On the other hand, the use of sections of books for teaching purposes through «course packs» has enormous educational value, particularly because of
problems of affordability on the part of the students.
But in none of the authoritative reports and discussions on
the problem of the affordability of legal services is this issue as to the method of delivering them even mentioned, let alone analyzed.
Law societies are fated to either be: (1) abolished because of their refusal to try to solve
the problem of affordability; or, (2) greatly diminished in purpose, power, and prestige by the commercial production legal services.
The mandatory mediation stage was put in place by the government with good intentions, but I think at the end of the day it just exacerbates
the problem of affordability.
Increased rents and stagnant wage growth leads to
a problem of affordability for many renters, and a separate conversation about Affordable Housing, what it is and how it works.
Not exact matches
This panel will engage business leaders and economists to explore the economic implications
of our region's housing
affordability problem.
But if policy - makers want to actually address the root causes
of lack
of affordability, they should focus on the core
problems with the housing market.
Over time, this kind
of economic mismatch can lead to housing
affordability problems.
And
affordability is an even more serious
problem for another 22 per cent
of people in Kamloops, who spend more than half their income on rent.
For example, poor transit infrastructure, poor housing
affordability and the dwindling availability
of industrial land are
problems that are not specific to a single municipality — they affect the entire Greater Vancouver region.
In fact, house values have risen faster than job wages, and that has created
affordability problems for buyers in some parts
of the country.
Solomon figured out a way to make the bride's parents pay above the average and took care
of the
affordability index
problem mightily.
Interviews with a representative sampling
of the city's renting population indicate that 57 percent
of households have had trouble finding rental housing and that
affordability is the main
problem for nearly half
of these.
Make it hard to fire lazy workers, cause
problems for no good reason, and drive up costs with little care
of affordability.
Mrs Barker proposed a massive expansion
of house building to counter the
problem of house price
affordability, which has left aspirant homeowners in 8 out
of 10 British towns unable to mount the property ladder.
He was invited by the senator to highlight the
problem of student loan debt and college
affordability.
That could be a
problem as FEMA begins raising rates on subsidized homes, as required by Congress in the Homeowner Flood Insurance
Affordability Act
of 2014.
The
problem then becomes one
of affordability.
In her view, that is probably just a start, because the inadequate funding
of other social programs — Medicaid, childcare support, food stamps, housing assistance — compounds the college
affordability problem for low - income families.
«Politicians are tempted to help first - time homebuyers enter the market, but low down payments may be part
of the
problem, adding to
affordability pressures and macro-economic vulnerabilities,» said Evan Siddall, president and CEO
of Canada Mortgage and Housing Corp..
And we focus on practical things that indicate quality
of life, such as income,
affordability of homes, whether sprawl is a
problem, and how easy it is to get around via public transit or bicycle.
Demos, a public policy organization, released new polling results on college
affordability that shows, among other things, that 92 percent
of respondents believe that student loan debt is a serious
problem in America.
new polling results on college
affordability that shows, among other things, that 92 percent
of respondents believe that student loan debt is a serious
problem in America.
The bill's authors assert PROSPER's reforms will simplify and improve student aid and that the proposals outlined will help students borrow responsibly.1 Those are certainly laudable goals, but the bill seems to miss two
of the largest
problems facing higher education today: maintaining access and increasing
affordability.
Rising mortgage interest rates pose
affordability problems for all home buyers, but current homeowners looking to buy a new home are in a uniquely challenging situation: At higher rates, monthly payments on even a similarly - valued home will go up, to say nothing
of a more expensive home.
We've followed the small living movement in our «Tiny house trends series,» which has featured traditional homebuilders switching over to tiny homes, companies finding untapped demand in the small home market, residents
of the first public tiny house community in the country seeing the movement evolve, and an architect who wants to adapt the trend to address
problems of urban infill and a lack
of affordability.
Obfuscation
of law society responsibility for
affordability as the cause
of the unaffordable legal services
problem?
Is
affordability of lawyers a
problem?
According to the article, the main
problem was access to and
affordability of civil justice services, which brought a comparatively low ranking for the U.S.. However, the U.S. did well in areas such as constraints on government power, regulatory enforcement, open government, and absence
of corruption.
That requires that blog articles like this one deal with the, «
affordability of legal services
problem,» rather than merely the statistics generated by the
problem's unattended consequences.
Term life does have drawbacks, such as it may not cover you for long enough, but given its low cost and high
affordability index, it solves a lot
of consumers
problems for a low low price.
«Moreover, we remain concerned about other regulations being put in place — including expanded association health plans and short - term limited duration plans — will also push up premiums and create
affordability problems for millions
of Americans purchasing coverage in the individual health insurance market,» Donaldson said.
This is a
problem in the lists provided: there can be no justification for putting off work on «Strengthening preventive care with particular focus on Indigenous health» until after «Ensuring the sustainability and
affordability of private health insurance» or «Aged care reform».
REALTORS ® surveyed in the National Association
of REALTORS ® (NAR) Member Profile attributed transactions lost to «difficulty finding the right property» and «housing
affordability,» while 62 percent
of real estate brokers surveyed in RISMedia's 2017 Power Broker Report believe scarce supply is currently their most pressing
problem.
Rising home prices,
affordability problems and a lack
of education will affect many segments
of the real estate industry, but none more than homebuyer and seller activity.
«The
affordability crisis isn't just an insurance
problem; it's an economic
problem,» says Kevin McCarty, insurance commissioner for Florida and one
of a dozen speakers NAR hosted in late September at a symposium to help explore insurance
affordability.
Low housing turnover is one
of the roots
of the ongoing supply and
affordability problems plaguing many markets.»
In 2018, I think we're going to continue to see the pricing out
of households —
affordability is a
problem.
«There is still a supply - and - demand
problem, mortgage rates are still on the rise,
affordability remains an issue in many major markets, and the wider - ranging effects
of the new tax plan are still unknown — so it's unclear whether this slowed growth will lead to housing market price plateaus or declines, but the conditions are certainly in place for that potential outcome.»
«Price appreciation has been strong for a while, and some areas are seeing demand hurt by
affordability problems, especially for high - end homes; however, the slowdown this year will only be modest because
of continuing lack
of inventory, especially at the low - to - middle price ranges.»
So knowledge workers feeling priced out
of high cost metros can move to cheaper Sun Belt metros, creating
affordability problems in places less familiar with them historically.
The biggest
problem in terms
of housing and housing
affordability is that it costs too much to build housing.
Affordability problems, however, have caught the attention
of industry, with three
of the big banks announcing a 3 % down mortgage this year.
The study, conducted for NAR by Wade R. Ragas, professor
of finance with the University
of New Orleans Real Estate Market Data Center, shows that slow job growth and modest wages have worsened
affordability problems for the area's low - and moderate - income households.
Statistic Canada says those who spend 30 per cent or more
of their household income on shelter may do so by choice or they may be at risk
of experiencing
problems related to housing
affordability.
Amid the avalanche
of headlines warning
of the growing
affordability crisis, there's a corner
of the real estate industry where the
problem is seen as overstated, or at least misunderstood.
There are lots
of factors contributing to growing
affordability problems, but they pale next to regulatory barriers, which are increasing as localities try to curb sprawl, said Robert Mitchell, president
of the National Association
of Home Builders.
While owners enjoy seeing the value
of their investment grow, some markets are running into an
affordability problem — especially with areas in the west seeing double - digit yearly price growth,» said Quicken Loans vice president Bill Banfield.
Affordability problems for renters have skyrocketed over the past decade both in number and the share
of renters facing them, according to a new report on rental housing from the Harvard Joint Center for Housing Studies.
Escalating rental
affordability problems come at a time when the share
of Americans that rent has increased from 31 percent in 2004 to 35 percent in 2012.