Sentences with phrase «protection than cash»

Credit cards make it easier for you to track your spending, offer more protection than cash, give you an opportunity to build your credit rating and increase your borrowing power.

Not exact matches

The once - formidable entertainment company brought down by the lengthy harassment and sexual assault scandal involving co-founder Harvey Weinstein had less than $ 500,000 in cash before seeking protection from creditors.

This may sound counterintuitive, but the goal is to maximize cash value growth rather than use extra money for death benefit protection.

This feature guarantees that the policy will not default, even if the cash surrender value falls to zero or below, provided that the Death Benefit Protection Value remains greater than zero and policy debt never exceeds the Policy Value.

This protection is, of course, at replacement cost, meaning that you get the coverage you need to replace things that suffer a loss at retail, rather than the actual cash value of the property.

Pacific Indexed Accumulator (IUL) is designed for high cash value growth, rather than the death benefit protection.

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Although credit cards have better protection and convenience than cash and debit cards, there are also some drawbacks.

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It has the benefit of being safer than carrying cash, and has built in fraud and purchase protections.

Horizon Guarantee focuses more on permanent death benefit protection, rather than early cash value growth.

A major plus point for using a credit card rather than a debit card or cash is that you get extra protection on purchases thanks to Section 75 of the Consumer Credit Act.

This card also comes with MBNA's fantastic suite of benefits, including around - the - clock fraud protection and immediate cash access at more than one million ATMs around the world.

I like to make my dollars all do more than one job so I hate it when I have to spend it on money protection (life insurance) or shelter (mortgage) in a way that doesn't give me cash back.

Example: If you prepaid for your home heating oil at $ 3.00 / gallon and you paid an extra 25 cents per gallon for «downside protection», you would never pay more than $ 3.00 / gallon when the oil was delivered, even if the daily cash price of heating oil rose to $ 5.00 / gallon as it almost did in 2008.

If your intention is to build up cash savings to protect your loved ones in case something happens to you, the death benefit protection offered by cash value life insurance will typically provide them with a greater amount than the cash value of your account.

Debit and credit cards are safer than carrying large amounts of cash and they have some great built - in consumer protections, but you'll want to make sure you don't get carried away.

Concentrating on long - term growth in NAV ought to give OPMIs far greater downside protection than would the conventional approach where the emphasis is on predicting periodic future operating cash flows or earnings (with earnings defined as creating wealth while consuming cash).

It is designed for those who want life insurance protection but are also investment - minded and desire the potential for greater cash value accumulation than generally available in a fixed insurance product.

Start with the basics, like your budget (yes you'll need one more now than ever) and your cash management (the overdraft protection you buy to see you through the rough spots should be gone in six months).

Example, if you prepaid for your home heating oil at $ 3.00 / gallon and you paid an extra 25 cents per gallon for «downside protection», you would never pay more than $ 3.00 / gallon when the oil was delivered, even if the daily cash price of heating oil rose to $ 5.00 / gallon as it almost did in 2008.

New York Life Variable Universal Life Accumulator Plus and Survivorship Variable Universal Life Accumulator policies are designed for those who need life insurance protection, but who are also investment - minded and desire the potential for greater cash value accumulation than is generally available in a fixed insurance product.

Voya IUL offers death benefit protection and market index cash accumulation at a guaranteed interest rate, providing higher growth potential than tradition universal life plans.

On the other hand, if your car is financed but you made a huge down payment or you have significantly paid down the loan to the extent that the loan balance is the same or lower than the cash value of your car, you don't need to buy guaranteed auto protection insurance again.

With term life, there is death benefit protection only, with no cash value build up — and because of that, term life insurance can frequently cost less than a comparable permanent life insurance policy (all other factors being equal).

A 2017 report from the Consumer Federal Protection Bureau (CFPB) shows that cash back cards are more popular than miles - based cards for consumers across all categories — superprime, prime, near - prime, subprime and deep subprime — constituting 27 percent of overall credit card spending, compared to 21 percent for miles rewards cards.

This may sound counterintuitive, but the goal is to maximize cash value growth rather than use extra money for death benefit protection.

You will get some downside protection because of the intrinsic value of the in - the - money options you're selling and you should be able to earn significantly more yield than what interest on cash pays.

Overdraft Protection Cash Advances (if enrolled): $ 12 for each transaction (not assessed if deposit account overdrawn by less than $ 12).

The Ink Business Cash doesn't offer all of the perks and protections of the Ink Business Preferred, but it's a solid choice for small businesses that spend less than $ 50,000 in the card's bonus spending categories, and need to take advantage of an intro APR to finance large purchases.

A 2017 report from the Consumer Federal Protection Bureau (CFPB) shows that cash back cards are more popular than miles - based cards for consumers across all categories — superprime, prime, near - prime, subprime and deep subprime — constituting 27 percent of overall credit card spending, compared to 21 percent for miles rewards cards.

This card also comes with MBNA's fantastic suite of benefits, including around - the - clock fraud protection and immediate cash access at more than one million ATMs around the world.

Keep your receipts for all purchases until you're sure everything has been delivered in good order — and best to use a credit card with purchase protection rather than a debit card or cash just in case.

Assisting Orange on its global trade mark portfolio, numbering more than 4,500 marks in over 190 jurisdictions; advising Godiva Chocolatier on brand protection strategy in relation to the adoption and development of new brand and products; advised News Corporation and News Corp UK & Ireland on a # 220m recommended cash offer for Wireless Group; acted for McLaren Property on the # 150m sale of a portfolio of six student housing developments to a new investment vehicle owned by a group of German pension funds; advised Farfetch on its $ 110m Series F financing.

The main purpose of the legal reserve is to provide lifetime protection, but because more money is collected in premiums in the early years of a policy than is needed to cover the mortality charge, level - premium policies develop a cash value, which the policyholder can borrow against, or can surrender the policy for its cash value if the policyholder no longer wishes to continue the life insurance policy.

Guaranteed Universal Life — is a permanent life insurance product that focuses more on pure protection rather than cash value accumulation.

This may sound counterintuitive, but the goal is to maximize cash value growth rather than use extra money for death benefit protection.

It is designed for those who want life insurance protection but are also investment - minded and desire the potential for greater cash value accumulation than generally available in a fixed insurance product.

New York Life Variable Universal Life Accumulator Plus and Survivorship Variable Universal Life Accumulator policies are designed for those who need life insurance protection, but who are also investment - minded and desire the potential for greater cash value accumulation than is generally available in a fixed insurance product.

Universal life insurance provides death benefit protection and cash value; however, it is more flexible than whole life.

This, too, offers both death benefit protection and cash value, but it is more flexible than whole life.

Guaranteed universal life works well for someone who wants death benefit protection more than cash value growth.

Because of both the death benefit and the cash value component that are offered with permanent forms of no exam life insurance, the premium for these types of policies is usually higher than it is for a comparable amount of no medical exam term life insurance protection.

The replacement cost option likely is more expensive than the actual - cash - value option, but it offers extra protection.

Income Protection Agreement — provides an irrevocable settlement option, that pays the death benefit over a period of years, which provides for greater cash accumulation and a benefit stream for beneficiaries (rather than a lump sum).

As a general rule of thumb, term insurance will tend to be better than cash value insurance at issue ages below age forty - five, and worse at older issue ages if the length of the need for protection is between ten and fifteen years.

The conversion feature of renewable and convertible term allows policyholders to enjoy higher death protection than they could otherwise afford and later allows them to lock - in their premiums and build cash values when their ability to pay premiums increases.

With term life, there is death benefit protection only, with no cash value build up — and because of that, term life insurance can frequently cost less than a comparable permanent life insurance policy (all other factors being equal).

Replacement cost policies give you more protection than actual cash value coverage.

This type of protection will be more expensive than actual cash coverage, but it will be higher quality.