Sentences with phrase «protecting life savings»

- Dedicated to elder law, estate planning, protecting life savings, wills, trusts, special needs planning in New York...

In his 2010 book How to Protect Your Life Savings from Hyperinflation & Depression, Harvard MBA John T. Reed cautions against trusting institutions with your assets.

There is a large market for final expense insurance and in the United States for those individuals who want to protect their life savings all the way up to those who are unable to afford a funeral.

Umbrella insurance can protect your life savings, but finding the best policy at the best price for your needs and budget can be a challenge because no two insurance companies are alike.

Not exact matches

Picking up a part - time job can make a surprisingly big difference in supplementing your savings, while life annuities will help protect you from longevity risk of outliving your savings.

Term life may also make sense if you continue to work during retirement, even part - time, to supplement your savings and wish to protect your spouse from the loss of your income when you die, he said.

Congress was clear, she says, that it wanted to include rules protecting small investors from losing their life's savings.

Important factors that may affect the Company's business and operations and that may cause actual results to differ materially from those in the forward - looking statements include, but are not limited to, increased competition; the Company's ability to maintain, extend and expand its reputation and brand image; the Company's ability to differentiate its products from other brands; the consolidation of retail customers; the Company's ability to predict, identify and interpret changes in consumer preferences and demand; the Company's ability to drive revenue growth in its key product categories, increase its market share, or add products; an impairment of the carrying value of goodwill or other indefinite - lived intangible assets; volatility in commodity, energy and other input costs; changes in the Company's management team or other key personnel; the Company's inability to realize the anticipated benefits from the Company's cost savings initiatives; changes in relationships with significant customers and suppliers; execution of the Company's international expansion strategy; changes in laws and regulations; legal claims or other regulatory enforcement actions; product recalls or product liability claims; unanticipated business disruptions; failure to successfully integrate the Company; the Company's ability to complete or realize the benefits from potential and completed acquisitions, alliances, divestitures or joint ventures; economic and political conditions in the nations in which the Company operates; the volatility of capital markets; increased pension, labor and people - related expenses; volatility in the market value of all or a portion of the derivatives that the Company uses; exchange rate fluctuations; disruptions in information technology networks and systems; the Company's inability to protect intellectual property rights; impacts of natural events in the locations in which the Company or its customers, suppliers or regulators operate; the Company's indebtedness and ability to pay such indebtedness; the Company's dividend payments on its Series A Preferred Stock; tax law changes or interpretations; pricing actions; and other factors.

Important factors that may affect the Company's business and operations and that may cause actual results to differ materially from those in the forward - looking statements include, but are not limited to, operating in a highly competitive industry; changes in the retail landscape or the loss of key retail customers; the Company's ability to maintain, extend and expand its reputation and brand image; the impacts of the Company's international operations; the Company's ability to leverage its brand value; the Company's ability to predict, identify and interpret changes in consumer preferences and demand; the Company's ability to drive revenue growth in its key product categories, increase its market share, or add products; an impairment of the carrying value of goodwill or other indefinite - lived intangible assets; volatility in commodity, energy and other input costs; changes in the Company's management team or other key personnel; the Company's ability to realize the anticipated benefits from its cost savings initiatives; changes in relationships with significant customers and suppliers; the execution of the Company's international expansion strategy; tax law changes or interpretations; legal claims or other regulatory enforcement actions; product recalls or product liability claims; unanticipated business disruptions; the Company's ability to complete or realize the benefits from potential and completed acquisitions, alliances, divestitures or joint ventures; economic and political conditions in the United States and in various other nations in which we operate; the volatility of capital markets; increased pension, labor and people - related expenses; volatility in the market value of all or a portion of the derivatives we use; exchange rate fluctuations; risks associated with information technology and systems, including service interruptions, misappropriation of data or breaches of security; the Company's ability to protect intellectual property rights; impacts of natural events in the locations in which we or the Company's customers, suppliers or regulators operate; the Company's indebtedness and ability to pay such indebtedness; the Company's ownership structure; the impact of future sales of its common stock in the public markets; the Company's ability to continue to pay a regular dividend; changes in laws and regulations; restatements of the Company's consolidated financial statements; and other factors.

Important factors that may affect the Company's business and operations and that may cause actual results to differ materially from those in the forward - looking statements include, but are not limited to, increased competition; the Company's ability to maintain, extend and expand its reputation and brand image; the Company's ability to differentiate its products from other brands; the consolidation of retail customers; the Company's ability to predict, identify and interpret changes in consumer preferences and demand; the Company's ability to drive revenue growth in its key product categories, increase its market share or add products; an impairment of the carrying value of goodwill or other indefinite - lived intangible assets; volatility in commodity, energy and other input costs; changes in the Company's management team or other key personnel; the Company's inability to realize the anticipated benefits from the Company's cost savings initiatives; changes in relationships with significant customers and suppliers; execution of the Company's international expansion strategy; changes in laws and regulations; legal claims or other regulatory enforcement actions; product recalls or product liability claims; unanticipated business disruptions; failure to successfully integrate the business and operations of the Company in the expected time frame; the Company's ability to complete or realize the benefits from potential and completed acquisitions, alliances, divestitures or joint ventures; economic and political conditions in the nations in which the Company operates; the volatility of capital markets; increased pension, labor and people - related expenses; volatility in the market value of all or a portion of the derivatives that the Company uses; exchange rate fluctuations; risks associated with information technology and systems, including service interruptions, misappropriation of data or breaches of security; the Company's inability to protect intellectual property rights; impacts of natural events in the locations in which the Company or its customers, suppliers or regulators operate; the Company's indebtedness and ability to pay such indebtedness; tax law changes or interpretations; and other factors.

When you think of life insurance, you probably see it as a way to help replace your income and protect your savings should something happen to you.

A return of premium life insurance policy can work for someone who can afford paying a little extra each month and wants a relatively low cost forced savings vehicle, but may not be right for someone who just needs a basic term life insurance policy to protect their family and is more budget - sensitive.

Annuities (classified deferred or income) may help you increase savings, protect your savings, or guarantee * income for life.

Older couples also may need life insurance to protect a surviving spouse against the possibility of the couple's retirement savings being depleted by unexpected medical expenses.

Your college savings plan should protect the assets held in the account from anything life may throw at it in the future.

Your savings life is nearly half over, let's protect what you have worked so hard to save.

But life insurance isn't just used to complete savings or investments; it can also be used to protect your family from debt.

If your intention is to build up cash savings to protect your loved ones in case something happens to you, the death benefit protection offered by cash value life insurance will typically provide them with a greater amount than the cash value of your account.

The long and short of it is that retirees have to protect their assets for the long haul and you can't take undue risks with your life savings.

To protect yourself, the ideal is to build up an emergency savings fund with at least six months of living expenses.

However, the additional cost is worth it if it protects you and your spouse from bankrupting your life savings.

If you're a good saver, and by this I mean you regularly contribute to a savings and retirement account, purchasing term life insurance to protect your family for a definitive number of years is ideal.

A savings oriented unit linked insurance plan that offers you multiple fund options to suit your investment needs with a life insurance cover to protect your family in case of any unfortunate event.

They are the only products that allow individuals to accumulate retirement savings, protect those savings from market losses and turn those savings into a guaranteed income for life.

In the same way your $ 1,000 starter emergency fund kept you from going into debt over emergency expenses, your fully funded emergency savings will protect you against life's bigger surprises.

«With people living longer and more Canadians expecting to retire sooner, it's important to look at what savings you will need to be fully prepared and how having a financial plan can help protect against risks that can be magnified in retirement such as market shocks and health events,» Kevin Dougherty, president of Sun Life Financial Canada said in a press release.

Since your savings have been built, you may want to choose investments that are lower risk sacrificing some higher returns in an effort to help protect your investments and ensure you have enough to live comfortably in retirement.

A financial advisor (Northwest Mutual) told me I should buy a whole life insurance policy as an inflation - protected liquid cash savings.

Secured credit cards are secured by a cash deposit, which lives in a protected savings account.

For IDBI Federal Lifesurance Savings Insurance Plan, policy renewal is allowed Policy renewal is allowed for Aegon Life Easy Protect Insurance Plan.

Some Aegon Life Easy Protect Insurance Plan and ICICI Pru Savings Suraksha Provisions are made for a policy holder.

Compare Aegon Life Easy Protect and ICICI Pru Savings Suraksha on basis of policy details, premium details, eligibility etc..

Benefits of Aegon Life Easy Protect and ICICI Pru Savings Suraksha consist of maturity benefit, tax benefit, death benefit etc..

For Aegon Life Easy Protect Insurance Plan, policy renewal is allowed Policy renewal is allowed for ICICI Pru Savings Suraksha.

This is because life insurance can help to protect the savings that you have worked hard to build up.

That is because with term life insurance, the insured is protected with a death benefit, and there are no other «bells and whistles» included on the policy, such as a cash or savings component.

For this reason, Curtis recommends buying a 10 - to 15 - year term life insurance policy on both spouses prior to retirement in order to protect the retirement savings plan.

He states that whole life insurance is a form of asset protected savings account that can be used for all sorts of financial needs.

The Grow - Up ® Plan is a whole life insurance policy that protects your child while providing savings for the future.

If you have to purchase life insurance to protect your spouse and children when you die, you might as well purchase a policy that is going to act as a savings vehicle and never expire.

Basically, life insurance and living benefits insurance can be of two types: insurance that only protect your dependents, and insurance that protects your dependents and provides a savings and investment avenue as well.

You have to factor into the equation your specific goals and objectives, debts, retirement assets, savings accumulation, real estate income and potential inheritances, etc., but it certainly make sense to protect your human life value.

Life insurance is most often used to replace lost income if the breadwinner of a family dies, to make sure mortgages, retirement, and college savings are protected; once someone outgrows these financial obligations and their kids are out of school and their mortgage is paid off, life insurance becomes an unnecessary expeLife insurance is most often used to replace lost income if the breadwinner of a family dies, to make sure mortgages, retirement, and college savings are protected; once someone outgrows these financial obligations and their kids are out of school and their mortgage is paid off, life insurance becomes an unnecessary expelife insurance becomes an unnecessary expense.

An IUL policy can be a good way to provide your loved ones with the protection of a permanent life insurance policy along with the potential to build your tax - deferred savings and protecting your cash value from market losses.

Here are a few ways life insurance can help: Why get life insurance # 1: To protect your loved ones from the unexpected and allow you to fulfill the promises you've made at a time they need it the most Why get life insurance # 2: It's an affordable way to replace your income so your children or spouse won't be burdened with your obligations Why get life insurance # 3: To protect your savings and financial portfolio, pay final expenses, create an inheritance, and more.

A return of premium life insurance policy can work for someone who can afford paying a little extra each month and wants a relatively low cost forced savings vehicle, but may not be right for someone who just needs a basic term life insurance policy to protect their family and is more budget - sensitive.

With Bajaj Allianz Life Insurance, you can make your dreams come true by creating an effective savings plan, which will protect you against unexpected hardships.

Term life insurance can protect your family from the costs of unexpected death — funeral costs, an unfinished mortgage, unpaid student loan debt, lost income, future college savings — and a child rider can help parents take time to grieve without worrying about money.

Find out how your whole life policy will protect you and how the savings portion works.

But life insurance isn't just used to complete savings or investments; it can also be used to protect your family from debt.