Sentences with phrase «property mortgages and car loans»

The vast bulk of the assets underlying these securities are residential mortgages (other assets, such as commercial property mortgages and car loans, constitute only about 2 per cent of the pools).

Not exact matches

In the expense column, don't forget to include car loans, credit card bills, property tax, mortgage payments, groceries, gifts, entertainment, gas and insurance premiums.

Your total monthly debt payments (student loans, credit card, car note and more), as well as your projected mortgage, homeowners insurance and property taxes, should never add up to more than 36 % of your gross income (i.e. your pre-tax income).

Already having a car loan and a hefty mortgage (got ta love property taxes), the credit card debt started feeling pretty uncomfortable at the $ 10k mark.

Mortgages on property, home equity lending, student loans, car loans and credit card lending can be offered at variable, adjustable or fixed interest rates.

In general, lenders like to see housing expenses (principal, interest, property taxes, mortgage insurance, HOA fees, etc.) kept to 28 percent or less of your gross (before tax) income, and they prefer that all of your bills — home loans plus car payments, credit cards, etc., total no more than 38 percent of your gross income.

If you want to keep property like a home or a car and are behind on the payments on a mortgage or car loan, a chapter 7 case probably will not be the right choice for you.

Secured loans, like mortgages, auto loans or payday loans require some form of collateral (property, like a house, car or other item) in case you go into default and the lender needs something of value to compensate for the loss.

The answer to this one will depend on how much equity you have in the property you are concerned about, and whether you can still afford to make payments if you owe on a mortgage or car loan.

A fully qualified mortgage is typically run at debt to income ratios of 28/36, where 28 % of your gross monthly income can apply to the mortgage, property tax, and insurance, and the 36 % is the total monthly debt (including the mortgage, etc) plus car loan student loan, etc..

Her present expenses, $ 5,548 per month, would drop to $ 3,120 with elimination of all mortgage debt, a $ 100 reduction in property tax in a smaller home, elimination of RRSP savings and her car loan which would be paid by age 60.

However, bankruptcy does not relieve you of the obligation to pay secured debts, such as mortgages and car loans, if you intend to keep the property.

A chapter 13 case may be advantageous in that the debtor is allowed to get caught up on mortgages or car loans without the threat of foreclosure or repossession, and is allowed to keep both exempt and nonexempt property.

Debt covers monthly housing and non-housing debt payments, which includes mortgage payments, property taxes, homeowners insurance, mortgage insurance, student loans, car loans, credit cards, child support and other factors.

Liens against collateral used to secure debt, like car loans and home mortgages, will not be discharged, and that property can be repossessed or foreclosed on unless you continue to make payments or are able to reach a new agreement with your lender.

When we got married in 2009, I had zero non-mortgage debt and he had around $ 300,000 in debt — car loan, credit cards, law school loans, mortgage and a HELOC on a rental property, etc..

Mortgage applications ask you to list all debts and how much you spend each month on everything from rent or your current mortgage (plus hazard insurance, property taxes, mortgage insurance, homeowners association dues and home equity loans or lines of credit) to credit cards, car loans, student loans, child support and Mortgage applications ask you to list all debts and how much you spend each month on everything from rent or your current mortgage (plus hazard insurance, property taxes, mortgage insurance, homeowners association dues and home equity loans or lines of credit) to credit cards, car loans, student loans, child support and mortgage (plus hazard insurance, property taxes, mortgage insurance, homeowners association dues and home equity loans or lines of credit) to credit cards, car loans, student loans, child support and mortgage insurance, homeowners association dues and home equity loans or lines of credit) to credit cards, car loans, student loans, child support and alimony.

In addition to their home mortgage, they also owe $ 309,000 on their rental properties as well as $ 74,290 in other personal debt, including a car loan, equity line of credit and a personal loan that was used to pay for their trip to Africa.

Just like mortgages, auto loans can help you secure property (in this case, a car) and give you the opportunity to build a positive payment history.

Liabilities include credit card debt, mortgages, car loans, personal loans, monthly rent, unpaid taxes, child support / alimony requirements, any liens on personal property, garnishments, outstanding court judgements and student loans.

Usually secured debts are car loans or mortgages for homes and property, but short - term loans offered by pawn shops are also secured loans.

Loans for property, such as auto loans and home mortgage loans, are considered secured debts because the lender has a way to recuperate some of the loss (i.e., taking your car or house) if you can't make your paymLoans for property, such as auto loans and home mortgage loans, are considered secured debts because the lender has a way to recuperate some of the loss (i.e., taking your car or house) if you can't make your paymloans and home mortgage loans, are considered secured debts because the lender has a way to recuperate some of the loss (i.e., taking your car or house) if you can't make your paymloans, are considered secured debts because the lender has a way to recuperate some of the loss (i.e., taking your car or house) if you can't make your payments.

Lenders can seize property with secured loans, like home mortgages and car loans.

Secured credit is that which is backed by a piece of property; common secured debts include mortgage and car loans.

3.1 We will undertake a comprehensive review your current financial situation, including an analysis of your income (all the money that comes into your household), your essential and priority expenditure (things like rent or mortgage, gas, electricity, food, transport to work and any repayments towards loans that secured against an asset such as your home), unsecured debts (such as credit cards, overdrafts and personal loans) and assets (things you own that have a saleable value, such as property and cars).

Chapter 13 bankruptcy is typically an option for those with mostly secured debts (like mortgages and car loans), property of value (including multiple homes and cars), and regular income.

Secured loans, like mortgages, auto loans or payday loans require some form of collateral (property, like a house, car or other item) in case you go into default and the lender needs something of value to compensate for the loss.

For example, cars, loans, bank accounts, real estate, mortgages and personal property could all be marital assets.

Fannie Mae prefers borrowers with a DTI of 36 percent or less — that includes your mortgage payment, property taxes, hazard insurance and other obligations like car payments, student loans, and credit card debt.

Your total monthly debt payments (student loans, credit card, car note and more), as well as your projected mortgage, homeowners insurance and property taxes, should never add up to more than 36 % of your gross income (i.e. your pre-tax income).