Sentences with phrase «proposals filed this year»

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As of the end of July, there were nearly 123,000 consumer proposals and personal bankruptcies filed by Canadians this year, a decline of 1.2 per cent from the same period last year.

Earlier this year, Ann's trustee filed a consumer proposal on her behalf.

«This year once again breaks the previous record for the number of resolutions filed, and companies are having less success than ever in knocking out proposals under SEC rules,» says Andrew Behar, CEO of As You Sow, in the preface to the report.

«[W] orkplace diversity proposals (which mostly concern rights for lesbian, gay, bisexual and transgender people and those seeking more diversity among corporate board members) account for 9 percent of the total number of shareholder resolutions filed so far this year.»

Investors have filed a record number of shareholder proposals on ESG issues this year, with a focus on climate change and corporate political activity, according to the As You Sow shareholder advocacy group.

This year's shareholder proposals filed or coordinated by NCPPR ask companies «to protect political free speech rights, but all those that have been challenged at the SEC have been omitted,» Proxy Preview elaborates.

NorthStar, based in Boston, filed six proposals this year asking companies to adopt language that they would seek greater board diversity.

Leslie Kennedy (R - Smithtown) will file a resolution calling for the county to seek a new request for proposals on the county's $ 5.6 million a year contract with Verizon.

The following year, the company filed the current proposal, which had the support of many business, energy and labor groups because of its promise of new jobs, cheaper gas and an additional source of fuel.

The proposal expands the eligibility of a small business to include any business that files under PIT regardless of how the business is structured; raises the income eligibility threshold from $ 250,000 to $ 500,000 when the business entity income is less than $ 1.5 million; eliminates the employee requirement; increases the exemption from 5 percent to 15 percent for small business income and from 5 percent to 20 percent for farm income; increases the corporate tax threshold from $ 390,000 to $ 500,000; and reduces the corporate business income rate for small businesses from 6.5 percent to 2.5 percent over two years.

File photo of Onondaga County Executive Joanie Mahoney during her 2012 budget proposal to the county legislature last year.

In the past few years, more than 100 proposals for hydrokinetic projects have been filed with FERC.

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Since California's waiver was rejected last year, and the state is not reapplying this year, CORE is going its own way, filing for a waiver under a provision of NCLB allowing districts to submit proposals.

Dylan Baerlein, who graduated from Marjory Stoneman Douglas last year, asked the commissioners to file a proposal to override a current state law that prohibits local governments from creating their own gun control policies or face a fine.

Interest stops building upon accepted proposals from the date you file your consumer proposal, making it possible to see real progress, reduction in your already «reduced» debt with each payment made — in like amount to the actual consolidated, monthly payment made — unlike what you previously experienced with minimum payments on your credit card that never seemed to reduce the balance owing, leaving you more despondent with each passing month and year.

If you have been out of school for less than 7 years, you can still file a consumer proposal but things get more complicated.

Section 178 (1)(g) of the Bankruptcy and Insolvency Act (BIA) sets out that student loans through the government can not be discharged unless seven years have passed from the time they ceased to be a student and the time they file personal bankruptcy (or a proposal).

In fact, about 50,000 Canadians file proposals every year, and that number is rising.

Today around 125,000 Canadians file bankruptcy or a consumer proposal each and every year.

Those who file bankruptcy or a consumer proposal with the highest amount of student debt are between 30 and 39 years of age and have been out of school for more than seven years.

In doing a proposal, the taxes from the year in which the proposal is filed are not automatically included in the proposal.

Your proposal will include all tax debt up until the year of filing but not any owing for the year you file your proposal.

Betty filed a consumer proposal for $ 300 per month, for five years.

I don't know if you've seen it or not, but of our clients who are seniors, so again I'm defining that as 60 years of age or older, 11 % of them have payday loans when they file a bankruptcy or proposal with us.

A Consumer Proposal will remain on your credit file for three years after you have completed making all the associated payments.

a) Where the debtor has carried on business during the year immediately preceding the date of the initial bankruptcy event [filing the consumer proposal];

What we do is we take all of the data from all of our clients over the last couple of years, because if you file a bankruptcy or consumer proposal with Hoyes Michalos, obviously it's a legal process, we're required to gather a bunch of data, obviously your name and address but a whole bunch of detail on your debts, your assets, your income that sort of thing.

In excess of 100,000 Canadians each year have to file some type of bankruptcy protection — either a consumer proposal or personal bankruptcy.

Three or four years ago almost a third of our clients owned a home and still got into trouble and went bankrupt or filed a proposal.

Per capita consumer insolvency rates in Ontario have fallen to a 15 - year low, yet almost 40,000 individual Ontarians filed a bankruptcy or consumer proposal in 2016 alone.

The primary criteria are that you have been out of school for 5 years and that you have been bankrupt or filed a consumer proposal.

Each year in Canada, more than 120,000 people file for bankruptcy or a consumer proposal, a popular alternative to handling debt in Canada.

Joe went from a credit score in the bottom 15 % of the population before filing his proposal to a credit score in the top half of the population one year after his proposal was completed.

After this 7 year «waiting period» however, if you still haven't been able to earn enough income to repay your student loans, personal bankruptcy or filing a consumer proposal can be a good option.

It's not the date of filing that matters; it's the date that you complete your proposal that starts the three year clock.

A consumer proposal is different than a bankruptcy filing, because the note about filing bankruptcy in Canada remains on your credit report for six years from the date of discharge.

The fact that you filed a consumer proposal will stay in the legal section of your credit report for up to three years after you complete your proposal.

As you can see from the numbers, the number of proposals «passed as filed» has declined slightly over the last three years (from 92 % to 88 %), indicating that creditors have become somewhat more «picky» in the amounts they are willing to accept.

As Licensed Insolvency Trustees, Sands & Associates are experts in bankruptcy and debt consolidation — and we file more Consumer Proposals each year than any other BC - based bankruptcy trustee.

Even if you have not ceased being a student at least 7 years ago, you may still find relief from student loan debt by filing a consumer proposal because:

While I'm sure many former students would like to file a consumer proposal or bankruptcy to deal with their student loan debt, they can't, unless they are willing to wait seven years for the automatic discharge rule to kick in.

Most people are surprised when they learn how many Canadian consumers have filed for Bankruptcy or Consumer Proposal as an insolvency solution in the past ten years: over one million individuals.

Most people are surprised when they learn that one million Canadians have filed for Bankruptcy or Consumer Proposal as an insolvency solution in the past ten years.

If I were to file for bankruptcy, or a consumer proposal, in Quebec, and after a year or two I won a substantial amount of money, what would happen to these funds in a court case?

The note placed on your credit report indicating you filed a consumer proposal stays there for three years after it's completion.

The good news is you can build a 5 - year debt repayment plan by filing a consumer proposal.

Yes, might encounter major problems where the consumer proposal is filed less than seven years from the date of end of debtor?s education

If you filed for personal bankruptcy or made a consumer proposal and you did so less than seven years after the end of your post-secondary education then you are not entitled to an automatic discharge or forgiveness of your student loan debts.

If you are contemplating filing for personal bankruptcy or making a consumer proposal in the hopes of discharging your student loan debt then you should seek the help of a professional to ensure that you have satisfied the 7 - year waiting period.