The following do not qualify as purchases: payments of existing card balances, balance transfers, cash advances, ATM transactions, convenience checks, fees charged by us (for example, finance charges, and related service charges, if any apply), purchases of prepaid cards or reloadable cards such as certain gift cards, purchases of quasi-cash items (for example, casino
chips), purchases of cash equivalents or payment instruments that can readily be converted to cash (for example, travelers» cheques, money orders, wire transfers, and similar
products or services), or purchases made using a Personal
Identification Number (PIN) or initiated through identification technology that substitu
Identification Number (PIN) or initiated through
identification technology that substitu
identification technology that substitutes for a PIN.