If consumers purchase or transact insurance business from agents or insurers that are not licensed in the province, they are not
protected under the Insurance Act and the regulations that govern Ontario's licensed insurance companies and agents.
A person or company
protected under your insurance policy if they are named during the judicial process due to an accident that was judged the policy holder's fault.
These quality amenities are something you will want to have
protected under insurance.
Flagstaff has one of the highest property crime rates across Arizona which includes theft and vandalism, both of which are
protected under an insurance policy.
One very common reason people give for electing not to carry renters insurance is the idea that they do not need this coverage because they are already
protected under the insurance policy their landlord carries.
Although your landlord's coverage will take care of any damaged incurred to the apartment, townhouse, condominium or house, your possessions are not
protected under his insurance.
If you live in a Virginia condominium, townhouse or loft, you may think that the items you have in your domicile are
protected under the insurance policy of the management company or owner of the building.
Not exact matches
Sears adds that many of his clients, who hire him to find the best mortgage rates available, are
under the false impression that CMHC
insurance actually
protects them against default.
The Corporation shall maintain
insurance to the extent reasonably available, at its expense, to
protect itself and any such director, officer, employee or agent of the Corporation or another corporation, partnership, joint venture, trust or other enterprise against any such expense, liability or loss, whether or not the Corporation would have the power to indemnify such person against such expense, liability or loss
under the Delaware General Corporation Law.
Under Labour's plans 95 per cent of taxpayers will be guaranteed no increase in their income tax contributions and everyone will be
protected from any increase in personal National
Insurance Contributions and VAT.
The announcement of the new party line comes weeks after the U.S. Supreme Court, citing religious rights, ruled that requiring family - owned corporations to pay for
insurance coverage for contraception
under the Affordable Care Act violated a federal law
protecting religious freedom.
Despite a well
protected school spending budget
under the present parliament, the IFS believe that increasing pupil numbers and staff wages will contribute to the possible funding cuts, while teachers» pensions and national
insurance contributions could also be effective.
Financial safety and bonding we hold comprehensive public liability
insurance and all monies paid are
protected under our ATOL membership and we are also members of ABTA giving you further peace of mind.
Renters
insurance protects against this by including fire, theft, vandalism, ice, and more
under your policy.
Just call the friendly
insurance experts at Effective Coverage or click and get
protected in
under a minute!
Miami renters
insurance protects you from both property risks and liability risks, as well as provides you with a defense to liability claims which would reasonably be covered
under the policy.
They are both account types that offer a high degree of liquidity, are interest bearing, and are
protected under FDIC or NCUSIF
insurance.
It is important to remember that in addition to these exemptions, most life
insurance products are
protected under the law, as are funds held in an RRSP for more than 12 months.
Moreover, you can buy child life
insurance to
protect their insurability, were they to develop a medical condition while
under 18.
While boat
insurance is not required
under Texas state law, it can
protect your investment and your finances in the event of an accident.
If you're moving in together with your girlfriend or any other significant other, the only way to make sure that you're both
protected and to avoid having a renters
insurance claim denied is to make sure you're both listed on and insured
under the policy.
Regardless of your situation, Colorado Springs Renters
Insurance is there to make sure you're
protected under any circumstance.
The functionality behind Mexico
Insurance Online is
protected under U.S. Patent No. 7,240,017 and other pending patents.
Under a homeowner's title
insurance policy, you're
protected from damages due to any recording errors or fraud that challenge your claim to owning the property.
The real question isn't how you can get renters
insurance under $ 50, the real question is how you can best
protect yourself for the least amount of money.
Cross liabilities: This is where the two named parties in the claim are
under the same
insurance policy and it
protects both people.
Builders» risk
insurance protects new buildings that are still
under construction with «completed value» coverage — for the full value of the finished building.
If you're laboring
under the delusion that your landlord's
insurance covers your stuff, now is the time to learn the truth — your landlord's
insurance doesn't
protect you at all.
Payments
under such agreements, however, are not
protected or otherwise guaranteed by any government agency or the California Life and Health
Insurance Guarantee Association.
The law also requires an insurer to
protect the confidentiality of a person covered
under an
insurance policy when that person delivers to the insurer a valid order of protection against the policyholder or other person covered by the policy.
The «protectionist instincts» that I and others have are (1) to
protect the independence of the bar (sure to be lost eventually
under nonlawyer ownership), (2) to
protect the health of the legal marketplace (sure to be badly harmed by the cartelization of ABS (see the 5 % commissions charged by the cartel of real estate agencies who still control the vast majority of the realty market, and especially see the ridiculously high costs of dealing with the American title
insurance industry where four companies have upwards of 87 % of the conveyancing and title
insurance market after first decimating the real estate bar with predatory pricing and other unfair business practices)-RRB-, and (3) to
protect the public from those ravages.
In case if a crash with an uninsured or
under - insured motorist, with the highest possible
insurance, they will be
protected.
Under - insured motorist coverage
protects you from someone that is driving with only the minimum
insurance that is required by law (in Illinois the minimum is $ 20,000 per person / $ 40,000 per occurrence).
Alternatively,
insurance can be tailored to indemnify the lawyer for a percentage of their fees when engaged
under a damages - based agreement, to
protect their fee realisation.
Business Development: Brokering various business dealings that further the diversification of Indian economies Developing and accessing commercial financial programs and services for tribal governments, including tax - exempt offerings and federally - guaranteed housing loans Serving as issuer or underwriter's counsel in tribal bond issuances Ensuring tribal compliance with Bank Secrecy Act and other federal financial regulatory requirements Handling federal and state income, excise, B&O, property and other tax matters for tribes and tribal businesses Chartering tribal business enterprises
under tribal, state and federal law Registering and
protecting tribal trademarks and copyrights Negotiating franchise agreements for restaurants and retail stores on Indian reservations Custom - tailoring construction contracts for tribes and general contractors Helping secure federal SBA 8 (a) and other contracting preferences for Indian - owned businesses Facilitating contractual relations between tribes and tribal casinos, and gaming vendors Building tribal workers» compensation and self -
insurance programs Government Relations: Handling state and federal regulatory matters in the areas of tribal gaming, environmental and cultural resources, workers» compensation, taxation, health care and education Negotiating tribal - state gaming compacts and fuel and cigarette compacts, and inter-local land use and law enforcement agreements Advocacy before the Washington State Gambling Commission, Washington Indian Gaming Association and National Indian Gaming Commission Preparing tribal codes and regulations, including tribal court, commercial, gaming, taxation, energy development, environmental and cultural resources protection, labor & employment, and workers» compensation laws Developing employee handbooks, manuals and personnel policies Advocacy in areas of treaty rights, gaming, jurisdiction, taxation, environmental and cultural resource protection Brokering fee - to - trust and related real estate and jurisdictional transactions Litigation & Appellate Services: Handling complex Indian law litigation, including commercial, labor & employment, tax, land use, treaty rights, natural and cultural resource matters Litigating tribal trust mismanagement claims against the United States, and evaluating tribal and individual property claims
under the Indian Claims Limitation Act Defending tribes and tribal insureds from tort claims brought against them in tribal, state and federal courts, including defense tenders pursuant to the Federal Tort Claims Act Assisting tribal insureds in
insurance coverage negotiations, and litigation Representing individual tribal members in tribal and state civil and criminal proceedings, including BIA prosecutions and Indian probate proceedings Assisting tribal governments with tribal, state and federal court appeals, including the preparation of amicus curiae briefs Our Indian law & gaming attorneys collaborate to publish the quarterly «Indian Legal Advisor ``, designed to provide Indian Country valuable information about legal and political developments affecting tribal rights.
He has dealt with
insurance companies for decades, both in and out of the courtroom, and has an in - depth understanding of the uninsured and underinsured coverage issues and how to best
protect your legal rights
under your
insurance policy.
Similarly, companies that are covered entities
under the Health
Insurance Portability and Accountability Act (HIPAA) have fairly specific regulations governing security of
protected health information.
Virginia requires all
insurance policies sold in the state to provide uninsured motorist protection, to
protect Virginia motorists from those operating uninsured or
under - insured vehicles.
Uninsured motorist
insurance provides coverage to
protect drivers in case of an accident involving a party who does not have
insurance or is
under - insured.
The regulations
under the Health
Insurance Portability and Accountability Act of 1996 (HIPAA), which
protect the privacy and security of individuals» identifiable health information and establish an array of individual rights with respect to health information, have always recognized the importance of providing individuals with the ability to access and obtain a copy of their health information.
Report notes The Workplace Safety and
Insurance Act was amended to
protect the age distinctions from discrimination complaints
under the Ontario Human Rights Code; discusses two provisions terminating benefits for older workers.
Under the Health
Insurance Portability and Accountability Act (HIPAA), your medical records are
protected; and barring a court order, no one — aside from a medical professional treating you — should be able to view them without your consent.
Comment: Several commenters claimed that the statutory authority given
under HIPAA can not provide meaningful privacy protections because many entities with access to
protected health information, such as employers, worker's compensation carriers, and life
insurance companies, are not covered entities.
Examples of other circumstances in which authorizations are required
under the final rule include disclosure of
protected health information to an employer for an employment physical, pre-enrollment underwriting for
insurance, or the sharing of
protected health
insurance information by an insurer with an employer.
In addition, group health plans that provide health benefits only through an
insurance contract and do not create, maintain, or receive
protected health information (except for summary information described below or information that merely states whether an individual is enrolled in or has been disenrolled from the plan) do not have to meet the notice requirements of § 164.520 or the administrative requirements of § 164.530, except for the documentation requirement in § 164.530 (j), because these requirements are satisfied by the issuer or HMO that is providing benefits
under the group health plan.
On the one hand, the group health plan, and any health
insurance issuer or HMO providing health
insurance or health coverage to the group health plan, are covered entities
under the regulation and may only disclose
protected health information as authorized
under the Start Printed Page 82508regulation or with individual consent.
In addition, if a group health plan, or a health
insurance issuer or HMO with respect to a group health plan, wants the option to disclose
protected health information to a group health plan sponsor without authorization as permitted
under § 164.504 (f), the group health plan, health
insurance issuer or HMO must describe that practice in its notice.
Specifically, in order for a plan sponsor to obtain without authorization
protected health information from a group health plan, health
insurance issuer, or HMO, the documents
under which the group health plan was established and is maintained must be amended to: (1) Describe the permitted uses and disclosures of
protected health information by the plan sponsor (see above for further explanation); (2) specify that disclosure is permitted only upon receipt of a written certification that the plan documents have been amended; and (3) provide adequate firewalls.
Plan documents may only permit health
insurance issuers to disclose
protected health information to a plan sponsor as is otherwise permitted
under this rule and consistent with the minimum necessary standard.
As described
under the definition of «health care operations» (§ 164.501),
protected health information may be used or disclosed for underwriting and other activities relating to the creation, renewal, or replacement of a contract of health
insurance or health benefits.