However, the reality is that most people need much more
protection than the minimum amount that is required by law.
Not exact matches
Additional coverage types and higher coverage
amounts provide more
protection than the state's
minimum requirements, which may or may not be enough to cover the full costs of an accident.
Given those risks, it's important to know that, while the maximum
amount available in coverage varies from state to state and from insurer to insurer, it can be as high as $ 2 million / $ 2 million — far more
protection than the typical legal
minimum of $ 25,000 / $ 50,000 you get with cheap auto insurance.
Like any other state, Alaska requires its drivers to carry a
minimum amount of liability
protection and even though the state's insurance rates are higher
than average.
However, with an expensive car such as convertibles, you should ensure that you have more
than the
minimum amount of
protection so that you won't have to pay for repairs with out of pocket money if the vehicle is ever involved in an accident.
The majority of comprehensive insurance policies include a certain
amount of coverage for motorcycle accessories and custom parts, but you do have the option to purchase more
than the
minimum amount for additional
protection.