Sentences with phrase «protection as a rider»

Special natural disasters such as wildfires and earthquakes are usually not covered, but you may be able to purchase protection as a rider to your policy.

Special natural disasters such as wildfires and earthquakes are usually not covered, but you may be able to purchase protection as a rider to your policy.

Not exact matches

«The type of hidden fees annuity investors should pay attention to are separate account [investment funds] expense ratios; back - end sales charges; annual administration fees; mortality and expense costs; any rider fees, such as guaranteed income rider, death benefit riders [and] principal protection riders, to name a few,» says financial planner Joseph Carbone of Focus Planning Group.

Beyond its core protection, accumulation and premium guarantees, the product offers built - in and optional riders that can enhance cash value growth, provide flexibility to meet diverse protection needs and budgets and deliver added security for unexpected life events such as chronic illness.»

The bill deals strictly with traffic congestion, but Mr. de Blasio's criticisms of the company primarily have revolved around its possibilities for mistreatment of riders and drivers, as he argues no protections exist for either.

Since then we have helped publicize the slaughter of northern Rockies wolves, as part of a long - term strategy to pressure Congress to rescind the harmful rider, and filed a lawsuit that was successful in restoring «endangered» protections to wolves in Wyoming, where the 2011 rider does not apply.

Take the money you'll save on the shorter coverage period and buy a shorter waiting period, benefit for home care (as many policies pay out only 50 cents on the dollar for long - term - care at home), and compound - inflation protection riders.

Sometimes it is offered as an optional protection (also called a rider) for a home insurance policy that can be added - on for a small monthly fee.

As of 2015, motorcycle riders in Montana must have at least $ 25,000 in bodily injury protection per person ($ 50,000 per accident with more than one person) and $ 20,000 in personal property protection.

We gathered quotes for a 45 - year - old male rider in Ohio for a policy that included bodily injury protection ($ 50,000 per person and $ 100,000 per accident) and personal property damage coverage ($ 25,000), as well as $ 500 deductibles for collision and comprehensive coverages.

Motorcycle crashes result in a high incidence of serious and fatal injuries because the rider has little protection as compared to a vehicle with steel reinforcement and airbags.

The Accumulation IUL offers several different riders, such as an Accelerated Benefit Rider, Long - Term Care Rider, Overloan Protection Rider, Waiver of Monthly Deduction and Return of Premium.

The business value protection rider allows owners to increase the death benefit as the value of the business increases, which may be suitable for buy - sell agreements and key person insurance.

Adding an inflation rider to your QLAC is one way to mitigate the risk of declining purchase power, but it's probably not the most efficient as the extra protection will come at a cost.

Adding an inflation rider to your DIA is one way to mitigate the risk of declining purchase power, but it's probably not the most efficient way as the extra protection will come at a cost.

For mortgage protection insurance, these forms of additional coverage are added on to policies and are known as living benefit riders.

For instance, a number of insurance companies offer life insurance riders known as «over-loan protection riders» that come into play when certain parameters are exceeded to avoid the issue of lifetime distributions exceeding basis and triggering a tax liability.

«The rider acts as kind of separate policy to help provide protection in case you have low limits, exclusions, depreciation schedules, or other issues which might otherwise shortchange your recovery,» Filippone added.

For those that plan properly, they can purchase a very small amount of whole life, and use paid - additions to grow the cash value very quickly (as early as the first year), AND they can use term insurance (preferably as a policy rider) to supplement their overall family protection along the way.

Variable universal life offers flexible life insurance protection and cash value growth potential to use as retirement income or for other expenses.1 The optional riders (available for an additional change) let you customize a policy to fit your needs.

As always, animal issues were part of the discussions and we worked tirelessly with our House and Senate animal protection champions and other groups to successfully fight for positive provisions and sufficient enforcement funding of our key animal protection laws and to stave off harmful riders to kill horses and wildlife.

As far back as 1908, legislators saw the need for federal protections for railroad workers and riderAs far back as 1908, legislators saw the need for federal protections for railroad workers and rideras 1908, legislators saw the need for federal protections for railroad workers and riders.

When accidents do happen, riders frequently suffer injuries as the result of the little protection they have against larger vehicles.

The laws in the city clearly provide these riders with the rights to operate in the road and they also grant cyclists the same protections as the drivers of cars.

When a bike is involved in an accident, a crash bar can act as an extra layer of protection for the motorcycle and the rider.

The injuries which can result from motorcycle accidents can be extremely devastating as motorcycle riders do not have much protection against other vehicles.

Motorcycle riders don't have the same level of protection as people who drive cars, and as a result are at a far greater risk of injury.

The main reason for this is that a motorcycle rider does not have the same protection as drivers and passengers in other kinds of vehicles.

Motorbikes offer virtually no protection to their rider, and these accidents can leave motorcyclists with permanent disabilities and disfigurements as a result.

Grace period for Star Union Dai ichi Premier Protection Plan and Future Generali Flexi Online Term Plan is an important point to be compared with other points such as amount of sum assured, plan benefits, riders, etc..

Grace period for Edelweiss Tokio Life Protection and Max Life Super Term Plan is an important point to be compared with other points such as amount of sum assured, plan benefits, riders, etc..

Grace period for IndiaFirst Group Term Plan and Bajaj Allianz Group Income Protection is an important point to be compared with other points such as amount of sum assured, plan benefits, riders, etc..

Grace period for IDBI Federal Savings Protection Insurance Plan and SBI Life Smart Swadhan Plus is an important point to be compared with other points such as amount of sum assured, plan benefits, riders, etc..

Grace period for Bajaj Allianz Group Credit Protection Plus and LIC New One Year Renewable Group Term Assurance Plan 1 is an important point to be compared with other points such as amount of sum assured, plan benefits, riders, etc..

Grace period for LIC New Group Superannuation Cash Accumalation and Bajaj Allianz Group Credit Protection Plus is an important point to be compared with other points such as amount of sum assured, plan benefits, riders, etc..

Grace period for Aviva i Life and Edelweiss Tokio Group Life Protection is an important point to be compared with other points such as amount of sum assured, plan benefits, riders, etc..

Grace period for Kotak Income Protection Plan and Kotak Saral Suraksha is an important point to be compared with other points such as amount of sum assured, plan benefits, riders, etc..

Grace period for Edelweiss Tokio Group Credit Protection and Bajaj Allianz Group Employee Care is an important point to be compared with other points such as amount of sum assured, plan benefits, riders, etc..

Mortgage protection policies typically include benefits unavailable on straight life insurance products, options such as the return of premium, critical illness availability, terminal illness, confined care riders, and a simplified non-medical application process.

In case you are looking for a monthly payout, many companies offer a rider known as Family Income Benefit which ensures total financial protection for your loved ones.

This policy is customizable — with rider options such as accidental death benefit, child protection and waiver of premium — and policyholders are given the option to convert up to the age of 65 or before the end of their term.

As you may have read in other Nationwide Life Insurance Company reviews, Nationwide Insurance does offer strong life insurance policies that provide good protection, reasonable premiums and a number of different riders to help meet your specific needs.

The rider will offer all eligible children protection until the child's 25th birthday or the insured's 65th birthday — whichever comes first — as long as the policy is still in force.

The Critical Illness insurance rider is popular and it serves as additional protection in addition to the life insurance death benefit.

«The rider acts as kind of separate policy to help provide protection in case you have low limits, exclusions, depreciation schedules, or other issues which might otherwise shortchange your recovery,» Filippone added.

Additional protection options: Many term insurance plans comes with additional cover options in the form of riders such as Critical Illness, Accidental death or disability, Hospital cash etc..

If the Regular payment option is chosen, the policyholder may opt for additional protection in the form of various riders, which are as follows:

The rider form numbers are as follows: In Oregon: Accidental Death Benefit: 829 - 200.27; Guaranteed Insurability: 829 - 400.27; Lapse Protection Benefit: 312 - 226; Living Benefits: 929 - 495.27; and Monthly Deduction Waiver: 898 - 225.27.

If the basic protection is what you are looking for, then you may opt for the disability / accidental death riders which you can buy as an add on to your Life Insurance cover.

Under this rider, you can choose between two options; first option only covers 4 critical illnesses including heart attack, cancer, coronary artery bypass graft and stroke while the second option provides comprehensive protection against 25 critical illnesses such as chronic lung disease, apallic syndrome, heart valve surgery, major head trauma etc..