Sentences with phrase «property damage costs»

The driver and his or her insurer then assume responsibility for all medical and property damage costs for all parties involved in the accident.
That saves you thousands in legal bills, and tens of thousands in property damage costs.
Most states require motor vehicle owners to have insurance to cover the medical and property damage costs of car accidents.
Those totals will very likely fall short of the medical payments, legal defense fees and property damage costs associated with the accident.
That saves you thousands in legal bills, and tens of thousands in property damage costs.
Property Damage Liability — PDL coverage takes care of any automobile or other property damage costs that happen as a result of you causing an accident, such as body work and repairs on the other person's car.
This type of auto insurance will cover your medical and property damage costs if you are the victim in an accident that is determined to be the fault of another driver, and that driver either does not carry auto insurance or does not carry enough to cover the damages done to you.
Auto Insurance helps to reduce or cover property damage costs, replacement parts for your car as the result of an accident, medical expenses from injuries, road - side assistance, and much more.
You'll see in the chart below that hiking your coverage to liability limits of $ 50,000 per person ($ 100,000 per accident), and $ 50,000 for property damage costs less than the lower state minimum limits.
If your state tends to see higher property damage costs, such as California or Louisiana, you should consider choosing GRC / ERC coverage for your homeowners insurance policy.
Clear thinking at the time of the accident and accurate gathering of pertinent auto accident information may make the difference between having to cover the medical and property damage costs on your own and receiving the compensation to which you are entitled.
Even if you're not required to purchase flood insurance, you may want to buy coverage as Texas consistently has some of the highest fatality rates and property damage costs due to flooding.
XX / XX / XX - The third series of numbers indicates the maximum property damage costs that will be covered for a single auto accident.
This protects you by covering any bodily injury or property damage costs accrued by a third party if you are at fault for an accident while operating your ATV.
So, if you're involved in a major car accident and are found to be at fault, your insurance policy may not provide enough coverage to adequately pay medical expenses or property damage costs for others involved in the accident.
Property Damage Liability — PDL coverage takes care of any auto or other property damage costs that occur as a consequence of you causing an injury, such as body work and repairs on the opposite person's auto.
If you are responsible for an accident in Indiana that destroys a car and sends three people to the hospital, your available insurance will cover the first two people who file a claim, up to a total of $ 25,000 in medical payments and liability costs, and up to $ 10,000 in property damage costs.
This coverage pays for others» injury and property damage costs if you cause a crash.
Medical bills and property damage costs could both add up very quickly, and liability is there to protect you from having to pay for those losses far into your future.
However, in the event of a serious accident, you may find yourself responsible for extensive medical treatments or property damage costs that go beyond these coverage amounts.
Economic damages are quantitative in that they are measured physically by one's medical bills, property damage costs, and lost wages.
The cost of bodily injuries you're liable for is $ 100,000 and the property damage costs for the car is $ 20,000.
Uninsured / underinsured motorists insurance, which provides compensation if you are in an accident caused by a driver who does not have sufficient insurance to cover your injury and property damage costs
Having appropriate Springfield car insurance coverage helps you cover any legal, medical and property damage costs in the event of an accident.
A wreck involving multiple cars with multiple injuries could result in medical and property damage costs that far exceed these minimums.
If you cause a wreck that exceeds these limits, you'll be liable for the difference, and medical and property damage costs can add up very quickly.
UM / UIMPD covers the difference between your property damage costs when you are hit by an uninsured driver.
One careless moment of negligence is all it takes for you to be responsible for someone else's medical bills or property damage costs.
Making Sure You Have Adequate Murrieta Insurance California operates under a tort system, meaning drivers must have a minimum amount of liability insurance to cover medical and property damage costs to the other car if they are at - fault.
This party and their West Virginia car insurance company then legally assume medical and property damage costs for all parties privy to the accident.
If you're not paying your insurance bill, your insurer is not going to extend protection to you — and you're going to be on the hook for all of the associated injury and property damage costs that come with being in a crash.
This minimum coverage is often not enough to cover the medical bills or property damage costs that are incurred in an accident.
However, your property damage costs can surpass those of your medical expenses.
If you live in a state with a tort system that does not offer PIP insurance (see below), you'll pay for your own injuries with medical payments coverage and your property damage costs with collision coverage.
Your PWC insurance would pay that person's bodily injury costs and / or property damage costs, and would potentially cover your legal expenses if you are taken to court.
Medical bills and property damage costs could both add up very quickly, and liability is there to protect you from having to pay for those losses far into your future.
According to the terms of your policy, it may also cover the property damage costs to your vehicle.
An umbrella policy's purpose is to protect personal or future assets against excess costs from bodily injury and property damage costs and legal fees that might put you in a financial bind.
However, in the event of a serious accident, you may find yourself responsible for extensive medical treatments or property damage costs that go beyond these coverage amounts.
Furthermore in many instances, if you are in a serious accident and the other driver only has the basic coverage, the bodily injury and property damage costs are not high enough to pay for the damage to your car.
Eligible truck drivers will have a clean driving record as it indicates that they will be safe when transporting goods and materials, and avoid reckless behavior that would incur medical bills or property damage costs.
This can include liability coverage, which will pay medical bills, funeral costs, court costs, and property damage costs to anyone injured, killed, or who has property damaged in or around your rental unit because of your negligence.
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