Sentences with phrase «principal in refinancing»

In conclusion, a homeowner should plan on paying an average of 3 to 6 percent of the outstanding principal in refinancing costs, plus any prepayment penalties and the costs of paying off any second mortgages that may exist.

In conclusion, a homeowner should plan on paying an average of 3 to 6 percent of the outstanding principal in refinancing costs, plus any prepayment penalties and the costs of paying off any second mortgages that may exist.

In conclusion, a homeowner should plan on paying an average of three to six percent of the outstanding principal in refinancing costs, plus any penalties for prepayment and the costs of paying off any existing second mortgages.

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

Actual results may differ materially from those expressed or implied in the forward - looking statements as a result of various factors, including but not limited to: our substantial increased indebtedness as a result of the 2015 Recapitalization and the 2017 Recapitalization and our ability to incur additional indebtedness or refinance that indebtedness in the future; our future financial performance and our ability to pay principal and interest on our indebtedness.

Trulia's real estate blog estimated that you can expect to pay about 1.5 percent of your principal loan amount in closing costs when you refinance.

While it has a low payout ratio (dividends are only 61 % of FFO) and a low MCX ($ 16 - 17 million), it does have a need to refinance in the next twelve months because of rising interest costs and principal repayments.

In my case, we were refinancing down to a lower percentage, with a significantly smaller principal amount and they were giving us the same story about all of the documentation they needed for «new regulations».

These can be helpful if you take advantage of the lower rate for the set period of time and then refinance before the higher rate kicks in so you end up paying less toward the interest and more toward the principal.

The settlement requires Citi to provide at least $ 90 million in mortgage relief, including principal forgiveness on first and second mortgage as well as refinancing at lower rates.

The settlement gave New York an estimated $ 2 billion in the form of principal reductions, refinancing and direct payments to homeowners and former homeowners.

Already, he said, the state has given about $ 2 billion in the form of principal reductions, refinancing and direct payments to homeowners and former homeowners.

If you are uncomfortable taking on more mortgage debt, it's probably better to keep the same loan balance when refinancing or bring in cash to decrease the principal balance.

Investment properties (properties in which the borrower does not reside in as his or her principal residence) may only be refinanced without an appraisal

In this program, homeowners may refinance their mortgage into a lower rate loan, provided the lender agrees to write off at least 10 % of the unpaid principal.

* The refinance is to result in a lowering of the borrower's monthly principal and interest payments.

The refinance results in a lowering of the borrower's monthly principal and interest payments, or, under certain circumstances, the conversion of an adjustable rate mortgage (ARM) to a fixed - rate mortgage.

The only way for the mortgage holder to «default» was for the principal of the mortgage to reach a certain, predetermined level, but this was avoidable under certain conditions — as long as home prices were rising like they were in the years leading up to the GFC, homeowners could refinance and avoid defaulting.

This type of loan is in place to help a person purchase or refinance a principal residence.

Refinancing to a lower monthly payment will free up money in your budget that you can use for other expenses like rent or utilities, or that you can use to start saving and investing for the future or to pay down your student loan principal.

If you have built yourself an income before you expected and can now afford monthly payments that include both principal and interests, you may want to refinance your loan in order to get a better rate and probably a longer repayment schedule.

Since refinancing consists on getting approved for a loan in order to repay an outstanding loan, not only an amount on interests but the whole principal of the Interest Only Loan will be reimbursed.

The basic requirements of a streamline refinance are that the mortgage to be refinanced must already be FHA insured, the mortgage to be refinanced should be current and not delinquent, and the refinance is to result in a lowering of the borrower's monthly principal and interest payments.

A reduction in the total mortgage payment (principal, interest, taxes and insurances, HOA fees, ground rents special assessments and all subordinate liens): The new total mortgage payment is 5 % lower than the total mortgage payment for the mortgage being refinanced.

New FHA loan requirements apply in cases where «a previously owned property was sold for less than what was owed (short sale)» or «there is principal write down of indebtedness that can not be refinanced into a new mortgage (short pay off).»

«In the third quarter of 2010,» says Freddie Mac, «33 percent of homeowners who refinanced their first - lien home mortgage lowered their principal balance by paying - in additional money at the closing table.&raquIn the third quarter of 2010,» says Freddie Mac, «33 percent of homeowners who refinanced their first - lien home mortgage lowered their principal balance by paying - in additional money at the closing table.&raquin additional money at the closing table.»

In fact, if you refinance you will have a lower monthly payment and will have some more cash laying around that you could, if you so chose, use to reduce your principal.

This mortgage refinance calculator figures your monthly savings and also compares your principal balance in years with and without refinancing.

A refinance transaction in which the new mortgage amount is limited to the sum of the remaining balance of the existing first mortgage, closing costs (including prepaid items), points, the amount required to satisfy any mortgage liens that are more than one year old (if the borrower chooses to satisfy them), and other funds for the borrower's use (as long as the amount does not exceed 1 percent of the principal amount of the new mortgage).

For example, if you refinance a 30 - year fixed rate mortgage at $ 400,000 from a 4.5 percent mortgage rate to just 4 percent, you'll save $ 117 per month on your principal and interest payments, and $ 42,149 in overall interest.

With a cash out refinance, you could access a portion of that available home equity in cash, and add that amount to the principal when you refinance into a new home loan.

In the current lending environment, with interest rates at an all - time low, now is an ideal time for you to refinance your mortgage and possibly save thousands of dollars per year, enabling you to pay more money per month towards the principal on your mortgage as opposed to the interest — which, in turn, can help build equity quickeIn the current lending environment, with interest rates at an all - time low, now is an ideal time for you to refinance your mortgage and possibly save thousands of dollars per year, enabling you to pay more money per month towards the principal on your mortgage as opposed to the interest — which, in turn, can help build equity quickein turn, can help build equity quicker.

Under the FHA loan plan to refinance the first lender would have to give up $ 24,000 in principal so the loan balance could not be more than $ 216,000.

Cash - out refinances allow you to switch into a mortgage for a higher principal amount and withdraw the surplus in cash.

In a cash - out refinancing, you take out a new mortgage for an amount that's larger than your current principal balance.

What about paying the IRD, refinancing for a much lower rate and reducing your amortization period (drop to 20 years) but still keep your original payments as was suggested by another post — surely you would save money in the long run as you would be paying much more off your principal than you would have with the longer amortization period and higher interest rate.

Investment properties (properties in which the borrower does not reside in as his or her principal residence) may only be refinanced without an appraisal and, thus, closing costs may not be included in the new mortgage amount.

The basic requirements of a streamline refinance are: The refinance is to result in a lowering of the borrower's monthly interest and principal payments.

If you have a loan with a negative amortization feature or just live in an area devastated by foreclosures and plunging home values, you may be able to refinance into an FHA loan and get a principal reduction too.

Investment properties may only be refinanced without an appraisal (properties in which the borrower does not reside in as her or his principal residence).

This calculator figures your monthly savings and also compares your principal balance in years with and without refinancing.

The month in which the modified principal balance of the new mortgage is less than the principal balance of the existing mortgage is the month in which a genuinely economical refinancing payback period, one based on household net worth, has been reached.

Additionally, the refinance process should result in a new home loan that lowers the borrower's monthly principal and interest payments.

The amortization schedule of the new mortgage will include the costs of refinancing in the principal balance.

If they choose to refinance into a lower fixed - rate mortgage, say at a rate of 3.5 %, they'll pay $ 2,245.22 a month in principal and interest payments.

Loan modifications typically involve a reduction in the principal balance, the mortgage lender changing the terms on an existing mortgage, the lender granting an extension of the of the terms or otherwise changing the terms without refinancing.

If the length of time that you intend to stay in the home is shorter than 5 years, refinancing will cost you money, as almost every dollar you pay will be going towards the interest of the loan, not the principal.

This type of loan can work in a situation where the borrower does not have enough income to cover amortizing payments or believes they can refinance the principal with another loan at the end of the term.

Refinances can also enable the borrower to make a large, additional payment to take a chunk out of the remaining principal of the loan - this is called a cash - in refinance.

So a VA refinance can be used to get a lower interest rate, put cash - in to bring the remaining principal down, take cash - out for any purpose agreeable to the lender, including consolidating other debt.