Not exact matches
A
primary reason whole
life insurance is more expensive than term is because
of its cash
value.
These policies all generally have a cash
value component, which is essentially the surrender
value of the policy (if you give it up before its maturity or your death), and is the
primary reason permanent
life insurance policies are more expensive than term policies.
However, given the complexity
of the policy, the additional costs correlated with permanent
life insurance policies, and the potential to lose the entirety
of the account's cash
value, it's not recommended if your
primary intent is to provide financial coverage in the case
of your death.
The
primary advantage
of universal
life insurance option B is that cash
values grow more quickly over time and the higher level
of excess premium contributions allowed by the IRS.
A
primary residence, retirement plans, small family - owned businesses, and the cash
value of life insurance don't count as assets on the FAFSA.
Whole
life, universal
life, and variable
life insurance are the three
primary types
of cash
value life insurance.
A
primary reason whole
life insurance is more expensive than term is because
of its cash
value.
The
primary value in our estimation
of SBLI's term
life insurance is that you can convert the policy to SBLI's whole
life insurance.
Parity Parity price Participating preferred stock Participating (semi-fixed) Trusts Partnership Par
value Passive income Pass - through security Payment date P / E ratio Penny stocks PHA Bonds Phantom income Pink sheets Placement Ratio Plan completion
life insurance PN Point Portfolio income Position limits Positions book Pot Power
of attorney Pre-dispute arbitration clause Preemptive right Preferred stock Preliminary prospectus Preliminary study Preliminary statement Premium Pre-refunding Pre-sale order Price to Earnings ratio
Primary distribution
Primary market Prime rate Principal Principal stockholder Principal transactions Private placement Private placement memorandum Private securities transaction Proceeds sale Production purchase program Profile Profit - sharing plans Program trading Progressive tax Project note Prospectus Prospectus delivery period Proxy Prudent Man Rule Public float
value Public Housing Authority Bonds Public Offering Public offering price Purchaser's representative Put bond Put option Put spread
The
primary differences between the two policies are the cost, the duration
of coverage, and that whole
life insurance includes a cash
value component.
While the
primary purpose
of life insurance is to provide a death benefit to those you leave behind, some
life insurance policies have a cash - out
value as well.
As with most IUL policies, the
primary benefit
of IUL
insurance is the early cash
value growth, and the Accumulation IUL ranks as one
of the best in class, competing with only Pacific
Life and Lincoln National in terms
of overall performance.
These policies all generally have a cash
value component, which is essentially the surrender
value of the policy (if you give it up before its maturity or your death), and is the
primary reason permanent
life insurance policies are more expensive than term policies.
However, given the complexity
of the policy, the additional costs correlated with permanent
life insurance policies, and the potential to lose the entirety
of the account's cash
value, it's not recommended if your
primary intent is to provide financial coverage in the case
of your death.
One
of the
primary benefits is that under IRC Section 7702, cash
value life insurance is offered many tax advantages.
Infinite banking is NOT a new concept and really has nothing to do with cash
value life insurance or any other particular financial asset with the exception
of one
primary factor:
Whole
life, universal
life, and variable
life insurance are the three
primary types
of cash
value life insurance.
However, given the complexity
of the policy, the additional costs correlated with permanent
life insurance policies, and the potential to lose the entirety
of the account's cash
value, it's not recommended if your
primary intent is to provide financial coverage in the case
of your death.
These policies all generally have a cash
value component, which is essentially the surrender
value of the policy (if you give it up before its maturity or your death), and is the
primary reason permanent
life insurance policies are more expensive than term policies.
Permanent, participating
life -
insurance policies like Adjustable Complife can accumulate a cash
value; however, the
primary purpose
of life insurance is to pay the death benefit if the insured dies.
Key person
life insurance covers one (or more)
of your key employees, with the
primary goal
of protecting the
value and ongoing operations
of your business.
The
primary differences are that the cash
value for whole
life insurance policies grows at a guaranteed interest rate and premiums are level for the
life of the policy.
One
of the
primary benefits
of cash
value life insurance or universal
life insurance is cash
value accumulation.
One
of the
primary benefits is that under IRC Section 7702, cash
value life insurance is offered many tax advantages.
When looking at the two
primary categories
of life insurance — term and permanent — permanent policies build cash
value and term policies do not.
The
primary unique feature
of term
insurance is that unlike other kinds
of life insurance policies, a term
insurance policy is less expensive since it does not have maturity
value.
Upon the death
of the
primary insured, term
life insurance pays the face
value of the policy to the named beneficiary.
The
primary benefits
of whole
life insurance over term
life coverage are that the policy does not expire and it carries a cash
value separate from the face
value.
The
primary disadvantages
of whole
life are premium inflexibility, the internal rate
of return in the policy may not be competitive with other savings alternatives, and the cash
values are generally kept by the
insurance company at the time
of death.
Some types
of permanent
life insurance have the potential to earn money in addition to the face
value, but the savings tool built into such policies should be regarded as a tool, not as a
primary savings vehicle.