Sentences with phrase «property damage liability limits»

Alabama state law requires minimum bodily injury liability limits of $ 25,000 per injured person and a total of $ 50,000 per accident, with a minimum property damage liability limit of $ 25,000.

California also has one of the lowest property damage liability limits in the country at just $ 5,000.

The first number indicates bodily injury liability limits for one person injured in an accident, the second number indicates bodily injury liability limits per accident, and the third number indicates property damage liability limits.

For example, New Jersey, California, Delaware, Pennsylvania and Massachusetts all have very low property damage liability limits.

Given the high cost of automobile replacement and / or repair, the purchase of property damage liability limits higher than the required minimum limit of $ 10,000 should be considered by insureds.

For example, if you total another person's car, the damage could easily exceed a $ 5,000 property damage liability limit on your policy.

Helps pay for damage to your vehicle if your vehicle is struck by an uninsured driver, a hit - and - run driver, or an insured driver whose property damage liability limit is too low to cover the losses, this coverage helps pay for the damage.

If your bodily injury and property damage liability limits meet or exceed Kentucky's minimum requirements, the assumption is that you've rejected PIP coverage.

Hopefully you have high enough property damage liability limits to pay for both cars, if not you can be looked at personally to pay for expenses that surpass your limits — unless you have an umbrella policy to use.

In Florida, FR - 44 has bodily injury liability limits of $ 100,000 per person, $ 300,000 per accident and property damage liability limits of $ 50,000.

* The bodily injury and property damage liability limits in the table are requirements as of September 2016.

The first number indicates bodily injury liability limits for one person injured in an accident, the second number indicates bodily injury liability limits per accident, and the third number indicates property damage liability limits.

* The bodily injury and property damage liability limits in the table are requirements as of September 2016.

If a vehicle is in Florida for more than 90 days during a 365 - day period (the days do not have to be consecutive), you must purchase personal injury protection and property damage liability limits.

For uninsured motorist property damage, most states have you pick a maximum amount that will be paid out if your car is damaged by an uninsured motorist, similar to how you choose a property damage liability limit for damage you cause others.

For example, the minimum bodily injury and property damage liability limits are only 20/40/10, which could easily be exceeded in a serious crash.

Plus raises the bodily injury / property damage liability limits to 50 / 100/50, and also increases uninsured / underinsured motorist bodily injury to 50/100.

The first two numbers refer to bodily injury liability limits and the third number refers to the property damage liability limit.

If you totaled out a couple of cars, each worth $ 8,000, then the other parties would have at least $ 16,000 dollars worth of claims, exceeding your property damage liability limits of $ 10,000 — like the injuries did with your bodily injury coverage.

In states that allow a combined single limit instead of split limits the minimum CSL is normally the property damage liability limit plus the bodily injury liability limit (for two or more people injured in an accident).

If you hit numerous cars in your accident, then you would also likely exceed your $ 10,000 property damage liability limit.

In addition, all motorists are required to carry a property damage liability limit of $ 20,000.

This is why it's important not to just arbitrarily choose your bodily injury liability and property damage liability limits.

Bodily injury liability limits are average, but property damage liability limits are low.

In general, the minimum limit for liability insurance in most states is $ 25,000 for bodily injuries to each person injured in the accident, a total limit of $ 50,000 for every accident, and property damage liability limit of $ 10,000.

Underinsured motorist property damage (UNDPD) covers property damage you've sustained that is in excess of the property damage liability limits of the at - fault (underinsured) driver, up to the limits of your policy.