Sentences with phrase «property claims on their policies»

You can file a personal property claim on your policy, which generally has replacement cost coverage like most Charleston, SC Renters Insurance.

The other residents who suffered a loss will file personal property claims on their policies.

You can file a personal property claim on your policy, which generally has replacement cost coverage like most Charleston, SC Renters Insurance.

The other residents who suffered a loss will file personal property claims on their policies.

Not exact matches

As a policyholder, do not attempt to claim the personal property of a roommate if they are not listed on your renters insurance policy.

Among them are the rights to: bullet joint parenting; bullet joint adoption; bullet joint foster care, custody, and visitation (including non-biological parents); bullet status as next - of - kin for hospital visits and medical decisions where one partner is too ill to be competent; bullet joint insurance policies for home, auto and health; bullet dissolution and divorce protections such as community property and child support; bullet immigration and residency for partners from other countries; bullet inheritance automatically in the absence of a will; bullet joint leases with automatic renewal rights in the event one partner dies or leaves the house or apartment; bullet inheritance of jointly - owned real and personal property through the right of survivorship (which avoids the time and expense and taxes in probate); bullet benefits such as annuities, pension plans, Social Security, and Medicare; bullet spousal exemptions to property tax increases upon the death of one partner who is a co-owner of the home; bullet veterans» discounts on medical care, education, and home loans; joint filing of tax returns; bullet joint filing of customs claims when traveling; bullet wrongful death benefits for a surviving partner and children; bullet bereavement or sick leave to care for a partner or child; bullet decision - making power with respect to whether a deceased partner will be cremated or not and where to bury him or her; bullet crime victims» recovery benefits; bullet loss of consortium tort benefits; bullet domestic violence protection orders; bullet judicial protections and evidentiary immunity; bullet and more...

Assuming you have an accurate and correct home inventory and replacement cost coverage on your policy, it's just a matter of filing a claim, having someone review the damage or loss, and going about the matter of replacing your property.

That's a small expense, considering that at the base $ 15,000 level of coverage, you'd have to go 62.5 years of fifteen dollars monthly without ever having a personal property claim in order to not come out ahead on a claim for the policy limit.

When everyone has Fremont, California Renters Insurance, there's no questions about who is responsible for making good on a loss — if there were to be a fire, you'd simply file a claim on your own policy for the personal property and loss of use, and then your renters insurance provider would worry about subrogating against whomever was actually liable for the damages.

You can claim up to the total policy limit in personal property losses, though if your policy is written with an appropriate amount of coverage it may not be necessary to go that high depending on the type of loss.

In this instance, it would actually be the aggrieved party who would generally start a claim, but personal liability on a renters insurance policy covers you for bodily injury or property damage that you do to someone else.

If you have Alabama renters insurance, you simply file a claim on your own policy, get the replacement cost of your property, buy new property, and move on with your life.

Typical homeowners insurance policies won't cover fire, vandalism, liability or other types of claims on an unoccupied or vacant property.

A top reason for Raleigh, NC Renters Insurance claims to be denied is that the property belongs to someone who lives there, but isn't listed on the policy!

As a policyholder, do not attempt to claim the personal property of a roommate if they are not listed on your renters insurance policy.

For renters who choose to share, it is wise to make sure each tenant is listed on the policy, since insurers may ask who owned what property when processing a claim.

On the other hand, Aegis Security Insurance has a mandatory endorsement to their home insurance policy offered in California that excludes any «loss, damage, cost, claim expense, bodily injury, property damage or medical payments» related to trampolines, bounce houses or inflatable slides.

Even when a property is resold quickly, or refinanced within a short period of time from the original purchase or most recent refinance, a new title search and title policy are needed because the owner could have taken actions that had an impact on his claim to the title, such as taking out a second mortgage or incurred a lien from unpaid taxes.

* Claims: As reported by Becki Gray, Carolina Journal, Nov. 3, 2015; Claims Source: The Renewable Portfolio Standards NC (Institute of Political Economy at Utah State University / Strata Policy), Feb. 2015 + NC Department of Revenue, Renewable Energy Property http://www.dornc.com/publications/incentives/2015/index.html ^ Bureau of Labor Statistics, Local Area Unemployment Statistics, 2005 - 2009: http://data.bls.gov/timeseries/LASST370000000000003 ~ NC Utilities Commission attorney, as reported by The News & Observer, Apr. 22, 2015: http://www.wral.com/proposed-rollback-on-nc-renewable-energy-requirements-again-rejected/14599311/ ** NC Sustainable Energy Association, 2015 Clean Energy Industry Census, + + RTI International, Economic and Rate Impact Analysis of Clean Energy Development in North Carolina — 2015 Update, Feb. 2015 ^ ^ TechNet letter submitted on behalf of Apple, Google and Facebook to NC General Assembly, May 2015: http://cleanenergync.com/wp-content/uploads/2015/06/Apple-Inc.-Facebook-Inc.-Google-Inc.pdf

Insurance Broking, including brokers» duties to clients on preparation of proposals, notification of insured events and other communications with underwriters; Underwriting decisions; Reports for insured parties and underwriters in cases where underwriters are seeking to avoid a policy; Disputes between insurers and reinsurers; and Personal insurance cover, including life and health insurance, residential property, PPI and motor claims.

In order to establish a claim for premises liability, you must establish that the victim was on the property covered by the homeowner's insurance policy.

Represented insurers in an asbestos coverage action: successfully argued on appeal for application of excess policy pollution exclusions to asbestos - related property damage claims.

Business Development: Brokering various business dealings that further the diversification of Indian economies Developing and accessing commercial financial programs and services for tribal governments, including tax - exempt offerings and federally - guaranteed housing loans Serving as issuer or underwriter's counsel in tribal bond issuances Ensuring tribal compliance with Bank Secrecy Act and other federal financial regulatory requirements Handling federal and state income, excise, B&O, property and other tax matters for tribes and tribal businesses Chartering tribal business enterprises under tribal, state and federal law Registering and protecting tribal trademarks and copyrights Negotiating franchise agreements for restaurants and retail stores on Indian reservations Custom - tailoring construction contracts for tribes and general contractors Helping secure federal SBA 8 (a) and other contracting preferences for Indian - owned businesses Facilitating contractual relations between tribes and tribal casinos, and gaming vendors Building tribal workers» compensation and self - insurance programs Government Relations: Handling state and federal regulatory matters in the areas of tribal gaming, environmental and cultural resources, workers» compensation, taxation, health care and education Negotiating tribal - state gaming compacts and fuel and cigarette compacts, and inter-local land use and law enforcement agreements Advocacy before the Washington State Gambling Commission, Washington Indian Gaming Association and National Indian Gaming Commission Preparing tribal codes and regulations, including tribal court, commercial, gaming, taxation, energy development, environmental and cultural resources protection, labor & employment, and workers» compensation laws Developing employee handbooks, manuals and personnel policies Advocacy in areas of treaty rights, gaming, jurisdiction, taxation, environmental and cultural resource protection Brokering fee - to - trust and related real estate and jurisdictional transactions Litigation & Appellate Services: Handling complex Indian law litigation, including commercial, labor & employment, tax, land use, treaty rights, natural and cultural resource matters Litigating tribal trust mismanagement claims against the United States, and evaluating tribal and individual property claims under the Indian Claims Limitation Act Defending tribes and tribal insureds from tort claims brought against them in tribal, state and federal courts, including defense tenders pursuant to the Federal Tort Claims Act Assisting tribal insureds in insurance coverage negotiations, and litigation Representing individual tribal members in tribal and state civil and criminal proceedings, including BIA prosecutions and Indian probate proceedings Assisting tribal governments with tribal, state and federal court appeals, including the preparation of amicus curiae briefs Our Indian law & gaming attorneys collaborate to publish the quarterly «Indian Legal Advisor ``, designed to provide Indian Country valuable information about legal and political developments affecting tribal rclaims against the United States, and evaluating tribal and individual property claims under the Indian Claims Limitation Act Defending tribes and tribal insureds from tort claims brought against them in tribal, state and federal courts, including defense tenders pursuant to the Federal Tort Claims Act Assisting tribal insureds in insurance coverage negotiations, and litigation Representing individual tribal members in tribal and state civil and criminal proceedings, including BIA prosecutions and Indian probate proceedings Assisting tribal governments with tribal, state and federal court appeals, including the preparation of amicus curiae briefs Our Indian law & gaming attorneys collaborate to publish the quarterly «Indian Legal Advisor ``, designed to provide Indian Country valuable information about legal and political developments affecting tribal rclaims under the Indian Claims Limitation Act Defending tribes and tribal insureds from tort claims brought against them in tribal, state and federal courts, including defense tenders pursuant to the Federal Tort Claims Act Assisting tribal insureds in insurance coverage negotiations, and litigation Representing individual tribal members in tribal and state civil and criminal proceedings, including BIA prosecutions and Indian probate proceedings Assisting tribal governments with tribal, state and federal court appeals, including the preparation of amicus curiae briefs Our Indian law & gaming attorneys collaborate to publish the quarterly «Indian Legal Advisor ``, designed to provide Indian Country valuable information about legal and political developments affecting tribal rClaims Limitation Act Defending tribes and tribal insureds from tort claims brought against them in tribal, state and federal courts, including defense tenders pursuant to the Federal Tort Claims Act Assisting tribal insureds in insurance coverage negotiations, and litigation Representing individual tribal members in tribal and state civil and criminal proceedings, including BIA prosecutions and Indian probate proceedings Assisting tribal governments with tribal, state and federal court appeals, including the preparation of amicus curiae briefs Our Indian law & gaming attorneys collaborate to publish the quarterly «Indian Legal Advisor ``, designed to provide Indian Country valuable information about legal and political developments affecting tribal rclaims brought against them in tribal, state and federal courts, including defense tenders pursuant to the Federal Tort Claims Act Assisting tribal insureds in insurance coverage negotiations, and litigation Representing individual tribal members in tribal and state civil and criminal proceedings, including BIA prosecutions and Indian probate proceedings Assisting tribal governments with tribal, state and federal court appeals, including the preparation of amicus curiae briefs Our Indian law & gaming attorneys collaborate to publish the quarterly «Indian Legal Advisor ``, designed to provide Indian Country valuable information about legal and political developments affecting tribal rClaims Act Assisting tribal insureds in insurance coverage negotiations, and litigation Representing individual tribal members in tribal and state civil and criminal proceedings, including BIA prosecutions and Indian probate proceedings Assisting tribal governments with tribal, state and federal court appeals, including the preparation of amicus curiae briefs Our Indian law & gaming attorneys collaborate to publish the quarterly «Indian Legal Advisor ``, designed to provide Indian Country valuable information about legal and political developments affecting tribal rights.

For certain claims, such as auto accidents and falls on your property, your insurance policy will likely provide coverage (provided you have or had insurance).

Professional Liability Insurance covers bodily injury, property damage, or economic damages; covers damages resulting from the company's professional service; with liability limit that covers defense and indemnity payments; typically on a «claims - made» basis; doesn't allow Additional Insureds; and can't be scheduled under an Umbrella Liability Policy.

This insurance policy protects businesses from lawsuits brought by a visitor injured in a slip and fall accident on the company's property, and other similar types of claims.

The Appeals Court approved the trial judge's analysis and dismissal of all of the insured's claims, premised on his observation that as used in Massachusetts standard fire insurance policies and G.L. c. 175, § 99, the term «actual cash value» did not import a single standard for determining the value of insured property.

While here, Mr. Makin consulted on the evaluation of risks and claims, and the drafting of policy forms in connection with technology errors and omissions and specialty intellectual property insurance policies.

His property insurance practice includes large and complex recoveries for insurers and advising on all aspects of policy coverage, including fraudulent claims, policy voidance, breach of warranty and condition, co-insurance and reinstatement on property, liability, construction / engineering and project policies and policy drafting.

With most home insurance, you are required to prove that your personal property claim happened due to one of the named perils listed on your policy.

If you carry a high deductible on your home insurance policy, you may not want to place a claim for any personal property that is damaged while in the RV.

Personal property coverage against theft on your renters or homeowners policy usually comes with a deductible if you make a claim.

A home insurance policy in the United States typically includes coverage for damage to the home and the owner's belongings, certain legal claims against the owner, and even a small amount of coverage for medical expenses of guests who are injured on the owner's property.

For example, a homeowner's insurance policy will normally include liability coverage which protects the insured in the event of a claim brought by someone who slips and falls on the property; automobile insurance also includes an aspect of liability insurance that indemnifies against the harm that a crashing car can cause to others» lives, health, or property.

Wind and hail damage are typically covered claims on a business property policy.

In case if a tree falls on your neighbor's property or on the house and cause damage then under their insurance policy they can file the claim on their property.

Rates are affected by various factors, including location of the property, number of claims on a policy, and amount of coverage and deductible.

Most Canadians carry typical home / tenants / condo unit owner's policies providing coverage for their physical assets (fire, water damage, etc) and liability coverage against third party claims such as a slip & fall on one's premises / property.

An RCV policy is the more expensive of the two policy types, but a replacement cost rider can be added to an ACV policy to allow you to make RCV claims on certain eligible property, and may even be included in the cost of the policy so you won't have to pay more for it.

Those data can include your age, credit score, driving record, claims history and value of the property you're insuring, depending on the policy.

Typical homeowners insurance policies won't cover fire, vandalism, liability or other types of claims on an unoccupied or vacant property.

Business liability insurance coverage protects you, your business and your employees from claims involving bodily injury or property damage, up to the limits on your policy.

All states will require that a liability insurance policy cover bodily injury claims as well as property damage claims on a per person and per accident basis.

Policyholders with homeowners insurance from are being reminded that there is a Citizens Property Insurance deadline that is now rapidly approaching by which an assessment rebate on policy must be claimed if they wish to take advantage of it.

AAA insurance cost estimates are based on a full coverage policy for a driver who is under 65 years of age, has more than six years of driving experience, no accidents and lives in a suburban / urban location for a policy with $ 100,000 / $ 300,000 personal liability, $ 25,000 medical, $ 100,000 property and $ 25,000 / $ 50,000 uninsured / underinsured motorist coverage, with a $ 500 deductible for collision and comprehensive claims.

If someone hit your property, filing a claim on someone else's car insurance policy will not affect your rates.

«If your child is delivering pizza as part of his part - time job and is driving your car for business then it's your personal auto insurance policy that's on the hook if there's an accident or some other incident that could result in a claim being filed,» according to Don Griffin, vice president of personal lines for the Property Casualty Insurers Association of America, in Des Plaines, Ill..

If you have additional structures on your property, this article can help you understand what part of your policy will cover your claim for outbuildings, and other structures.

If you have Alabama renters insurance, you simply file a claim on your own policy, get the replacement cost of your property, buy new property, and move on with your life.

On the other hand, Aegis Security Insurance has a mandatory endorsement to their home insurance policy offered in California that excludes any «loss, damage, cost, claim expense, bodily injury, property damage or medical payments» related to trampolines, bounce houses or inflatable slides.