Not exact matches
According to a release
from the NIC, the compulsory insurance will cover fire and allied perils like flood,
earthquake, the collapse of buildings, storm and as well, legal liabilities of an owner or occupier of premises in respect of loss of or
damage to
property, bodily injury or death suffered by all users of the premises and third parties.
As detailed in an accompanying guide, NIST Disaster and Failure Studies Data Repository: The Chile
Earthquake Database — Ground Motion and Building Performance Data
from the 2010 Chile
Earthquake — User Manual (NIST GCR 15 - 1008), the new collection contains tabular data on ground motion,
damage and structural
properties, as well as nearly 25,000 photographs and drawings, for 273 buildings and structures impacted by the 2010 Maule, Chile, quake, and for comparison, their response to the 1985 quake centered offshore of Valparaíso, Chile, 370 kilometers (230 miles) to the north.
Standard homeowner's policies usually cover your
property and possessions against
damage from tornadoes, windstorms, hail and lightning; however, they don't cover
earthquakes or floods.
Whether or not you opt for
earthquake insurance for your home or business, a few simple steps can reduce
property damage and help protect you and yours
from injury.
$ 300B in
property damage that resulted
from the
earthquake and tsunami?
Amica Mutual offers basic homeowner's insurance policies with the option to add additional coverage including replacement cost for your home, personal
property and expensive items with an option to purchase catastrophic coverage for
damages from earthquakes or floods.
Renter's insurance protects your
property from 16 types of losses: • Theft • Fire or lightening • Windstorm or hail • Smoke • Explosion • Vandalism or malicious mischief • Weight of ice, snow or sleet • Accidental discharge or overflow of water or steam
from within a plumbing, heating, air conditioning, or automatic fire - protective sprinkler system, or
from a household appliance • Volcanic eruption • Falling objects • Sudden and accidental tearing apart, cracking, burning, or bulging of a steam or hot water heating system, an air conditioning or automatic fire - protective system • Freezing of a plumbing, heating, air conditioning or automatic, fire - protective sprinkler system, or of a household appliance • Sudden and accidental
damage from artificially generated electrical current You'll notice that floods and
earthquakes aren't on the list.
Anything
from an
earthquake to a fire can do a large amount of
damage to your California rental
property and to your personal possessions.
Personal
property protection, or contents coverage, is the most common type of coverage and will pay for the
damages to your moveable objects in the event of a fire, smoke
from a fire, flood, ice, storm
damage, hail, wind, theft, vandalism, landslide,
earthquake, tornado, or other disaster.
Although policies vary, most plans will cover direct physical loss of personal
property if
damaged by fire and smoke, natural disasters such as tornadoes,
earthquakes or volcanic eruptions, lightning, windstorms or hail storms, snow, ice or sleet
damage, riot or civil commotion, vandalism or theft, falling objects, discharge or overflow of water or steam (often caused by faulty plumbing, freezing, cracking or burning of certain systems or appliances and
damage from artificially generated electric current.
Personal
property damage, also known as content renters insurance, will pay for the
damages caused by fire and smoke, natural disasters such as tornadoes,
earthquakes or volcanic eruptions, lightning, windstorms or hail storms, snow, ice or sleet
damage, riot or civil commotion, vandalism or theft, falling objects, discharge or overflow of water or steam (often caused by faulty plumbing, freezing, cracking or burning of certain systems or appliances and
damage from artificially generated electric current.
Earthquake insurance protects you
from the cost of
damage to your
property.
Earthquake insurance compensates policyholders for property loss and damage resulting from an e
Earthquake insurance compensates policyholders for
property loss and
damage resulting
from an
earthquakeearthquake.
The most common type of coverage for rental
property is known as personal
property protection or contents coverage and will pay for the
damages to your moveable objects in the event of a fire, smoke
from a fire, flood, ice, storm
damage, hail, wind, theft, vandalism, landslide,
earthquake, tornado, or other disaster.
When it comes to protecting you home and personal
property from earthquake damage, it's critical to get a variety of quotes before choosing, so you can get the best quote at the right price.