Sentences with phrase «principal amount over that time»

The bond will mature (maturity) at some specific date in the future (term) and pays a coupon (interest) on the principal amount over that time.

Not exact matches

Tax specialists and policy makers speculate that a possible plan would allow a capped amount to be tax - free on the sale of your principal residence with any proceeds over this amount to be taxed as capital gains in your tax bracket at the time of sale.

Debt service: The amount needed to repay interest and principal on a debt over a period of time.

(Boss tip: breaking that payment into two monthly installments can also actually help lower the total amount you pay over time, since you're reducing the principal balance more quickly.)

But the proportion of unsatisfactory ratings that Kraft and Gilmour found is about three times the rate before the introduction of the new grading systems, when evaluations were infrequent and typically amounted to nothing more than quick classroom visits by principals wielding simplistic checklists that stressed comportment over quality instruction and student learning.

«When I became Director of Teaching and Learning here, we spent a great deal of time analysing our long - term results for our system and noted that there were a group of schools who, for various reasons — it could be that they are regional schools, had a lot of new staff and transient populations, they could be a school that are in low socio - economic areas or they could be schools with new principals — but consistently over five or six years, the Year 9 - 12 results in literacy were not showing that students were making enough progress with the amount of time they spent in a school,» Doyle shares.

If you have been a school principal for any amount of time, you would most likely agree that the job has become much more challenging and complex over the years, and the research supports this claim.

Over time, the interest portion decreases as the loan balance decreases, and the amount applied to principal increases so that the loan is paid off (amortized) in the specified time.

Even if you finance the closing costs with the rest of the principal, you end up paying interest on that amount over time.

Consequently, you pay down your principal (i.e. the amount you borrow) at a relatively slow rate early on in your loan but at an increasing rate over time (as the orange lines depict in the above graphic).

When you make an investment, and it earns interest or gains over a period of time, in effect that final amount of money (principal + interest) has the same value as the principal when you started, because that final amount was grown from the original principal.

These include the following factors: (a) the length of the loan, that is, the time period in which the loan principal must be completely paid, (b) whether the interest rate is fixed or variable over the loan period, (c) the amount of the loan relative to the market value of the product being financed, that is, the loan - to - value ratio, and (d) whether the loan contract includes upfront costs such as loan processing fees.

The amount of money an investment generates over a given period of time as a percentage of the amount of principal originally invested.

If larger deposits will be made over a 2 - 7 year time period, then the account owner can take advantage of the bonus opportunity providing a much larger principal amount to draw from during their retirement years.

While there are valid arguments at this time as to whether one should rent or own their primary residence given the absurd amount of debt most are carrying on their principal residence along with artificially cheap money and the boomer influx about to hit the real estate markets across Canada over the next few years it would seem you are okay in that area.

On the Savings tab, simply update the principal amount, annual interest rate, and your monthly savings contribution to see how much you can earn from compound interest over time.

Making extra principal payments on your debts reduces the amount of interest paid over time, so that can be thought of as interest saved.

The net effect of the index rolling cost accumulates over time and is subtracted at the rate of $ 0.12 per year, or 0.24 % of the principal amount of your ETNs per year.

For instance, the rules will limit the use of negative - amortization loans, wherein the principal amount borrowed actually grows over time.

The amount of interest you pay will decrease over time as the balance is paid down and the principal payment will increase.

Doing so can help reduce the amount of interest you will repay over time if interest capitalizes, or is added to the principal balance of your loans, when the deferment ends.

When you take out a mortgage loan, you agree to pay back the principal amount (actual loan money) in addition to interest over a specified period of time.

This is the way student loans are paid off, but the amount going towards interest or the principal changes over time.

Your outstanding loan amount is essentially your principal balance, which shrinks over time as monthly payments are made.

The total interest on an amount lent or borrowed depends on the principal sum, the interest rate, the compounding frequency, and the length of time over which it is lent, deposited or borrowed.

You invest a set amount of principal and earn interest at either a fixed or variable rate over a period of time.

Tax specialists and policy makers speculate that a possible plan would allow a capped amount to be tax - free on the sale of your principal residence with any proceeds over this amount to be taxed as capital gains in your tax bracket at the time of sale.

As can be seen on a payment allocation graph, the portion of a payment allocated to accruing interest decreases, and the amount to principal increases over time.

The interest rate of an account is the actual number used to calculate how much money the principal amount in the account will earn over time.

These types of mortgage life policies are a good choice for those who have an interest only mortgage where the amount of the principal balance does not decrease over time.

Of course, the bond interest might not quite be enough to cover the traditional LTC premiums right now (and therefore deplete principal slightly), but it will be more than enough once rates rise, which again seems like a reasonable «bet» for someone who still has a 10 - 20 + year time horizon for long - term care and retirement needs (and over that time horizon, the client could have generated an amount equal to the hybrid life / LTC death benefit just with normal growth!).

Using the fixed amount settlement option, the death benefit proceeds will be given out in a fixed amount over time until both the principal and the interest have been totally paid out to the beneficiary.

Some funds accrue interest over time, so when it's time for the insurance carrier to pay the cash benefit to the family members the principal amount has already grown due to the interest rates.

Since ownership shares in many organizations are split using percentages instead of dollar amounts, the principals need to consider the value of their particular shares over a period of time.

Since ownership shares in most organizations are divided using percentages rather than dollar amounts, the principals should consider the value of their shares over time.

Over time, the interest portion decreases as the loan balance decreases, and the amount applied to principal increases so that the loan is paid off (amortized) in the specified time.

As time goes on, and payments are made over a period of years, when you get closer to the end of the amortization period, a larger portion of the monthly payment is paid to principal with a smaller amount applying toward interest.

107 DOS 98 Matter of DOS v. Sosis - subject matter jurisdiction; due process; failure to appear at hearing; proper business practices; deposits; fraudulent practice; DOS fails its burden of proof; DOS has subject matter jurisdiction if at the time the disciplinary proceeding was commenced by proper service of a notice of hearing and complaint the party was (i) licensed to engage in regulated real estate activities, or (ii) an applicant for either a license or for the renewal of a license to engage in regulated real estate activities, or (iii) eligible to automatically renew the prior license under the two - year limitation provision of RPL § 441 (2); ex parte hearing is permissible upon proof of proper notice of hearing; DOS has subject matter jurisdiction where party was licensed at the time proceeding was commenced and, where at time of hearing, although not licensed was eligible to automatically apply to renew pursuant to RPL § 441 (2); licensee operated a real estate brokerage business under an unlicensed name; licensee unlawfully retains deposit funds after deposit monies were delivered on the condition that same were to be disbursed only on the principal's consent and approval and said consent and approval was not given; licensee's illegal exercise of right of ownership over his principal's funds spawns conversion and constitutes a fraudulent practice; DOS fails its burden of proof to establish licensee failed to deposit trust funds in a segregated escrow account, engaged in fraud and changed business location without notice to DOS; restitution ordered in the amount of $ 1,900 plus interest, fine of $ 1,000 and any further application for licensure shall not be considered until applicant pays said fine and provides proof of payment of restitution

The pay - down or amortization of the loans over time is calculated by deducting the amount of principal from each of your monthly payments from your loan balance.

Over time, the amount that goes towards principal repayment increases — so you build equity at an increasing rate each year.

The principal is the loan amount that you borrowed and the interest is the additional money that you owe to the lender that accrues over time and is a percentage of your initial loan.