Sentences with phrase «property and debt as»

In dividing and distributing the marital estate, the court goes through a discovery process to classify property and debt as marital or separate.

The court first classifies property and debt as marital, and then it assigns value on both.

Lawyer prepares calculations of child support, spousal support and division of property and debt as necessary, using court - provided program and documents provided by parties, applying inferences stipulated in lawyer's direction in event disclosure is not made as required.

Not exact matches

This kind of debt has equity - like properties, so it should be treated as a hybrid investment and not simply as another bond, he explains.

The conglomerate has now reversed its spree, and announced that it's offloading commercial properties in major cities as it looks to pay off the debt that has funded these acquisitions.

A $ 5M equity investment in the company will purchase a 30 % ownership interest, or a mix of debt secured by the real property and equity will work as well.

«So, the way to get rich today isn't really to borrow money and buy a property that you hope will rise in price because when the price collapses — as they have today in America, Spain, Ireland, England — when the price crashes, the debts remain in place.

The two announcements also acknowledge that «the function of digital tokens has evolved beyond a virtual currency» and point out use cases, such as representation of ownership or a security interest over a token seller's assets or property, or a debt owed by the seller.

The cheap loans helped propel property values to record highs in big cities such as New York and San Francisco, alleviating concerns about the mountain of debt coming due.

Whether this is a pile of corporate bonds, a highly profitable small business, real estate properties you own with little or no debt, such as apartment or office buildings, or intellectual property, such as copyrights and patents, is up to you to decide.

Unfortunately, Mr. Krugman's failure to see today's economic problem as one of debt deflation reflects his failure (suffered by most economists, to be sure) to recognize the need for debt writedowns, for restructuring the banking and financial system, and for shifting taxes off labor back onto property, economic rent and asset - price («capital») gains.

To compound this problem, mall owners are now starting to mail in the keys to financially troubled malls: More mall landlords are choosing to walk away from struggling properties, leaving creditors in the lurch and posing a threat to the values of nearby real estate... [as] some of the largest U.S. landlords are calculating it is more advantageous to hand over ownership to lenders than to attempt to restructure debts on properties with darkening outlooks (LINK).

Low interest rates helped fuel the real estate and stock market bubble by making the debt side of the balance sheet less expensive, creating a «wealth effect» as people came to believe that rising property and stock - market prices would be able to pay off their obligations.

On the surface, this makes sense, as most REITs rely heavily on debt to fund acquisitions of their properties, and rising rates will increase their expenses and cut into their returns.

In particular, $ 3.8 trillion worth of trust products, which local governments and property developers riddled with debt, used to raise money from the Chinese public have been stymied, with two specific types of trust products having reportedly had to delay payments as liquidity has dried up.

Minimum credit scores can be as low as 620, but may jump to 680 or even 700, depending on your down payment size, debt - to - income ratio, number of units, and the way you intend to use the property.

As a general rule, most loan programs require that your total mortgage payment (including your property taxes and insurance, and, if applicable, mortgage insurance and / or monthly association dues) and existing monthly debt obligations comprise no more than 45 % -55 % of your gross monthly income.

Starting as a hedge fund investing primarily in publicly traded North American corporate debt offerings and equities, the company began its property and casualty reinsurance business in 2004.

Having worked of hundreds of commercial real estate transactions across all property types, Mr. Albano is well versed on the challenges and opportunities facing public and private real estate owners and developers as well debt investors including banks, insurance companies, and private sponsor funds.

Your total monthly debt payments (student loans, credit card, car note and more), as well as your projected mortgage, homeowners insurance and property taxes, should never add up to more than 36 % of your gross income (i.e. your pre-tax income).

Mortgage lenders must weigh the borrower's income and assets against (A) the expected mortgage payments; (B) other expenses relating to the mortgage, such as home insurance and property taxes; (C) payments for other loans associated with the property, such as a second mortgage; and (D) all other recurring debt obligations.

As Helen Rawlings writes, «the reality was that for much of its existence the debts of the Holy Office outweighed its profits» and the most important source of income was not confiscated property but, after 1559, the revenues of fifty - four cathedral and forty - seven collegiate canonries.

The spirit in which he went about that work, the results of which have put the world eternally in his debt, is fairly indicated by a memorandum written in his early forties and never intended for publicity: «Believing that I was born for the service of mankind, and regarding the care of the commonwealth as a kind of common property, which, like the air and the water, belongs to everybody, I set myself to consider in what way mankind might best be served, and what service I was myself best fitted by nature to perform.»

just reading around and all if not most rags are saying our net spend is # 46 million how can they tell that when they do nt even know what our real budget is if it was # 100 million then we are in profit by quite a bit i do nt really know what they base there assumptions on this is where you could do with swiss ramble to dissect what really was spent from what i could see most of our 5 transfers were covered by out goings and c / l monies earned debuchy - vela deal, chambers - vermalen deal, ospina - cesc and miquel deals sanchez c / l monies and other monies recovered from wages and old installment based deals this is the same with welbeck i would imagine if not then poldolski will be sold in jan to cover this as i think he was going to be sold and this would have covered welbecks transfer more or less also and people do nt always realize that arsenal have money coming in from more than one source to cover transfers not just puma and emirates deals we have property arm of the club which makes money for transfers also outstanding debts we are owed of old transfers we receive each year on song cesc maybe van persie and all other structured deals in installment payments sales we just flogged miquel as an example and all the monies from released wages and youths sold its a bit to complex to just say we have a net spend of xyz when arsenal do nt even make the budget public so they have no starting point from which to go from i bet you we have broke even or even made a slight profit as we are self sustaining it would make sense that we can break even or at least make the net spend under # 10 million each year at least screw then all we are the arsenal we do thing our way

To simply take the property taxes levied today and add a debt service figure to it, as has been suggested by a local taxpayer watch group, ignores both the issuance over several years, as well as the debt that is scheduled to be retired in the coming few years, on which that tax will no longer be collected.

At that price, County property taxes would increase by $ 1.2 - $ 1.4 million, or as much as 3 %, to cover annual debt payments and the cost of new staff.»

- Administering the New York State and Local Retirement System for public employees, with more than one million members, retirees and beneficiaries and more than 3,000 employers; - Acting as sole trustee of the $ 129 billion Common Retirement Fund, one of the largest institutional investors in the world; - Maintaining the State's accounting system and administering the State's $ 12.6 billion payroll; - Issuing reports on State finances; - Managing the State's assets and issuing debt; - Reviewing State contracts and payments before they are issued; - Conducting audits of State agencies and public benefit corporations; - Overseeing the fiscal affairs of local governments, including New York City; - Overseeing the Justice Court Fund and the Oil Spill Fund Acting as custodian of more than $ 9 billion in abandoned property and restoring unclaimed funds to their rightful owners;

In this case, underwater means the property is not worth the amount owed on the debt and the charter's ADM is not materializing as expected.

These specifications, which would come to be known as «FHA guidelines», require lenders to check debt - to - income ratios for all borrowers; to verify adequate assets for a downpayment of 3.5 % or more; and to verify that the subject property meets minimum FHA standards.

They are part of the bankruptcy or consumer proposal and are included in your creditor list, as long as the CRA hasn't placed a lien against your property making it a secured debt.

This will make splitting finances, debt, and other property easier down the line, giving you a head start on managing your finances as a newly single person.

By their nature, REITs are high - debt enterprises, as they always need financing to acquire and build properties.

It's interesting because over the long term, stocks can generate as good a return, if not better, than property, AND they don't come with the downsides of property that everyone ignores (eg: enormous downpayments, debt, maintenance costs, taxes, pesky property agents, etc)

Just as you did when you first took out your home loan, you'll need to meet credit qualifications and satisfy debt - to - income ratio tests, and the home must be appraised to determine how much equity is in the property.

The deed of trust — also called a «mortgage» or «lien» — states that the home may be used as «collateral» for repayment of the loan; in the event of payment default, the lender is able to foreclose on the property, sell it, and retain the proceeds to satisfy the debt in question.

As much as we would like to acquire a property, bad debts, a low credit score, and a low income may prevent us from doing sAs much as we would like to acquire a property, bad debts, a low credit score, and a low income may prevent us from doing sas we would like to acquire a property, bad debts, a low credit score, and a low income may prevent us from doing so.

For Married Wisconsin applicants: you recognize that the debt you are seeking will be incurred as a family obligation under Wisconsin law and that your marital property may be subject to liability under this obligation.

The concentrate on a property's value and total debts as it helps them determine its LTV.

Short - term loans, either from payday lenders or lenders that demand property such as an auto title as collateral, can ensnare borrowers in debt traps and lead to property losses while the annual interest rate can soar to over 400 %, according to federal regulators.

If the equity is over 20 %, your property may be taken and sold at an auction as payment for your debt.

Generally a person can protect the same property in bankruptcy as he could protect from a creditor who sued, obtained a judgment, and sought to seize property for sale to satisfy that debt.

If your home is worth $ 1,000,000 in Timmins and has $ 700,000 in debts, the LTV is 70 % which is enough to get you approved as most private mortgage lenders will loan to a maximum 85 % LTV on a residential property.

If you have equity in your property, you can use it as collateral to secure another fixed - rate loan and pay off other debts.

Equity in a home rises as such debts decrease and / or as the value of the property increases.

It looks at overall debts and does not separate out housing costs such as mortgage interest, mortgage interest, property taxes, and property insurance.

However, consolidating your debt and obtaining a consolidation loan is not an easy task, in most cases, consolidation loans are secured loans and you should be extremely careful as your property guarantees the loan.

Consider your family's current income, assets (such as savings, investments, and property), regular expenses and debts (such ascar loans, mortgage, credit cards).

Now, if the property is not a primary residence but an income property or a cottage then you could find yourself in a forced sale situation — where the CRA proceeds with the lien in federal court, prompting you to either pay your outstanding debt, or lose title and ownership of the property, which then goes through the legal procedure of foreclosure and the home is then sold as a power of sale, to clear the debts.

Vancity Credit Union finds that a typical couple aged 25 to 34, with a combined annual income of about $ 72,000, faces a monthly debt of $ 2,745 after property costs and other essentials such as taxes, food, utilities and transportation.

After the successful launch of my first eBook, I'm in the process of writing «premium» versions of my free Debt Snowball Calculator and Rental Property Investment Analysis Calculator programs in Excel to experiment with selling them online with PayHip as well.