They will coach you in ways you can improve your credit status,
provide debt management strategies, teach you how to protect yourself against identity theft or how to repair the damage if you have already been victimized, as well as other skills to get your financial life in the best shape possible.
Not exact matches
The
strategy is to deliver a wide array of financial solutions
providing advice on capital structure, acquisition finance, ratings,
debt issuance, structured finance, and the
management of currency, as well as interest rate risk.
Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging
strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing
debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing
debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to
provide hotel
management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.
We
provide: • Retirement Services, such as plan rollover options, ** traditional and Roth IRAs, and small business plans • Financial
Management, including financial planning, asset and debt management, and estate planning • Insurance Solutions, made up of life, long - term care, and disability protection • Investments, including diversified solutions to help manage and grow assets with stocks, bonds, and mutual funds • Retirement Planning, such as income strategies, pensions, and socia
Management, including financial planning, asset and
debt management, and estate planning • Insurance Solutions, made up of life, long - term care, and disability protection • Investments, including diversified solutions to help manage and grow assets with stocks, bonds, and mutual funds • Retirement Planning, such as income strategies, pensions, and socia
management, and estate planning • Insurance Solutions, made up of life, long - term care, and disability protection • Investments, including diversified solutions to help manage and grow assets with stocks, bonds, and mutual funds • Retirement Planning, such as income
strategies, pensions, and social security
In addition to credit counseling and personal money
management, Credit Canada also
provides credit building and
debt consolidation services, and will negotiate with creditors to help clients erase
debt faster through proven
strategies.
If you're in over your head with credit cards and unsecured loans, a number of
strategies can
provide relief, such as a
debt management plan or an aggressive
debt - payoff
strategy.
INTERNSHIP EXPERIENCE Allstate, Mesa, AZ, 6/2014 to 12/2014 Finance Intern • Assisted with new business process
management by incorporating financial modules • Handled cash reconciliations, payment date accounting and monthly reporting activities • Assisted in analyzing company's financial data and performances • Evaluated capital expenditures and depreciation data • Identified financial performance trends and assisted in developing recommendations for improvement • Reviewed financial information and forecasts and
provided support in creating prudent financial models • Assisted in developing and implementing cash flow and
debt management strategies • Prepared budgets and identified capital
management and financing options
We continue to
provide a range of educational programs including the Financial Literacy Seminar, Divorce Coaching, Annual Forum on Mediation and Collaborative Divorce Process,
Debt and Credit
Management strategies, Career coaching workshops, and many more.