However, if you can provide another asset as security, you will
probably get a much
lower interest rate and a longer repayment period that will turn
monthly payments even more affordable.
Many of the
low and no down
payment options I've seen require mortgage insurance, which would
probably raise her
monthly payments past what she can afford, but if she tries to
get a conventional mortgage, she'd have to come up with a down
payment which she doesn't have.