The cash surrender values can enhance the policy owner's financial position and
provide financial flexibility in a variety of ways, including but not limited to1:
My military pension didn't
provide me the financial flexibility to maintain the standard of living I wanted for my family.
We offer two credit cards that
provide the financial flexibility you need, at rates and terms that make smart money sense.
If you want to transition from renting to buying a home without much cash, an FHA mortgage may
provide the financial flexibility and credit terms that can make the difference between buying a home or not.
Funds raised would be used to fund Wellard's acquisition of two subsidiaries,
provide financial flexibility, pay offer costs and provide a liquid market for the company.
Short - term cash and payday loans can
provide financial flexibility to people who live paycheck - to - paycheck.
For our business customers, this account
provides financial flexibility and a rate of return.
This provides financial flexibility and, should trouble come your way, can keep the repo man away.
In addition to mentorship, career development, and exposure, artists receive fully subsidized studio spaces, which
provides financial flexibility and frees artists to explore and experiment without commercial constraints.
Not exact matches
In January, the Company replaced its existing debt with a $ 10.0 million credit agreement to strengthen its balance sheet,
provide additional cash for operations and
provide increased
financial and operating
flexibility through a covenant package more suitable to its business.
DOL, via its fiduciary rule, has «created a regulatory framework that both protects consumers and gives
financial advisors the
flexibility to
provide much - needed
financial advice consistent with a wide range of business models,» the Coalition said.
Our revolving credit facilities
provide our lenders with first - priority liens against substantially all of our assets, including our intellectual property, and contain
financial covenants and other restrictions on our actions, which could limit our operational
flexibility and otherwise adversely affect our
financial condition.
If you are a medical resident, practicing physician, attorney, oral surgeon, dentist or CPA, BBVA Compass» Professional mortgage loan
provides you maximum
financial flexibility.
Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our
flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and
financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to
provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.
In a letter Tuesday to every member of Michigan's congressional delegation, Gov. Rick Snyder (R) warned that the House GOP bill «shifts significant
financial risk and cost from the federal government to states without
providing sufficient
flexibility to manage this additional responsibility.»
Adam Barsky, chairman of the Nassau Interim Finance Authority, or NIFA, the county's third - party
financial control board, also said rules governing overtime and mandatory positions filled — known as minimum manning clauses — do not
provide flexibility to control escalating personnel costs.
It
provides a university with
financial flexibility to manage things.»
The three institutions are part of a first - of - its - kind study to research and test the concept of «transaction - based» energy management, which combines
financial signals and dynamic control technologies to shift the timing and quantity of energy usage in devices, buildings and campuses to increase efficiency and reduce costs, while also
providing flexibility for the power grid.
This fund
provides the
financial resources and
flexibility to support areas of greatest need, including patient care services, educational programs and innovative research projects.
Support this effort through a range of tiered incentives, such as
providing states with greater
flexibility in the use of existing federal funds, supporting a revised state accountability structure, and offering
financial support for states to implement the standards.
Besides, the
flexibility that unsecured loans
provide makes them an excellent
financial product for students that usually have a part time job or other moderate income sources.
Having a credit card with sufficient open - to - buy (the difference between the limit and balance owed)
provides better
financial flexibility.
In this way, a credit card
provides additional
flexibility when making
financial decisions.
While I'm a long ways from
financial independence, my steadily growing dividend income does
provide me ever greater
financial flexibility and therefore more options in life.
A strong balance sheet is important because it
provides Hormel with the
financial flexibility to make opportunistic acquisitions of quality, undervalued brands while still funding the steadily growing payout.
Credit cards allow you the
flexibility and convenience that cold cash can't
provide, but it's also a tool that can keep you in a
financial rut for a long time.
This insurance policy death benefit is payable to the company
providing owners with the
financial flexibility needed to hire a replacement.
Jackson fixed index annuities
provide the powerful combination of protection, growth, and
flexibility through index - linked interest to help you pursue your long - term
financial objectives.
Most consumers forego mortgage life insurance policies altogether and choose to either purchase a traditional term life insurance policy, which is comparable in price and effectively serves the same purpose while
providing more
financial flexibility to beneficiaries.
While federal student loans
provide for some repayment
flexibility for borrowers in
financial straits, once in default, garnishment of wages, tax refunds and even Social Security payments are often the consequences.
Since probate typically takes six months or longer, Dave's survivors had none of the
financial flexibility that a life insurance policy would have
provided in the difficult time following his death.
But property owners have more
flexibility and may let you prove that you have the means to pay the rent each month by
providing pay stubs, bank statements, or other proof of
financial viability.
Jamie Block, a certified
financial planner at Wealth Design Retirement Services, said, «The federal student loan program offers various repayment schedules that
provide flexibility personal loans can not offer.
To protect a business in case of the death of a key employee, key person insurance, payable to the company,
provides the owners with the
financial flexibility needed to either hire a replacement or work out an alternative arrangement.
That in turn allows the company to borrow at an average interest rate of just 2.4 % (barely above the 10 - year U.S. Treasury rate), thus
providing management with
financial flexibility to grow the company while still
providing one of Wall Street's safest and steadiest growing dividends.
But then, this universal Company (with over 12 years experience) is a private company that
provides financial services with a
flexibility that your every day bank can not afford to
provide.
If you go through the process I've described above, you should be able to divvy up your savings in a way that gives you adequate guaranteed income while at the same time
providing you with the long - term growth and
financial flexibility necessary to maintain an acceptable lifestyle over the course of a retirement that may well last 30 or more years.
Homeownership isn't for everyone, and people who want the
flexibility,
financial freedom, and perks that renting
provides are opting out of the homeownership myth and forging their own path.
Capital One ® Secured Mastercard ® helps stretch cardholders» dollars further and
provide extra
financial flexibility that other cards won't have.
The plan
provides you with the
flexibility to choose the payout option depending on the
financial requirement of your family.
However, HSA can
provide deep
financial flexibility and benefits, that are not only comparable to IRAs & 401ks, but that might even exceed those traditional retirement savings vehicles.
Most lenders have multiple rates available for each type of mortgage, which is intended to
provide flexibility for your specific
financial situation.
It is also used by
financial advisers to
provide centralised reporting and
flexibility which may allow the investor to save costs.
Guaranteed universal life insurance is an attractive option for many that bridges that gap of
financial insecurity, allowing policy holders to lock in a guaranteed death benefit and premium payments while
providing flexibility and stability for households.
The CIFs are available immediately, and are designed to
provide 401 (k) plan sponsors and their
financial advisers with greater
flexibility and numerous options when customizing retirement plans for clients of varying needs.
A recent debt refinancing should
provide considerable
financial flexibility.
Our service to individuals is focused on two goals: Achieve future
financial flexibility, while
providing peace of mind in the present.
Do you need more
flexibility than online
financial calculators can
provide?
A Charitable Remainder Trust (CRT) gives you the
flexibility to design a trust to meet your individual
financial goals and
provides an income for life.
«Receiving the scholarship decreased my
financial debt and
provided greater
flexibility in finding a job that was a good fit for me,» McPhee says.