Sentences with phrase «principal over the term»

Mathematically, there is a payment for every interest rate, term, and principal amount that maintains a blended level payment of principal and interest, and pays back all of the principal over the term.

The process of paying back the loan principal over the term of the loan is known as «loan amortization.»

Partially - amortizing loans (or balloon mortgages as otherwise referred to) as the term implies, call for partial repayment of the principal over the term of the loan with the remaining balance due upon expiration of the term of the loan.

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

So they reprioritize raising capital over building a valuable product or service and usually end up asking for too much money too soon which ends up in a failed fundraising attempt or a raise on bad terms for the entrepreneur,» said Hrach Simonian, a principal at Canaan Partners.

APRA required serviceability assessments for new loans to be more conservative by basing them on the required principal and interest payments over the term of the loan remaining after the interest - only period.

Start the repayment period and make payments toward the principal and the interest over a set term.

Each account is diversified across a variety of sectors and maturities to help ensure it is not concentrated in any one area, can better handle changes in interest rates, and can potentially help reduce overall risk to principal over the long - term.

Higher crude US: CLK8 and commodity prices CRB, +0.42 % have been the principal driver of the short - term jump in the 10 - year break - even rate, the bond market's assessment for inflation over the next 10 years, to 2.18 %.

Objective: Generate a high level of income, while preserving the opportunity for growth of principal over the long term

Personal Assistant to President Muhammadu Buhari on Social Media, Lauretta Onochie has congratulated Nigerians over her principal's announcement of his intention to seek a second term...

Despite the fact that additional principal photography is often planned for blockbuster movies, the term «reshoots» has developed a bad connotation over the last few years as people quickly associate it with a problematic production.

«When I became Director of Teaching and Learning here, we spent a great deal of time analysing our long - term results for our system and noted that there were a group of schools who, for various reasons — it could be that they are regional schools, had a lot of new staff and transient populations, they could be a school that are in low socio - economic areas or they could be schools with new principals — but consistently over five or six years, the Year 9 - 12 results in literacy were not showing that students were making enough progress with the amount of time they spent in a school,» Doyle shares.

Provide long - term financial support for the development and implementation of common assessments, teacher and principal professional development, and research to help continually improve the common core state standards over time.

Over the last decade, the term instructional leader has worked its way into the vernacular of the education community to describe the role of school principals.

If misalignment is noticed, it is not to be the fault of either measure (e.g., in terms of measurement error), it is to be the fault of the principal who is critiqued for inaccuracy, and therefore (inversely) incentivized to skew their observational data (the only data over which the supervisor has control) to artificially match VAM - based output.

As the discussion above suggests, creating high - quality principal development models that survive over the long term will require more systematic policy supports.

Consider the principal only periodic obligation for someone borrowing $ 5,000, when spread over five different term lengths.

So instead of paying these fees up front, they become part of the principal and you repay them with interest over the loan term.

This allows them to change into a loan with more favorable terms, which usually means switching into a regular mortgage and paying down the principal over 15 or 30 years, or switching into another interest - only mortgage and deferring the loan pay - off for another 5 or 10 years.

Total principal: This is the amount borrowed that you must pay back over the loan term, not including interest.

Over the specific term of the loan (30 years - 15 years - 7 years - 5 years - 3 years - 1 year, etc,), you will pay your mortgage gradually through regular, monthly payments of principal and interest.

At the end of the five - year term I would've paid just over $ 33,000 against the principal of the loan.

This separately managed account is designed to offers investors a diversified portfolio of investment - grade taxable bonds1 that is designed to deliver income, while limiting risk to principal over the long term.

Each account is diversified across a variety of sectors and maturities to help ensure it is not concentrated in any one area, can better handle changes in interest rates, and can potentially help reduce overall risk to principal over the long - term.

This is a simple calculator that shows you the principal balance of your loan over its entire term.

This separately managed account seeks to provide a stream of income while limiting risk to principal over the long term.

Equipment loans provide for periodic payments that include interest and principal over a fixed term.

The trustee lends the remaining cash to Charlene on commercial terms, requiring the payment of principal and interest over time.

For example, a $ 5,000 loan over a 2 - year term means $ 5,000 is divided by 24 (2x12 months), while over 5 years, the principal sum is divided by 60.

You expect to be paid interest over time and when the bond's term is up, you get your principal back.

* Term reductions are calculated net of fees and based on the expection of additional payments made towards the loan principal over the full life of the loan.

You may end up paying more over the life of your loan due to extended terms, increased interest rates, or negative amortization (an increase in the amount you owe as a result of not paying interest — the unpaid interest is added to your principal balance).

If you are a regular reader of this blog, you know that Canadian Capitalist is rightfully a passionate supporter of the KISS (keep it simple stupid) principal of personal finance (my words, not his) and that fees destroy returns over the long term.

Each payment will consist of principal and interest, and the loan will amortize over its term.

They're applied once on the principal loan amount to demonstrate how much your business loan will cost over the loan term.

In our example above, we received our entire principal back over the term of our annuity with interest on the outstanding balance.

This is the level payment of «blended principal and interest» which pays off the outstanding principal exactly over the term.

For simplicity's sake, let's assume that the principal is repaid evenly over the term of the annuity.

The bond will mature (maturity) at some specific date in the future (term) and pays a coupon (interest) on the principal amount over that time.

A balloon loan typically features a relatively short term, and only a portion of the loan's principal balance is amortized over the entire term.

Over the five year term of your mortgage, you'll pay $ 76,896 towards the principal and another $ 57,345 in interest payments.

12 Payment examples (all assume a 45 - month deferment period, a six month grace period before entering repayment and a.25 % interest rate discount for making ACH payments upon entering repayment (see footnote 3)-RRB-: 5 year term: $ 10,000 loan disbursed over two transactions with interest only repayment, a 5 - year repayment term (60 months), and a 6.767 % APR would result in a monthly principal and interest payment of $ 196.13; 7 year term: $ 10,000 loan disbursed over two transactions with interest only repayment, a 7 - year repayment term (84 months), and a 7.100 % APR would result in a monthly principal and interest payment of $ 150.68; 10 year term: $ 10,000 loan disbursed over two transactions with interest only repayment, a 10 - year repayment term (120 months), and a 7.381 % APR would result in a monthly principal and interest payment of $ 117.40.

This separately managed account offers investors a diversified portfolio of investment - grade bonds and seeks to generate federally tax - exempt interest income, while limiting risk to principal over the long term.

This separately managed account seeks to generate federally tax - exempt interest income while limiting risk to principal over the long term.

If you can roll over some of that high interest rate debt to low / 0 % rate cards, you can lower your payments dramatically for the short term and start making extra payments to principal.

Both upfront and installment premium recognition methods recognize premiums over the term of an insurance policy in proportion to the remaining outstanding principal balance of the insured obligation.

Investors interested in investing with a managed futures program (excepting those programs which are offered exclusively to qualified eligible persons as that term is defined by CFTC regulation 4.7) will be required to receive and sign off on a disclosure document in compliance with certain CFT rules The disclosure documents contains a complete description of the principal risk factors and each fee to be charged to your account by the CTA, as well as the composite performance of accounts under the CTA's management over at least the most recent five years.

Furthermore, unlike installment loans that are repaid via multiple payments over the course of the loan, short - term cash advance loans are typically repaid as a single lump - sum payment that includes both the principal plus any and all applicable financing fees.

Amortizing a loan means calculating a fixed monthly payment that will cover interest and repay the principal (the original amount you borrowed) over the course of your loan term.