Sentences with phrase «proprietary model»

These metropolitan areas were identified as prime investment markets by HomeUnion's proprietary model that factors in variables such as home prices, vacancies, historical income trends, employment, local economy and population growth amongst other criteria.

It is surprising that Kogan and Chancellor would go to the trouble of designing their own proprietary model if off - the - shelf solutions would seem to be just as accurate.

We refined our process using emerging technology and developed a proprietary model for legal case direct mail.

The analysis relied on a proprietary model and assumed that electricity use would remain constant and prices would rise at a set level until 2026.

In reality, Maslowski's prediction, based on a proprietary model he runs on a US Navy supercomputer at the US Navy Postgraduate School, is 2016 ± 3 years.

Then, probably using the FICO Bankcard Score 8 — or an internal, proprietary model — the bank will determine your credit risk.

Your FICO ® Score is created using Fair Isaac Corporation's proprietary model and is solely determined by the information in your file at TransUnion at the time your FICO ® Score is calculated.

The Equifax credit score is based on Equifax's proprietary model and may not be the same score used by third parties to assess your creditworthiness.

This is not an attempt to unveil or decode Decision Moose's proprietary model since I am making no consideration for monetary conditions or other market indicators.

The Equifax credit score is based on Equifax's proprietary model and may not be the same score used by third parties or by CIBC in certain instances to assess your creditworthiness.

The Equifax credit score is based on Equifax's proprietary model and may not be the same score used by third parties or by CIBC in certain instances to access your creditworthiness.

The FICO ® Score based on TransUnion data is created using Fair Isaac's proprietary model and is solely determined by the information in your file at TransUnion at the time your FICO ® Score is calculated.

This FICO ® Score is solely determined by the information in your file at TransUnion (one of the three major consumer reporting agencies) and is created using Fair Isaac's proprietary model.

Anyhow, the original EVAAS model (i.e, the TVAAS) was originally developed by a man named William L. Sanders who ultimately sold it to SAS Institute Inc. that now holds all rights to the proprietary model.

Using a proprietary model based on historical usage trends, we continuously refine and adjust fleet capacity by market.

Outside cryptocurrency and a few tools that enable better trading decisions, most of these startups developed a proprietary model to score the credit risks of potential customers and paired it with a clever go - to - market strategy that will appear to a new class of debt holders.

TrimTabs» proprietary model, which is based on income tax withholdings deposited daily with the U.S. Treasury, projects just 75,000 new jobs added in June, a 40 % drop from its May estimate of 124,000 jobs.

Scores Equifax sold to consumers were based on Equifax's proprietary model, the Equifax Credit Score, which is an «educational» credit score that also is typically not used by lenders to make credit decisions.

That is because the CFTC rules, created as part of the 2010 Dodd - Frank financial reform law, allow banks to calculate capital needs using their own proprietary models but force non-bank swaps dealers to use standardized models.

We have conducted extensive research to develop our proprietary models to screen the 3,500 + companies in our universe.

The project is detailed in the contract as a seven step process — with Kogan's company, GSR, generating an initial seed sample (though it does not specify how large this is here) using «online panels»; analyzing this seed training data using its own «psychometric inventories» to try to determine personality categories; the next step is Kogan's personality quiz app being deployed on Facebook to gather the full dataset from respondents and also to scrape a subset of data from their Facebook friends (here it notes: «upon consent of the respondent, the GS Technology scrapes and retains the respondent's Facebook profile and a quantity of data on that respondent's Facebook friends»); step 4 involves the psychometric data from the seed sample, plus the Facebook profile data and friend data all being run through proprietary modeling algorithms — which the contract specifies are based on using Facebook likes to predict personality scores, with the stated aim of predicting the «psychological, dispositional and / or attitudinal facets of each Facebook record»; this then generates a series of scores per Facebook profile; step 6 is to match these psychometrically scored profiles with voter record data held by SCL — with the goal of matching (and thus scoring) at least 2M voter records for targeting voters across the 11 states; the final step is for matched records to be returned to SCL, which would then be in a position to craft messages to voters based on their modeled psychometric scores.

Ruben Zagagi Interview with Ruben Zagagi of Intex Capital LLC, a commodity trading advisor (CTA) specializing in options.Ruben Zagagi has 15 + years experience developing proprietary models for trading futures and options on futures.

The Subadvisor's portfolio decision - making process is primarily quantitative and driven by proprietary models which rank securities based on fundamental measures of value, past performance and indicators of recent positive changes.

Well, in addition to the variations found within the proprietary models of the rating agencies, there are industry - specific credit scores that are used for particular loan types.

Like GEM, my proprietary models are simple and robust.

GBM is one of the proprietary models I license to investment professionals.

Theses scores for you based on their own proprietary models.

There are also other proprietary models created by the credit bureaus and other companies which calculate non-FICO credit scores.

Seeking opportunities through mortgage - backed securitiesBroad securitized opportunities: The fund invests in mortgage sectors, including agency MBS and CMOs, and non-agency RMBS and CMBS, and ABS.Higher potential returns: By investing in mortgage - backed bonds, the fund can offer the potential for higher returns than an investment strategy focused only on agency MBS.Leading research: The fund's portfolio managers use proprietary models to assist in the evaluation of mortgage - backed bonds and to manage the fund's interest - rate risk.

Each agency has its own ratings criteria for financial guarantors and employs proprietary models to assess MBIA's risk adjusted leverage, risk concentrations and financial performance relative to the agency's triple - A standards.

Since there are no active market transactions in our exposures, we generally use vendor - developed and proprietary models, depending on the type and structure of the contract, to estimate the fair value of our derivative contracts.

FICO & VantageScore offer the same info, but they are based on two different proprietary models.

Typically, auto insurance companies calculate rates based on their own proprietary models and experience with different drivers, vehicle types, and policy limits.

The project is detailed in the contract as a seven step process — with Kogan's company, GSR, generating an initial seed sample (though it does not specify how large this is here) using «online panels»; analyzing this seed training data using its own «psychometric inventories» to try to determine personality categories; the next step is Kogan's personality quiz app being deployed on Facebook to gather the full dataset from respondents and also to scrape a subset of data from their Facebook friends (here it notes: «upon consent of the respondent, the GS Technology scrapes and retains the respondent's Facebook profile and a quantity of data on that respondent's Facebook friends»); step 4 involves the psychometric data from the seed sample, plus the Facebook profile data and friend data all being run through proprietary modeling algorithms — which the contract specifies are based on using Facebook likes to predict personality scores, with the stated aim of predicting the «psychological, dispositional and / or attitudinal facets of each Facebook record»; this then generates a series of scores per Facebook profile; step 6 is to match these psychometrically scored profiles with voter record data held by SCL — with the goal of matching (and thus scoring) at least 2M voter records for targeting voters across the 11 states; the final step is for matched records to be returned to SCL, which would then be in a position to craft messages to voters based on their modeled psychometric scores.

Not exact matches

To find the wealthiest people in the world, Wealth - X looked at its database of dossiers on more than 110,000 ultra-high net - worth people and used a proprietary valuation model that takes into account each person's assets, then adjusts estimated net worth to account for currency - exchange rates, local taxes, savings rates, investment performance, and other factors.

Terranova gives the example of car manufacturers that need to marry proprietary engineering data with customer feedback in order to build accurate predictive models for vehicle maintenance problems.

The bill still needs to go through the rest of the legislative process before it is passed, but if successful it will allow non-bank dealers to also use proprietary capital models.

Initially, he thought he'd build the company with a business - to - business model, partnering with jewelry retailers who would offer their customers the opportunity to customize jewelry using Lauzon's proprietary software loaded on an in - store computer.

But the exposed database combined people's personal information and political inclinations — including proprietary information gathered via predictive modeling tools — to create a detailed profile of nearly 200 million Americans that would be a «gold mine» for anyone looking to target and manipulate voters, said Archie Agarwal, the founder of the cybersecurity firm ThreatModeler.

No proprietary technology or asset allocation model is a guarantee against loss of principal.

The combination of a high number of bearish distribution days and sudden weakness in leadership stocks has forced our proprietary timing model out of its two - month old «Buy» mode as of the November 6 close (details of the newly updated trading signal are restricted to actual Wagner Daily subscribers).

The company's proprietary credit models look deeper into the health of businesses, focusing on overall business performance, rather than the owner's personal credit history.

Two of the most important technical factors that always play a major role in determining the trend bias of our proprietary market timing model are:

archerETF is led by Vikash Jain, a registered portfolio manager who uses a proprietary tactical asset allocation model to determine a client's asset mix which is then implemented using Exchange Traded Funds (ETFs).

Using its proprietary Risk Fingerprint technology, Riskalyze quantifies risk tolerance and matches it to the appropriate model portfolio.

Here was a new game that would incorporate long - tired property Spyro the Dragon with a business model that requires people to continually spend money on plastic figurines, on top of buying the initial software and proprietary hardware.

You'll also be able to use their proven business model, proprietary technology and business practices.

According to their proprietary «Zestimate» model for measuring property values, home prices in Dallas rose by 16 % over the last 12 months.

Our experts rate the stock a «Sell» both because of the confidence given by Robert Ruhlman's stock deal and our proprietary stocks trend - following model.

We combine deep understanding of early stage growth management issues, a syndicated risk model, and a proprietary technology platform to provide scalable capital in real time that uniquely supports growing companies.