vulnerable (if at all) to ministerial amendment only to a limited extent through the conferral of specific Henry VIII powers.

Excess policies are typically sold on the same contractual terms as the primary policy (except price and limit); however, that is not always the case.

You also run the risk that the claims made against you in any one year could exceed the $ 1 million per claim / $ 2 million in the aggregate policy limits of the primary LAWPRO insurance program.

Excess liability insurance is intended to provide additional limits over that provided by the underlying (primary) liability policy.

Would your exposure on a negligence claim be over the individual lawyer's $ 1 million per claim or $ 2 million in the aggregate limits offered under the LAWPRO policy for the Law Society of Upper Canada program (the «primary policy»)?

In a major bodily injury or property damage liability occurrence your primary Home, Auto, Motorcycle and RV policy limits might not be enough to cover the damages.

Secondary Residence Premises Endorsement: Your home insurance policy coverage is typically limited to your primary residence.

Additional Interest Insured Anti-Theft Device B Bodily Injury Liability Coverage C Comprehensive Coverage > Collision Coverage Continuously Insured D Declarations Page Deductible Discounts Driver Status G Garaging Location L Limits Loan / Lease Payoff Coverage N Named Insured O Occasional Driver P Policy Expiration Date Policy Term Primary Residence Primary Use Principal Driver Property Damage Liability Coverage S Second Named Insured SR - 22 U Uninsured Motorist Coverage Underinsured Motorist Coverage Uninsured Motorist Property Damage Coverage Underinsured Motorist Property Damage Coverage V VIN

Umbrella policies extend limits of insurance to provide additional coverage when your primary personal policy limits are exhausted.

In order to be eligible for an umbrella policy, insurance companies may require you to purchase and maintain certain minimum underlying liability limits on your primary policies.

If the damage exceeds the limit that you purchased in that primary policy, then your auto insurance will «kick in» (as secondary) and will provide coverage for anything in excess (up to the limits of their liability).

It means that it provides liability protection above and beyond the basic coverage of your standard Homeowners and Auto Insurance policies and comes to the fore in catastrophic situations when primary Liability Insurance is exhausted and a legal award could exceed its limits.

When primary medical coverage is not available and secondary medical coverage provides limited coverage, it is possible to purchase multiple secondary coverage policies to increase overall coverage.

If you're sued for damages that exceed your primary insurance liability limits, an umbrella policy helps pay what you owe.

Travelers who purchase policies that act as their primary coverage, have higher claim limits, or more comprehensive coverage should expect to pay more.

It means that the primary policy will pay for the damage as agreed in that policy, up to their limits of liability or fault.

Umbrella Liability is insurance protection that covers against catastrophic losses when primary limits of the basic liability policy are exhausted.

This coverage provides reimbursement for your pre-paid travel expenses (up to the policy limit) in the event your primary residence or travel destination is rendered uninhabitable due to a weather - related natural disaster prior to or during your trip.

This coverage provides reimbursement for your pre-paid travel costs (up to the policy limit) in the event your primary residence or travel destination is rendered uninhabitable due to a hurricane.

If there's a hurricane or other natural disaster, a good travel insurance plan with coverage for natural disasters will allow you to cancel your trip and get your pre-paid trip expenses back (up to the policy limit) in the event your primary residence or travel destination is rendered uninhabitable by the disaster.

An umbrella policy is structured so that in the event of a claim for which you exceeded the primary liability limits on your home or auto, boat, etc., it would pick up where you have run beyond your existing policy limits.

The limits on your umbrella apply after the limits on your primary liability policy have been used up.

Gaps in coverage can occur when the primary policy's annual spending limit is reached, or when a policy doesn't provide coverage for necessary or desired dental treatments.

One of the primary functions of a tenant policy is to limit your liability for damage.

The coverage kicks - in when the liability limits on existing primary policies are exhausted.

Capital Construction is insured under a primary general liability policy with an Each Occurrence limit of $ 1 million and a General Aggregate limit of $ 2 million.

Each umbrella policy will require that you carry minimum limits of liability on your primary policies.

These policies kick in once the limit of your primary liability coverage of your auto or renters policy is reached.

Umbrella coverage starts to protect you after you have exhausted your maximum liability limit of coverage under your Auto, Boat and Home primary Insurance policies.

One of the primary advantages to limited pay life insurance is that you no longer have to pay into your policy once the contracted payment duration has been met.

Thus, even if a person already has a primary policy protection program, an umbrella policy like CPL provides extra liability protection over and above the limit of the primary policy.

This means if you have another policy that provides primary coverage, you'll need to exhaust that policy's limits before your umbrella coverage kicks in.

Your insurance pays the primary costs, but if your medical expenses exceed the coverage limits of your policy (called