Sentences with phrase «provide for your financial future»

There is also the risk of investing too conservatively — not getting a high enough return to provide for your financial future.

You can call us at 1-800-712-8519 to discuss the benefits these policies can provide for your financial future or just use the quote button to the left of this page.

It is a good way to provide for the financial future of a family with only a single breadwinner.

Not exact matches

We believe that adjusted diluted net income per share, adjusted net income, adjusted operating income, adjusted operating income margin and adjusted EBITDA are useful measures for investors to review, because they provide a consistent measure of the underlying financial results of our ongoing business and, in our management's view, allow for a supplemental comparison against historical results and expectations for future performance.

Since GM's driverless cars are years away from hitting the road as part of Lyft's service, the automaker plans to provide short - term car rentals (for a day, week or month) to Lyft drivers in the immediate future, as well as lease financing through its GM Financial arm, said Ammann.

These risks and uncertainties include: Gilead's ability to achieve its anticipated full year 2018 financial results; Gilead's ability to sustain growth in revenues for its antiviral and other programs; the risk that private and public payers may be reluctant to provide, or continue to provide, coverage or reimbursement for new products, including Vosevi, Yescarta, Epclusa, Harvoni, Genvoya, Odefsey, Descovy, Biktarvy and Vemlidy ®; austerity measures in European countries that may increase the amount of discount required on Gilead's products; an increase in discounts, chargebacks and rebates due to ongoing contracts and future negotiations with commercial and government payers; a larger than anticipated shift in payer mix to more highly discounted payer segments and geographic regions and decreases in treatment duration; availability of funding for state AIDS Drug Assistance Programs (ADAPs); continued fluctuations in ADAP purchases driven by federal and state grant cycles which may not mirror patient demand and may cause fluctuations in Gilead's earnings; market share and price erosion caused by the introduction of generic versions of Viread and Truvada, an uncertain global macroeconomic environment; and potential amendments to the Affordable Care Act or other government action that could have the effect of lowering prices or reducing the number of insured patients; the possibility of unfavorable results from clinical trials involving investigational compounds; Gilead's ability to initiate clinical trials in its currently anticipated timeframes; the levels of inventory held by wholesalers and retailers which may cause fluctuations in Gilead's earnings; Kite's ability to develop and commercialize cell therapies utilizing the zinc finger nuclease technology platform and realize the benefits of the Sangamo partnership; Gilead's ability to submit new drug applications for new product candidates in the timelines currently anticipated; Gilead's ability to receive regulatory approvals in a timely manner or at all, for new and current products, including Biktarvy; Gilead's ability to successfully commercialize its products, including Biktarvy; the risk that physicians and patients may not see advantages of these products over other therapies and may therefore be reluctant to prescribe the products; Gilead's ability to successfully develop its hematology / oncology and inflammation / respiratory programs; safety and efficacy data from clinical studies may not warrant further development of Gilead's product candidates, including GS - 9620 and Yescarta in combination with Pfizer's utomilumab; Gilead's ability to pay dividends or complete its share repurchase program due to changes in its stock price, corporate or other market conditions; fluctuations in the foreign exchange rate of the U.S. dollar that may cause an unfavorable foreign currency exchange impact on Gilead's future revenues and pre-tax earnings; and other risks identified from time to time in Gilead's reports filed with the U.S. Securities and Exchange Commission (the SEC).

Alleviate this concern by clearly outlining how you're going to break even, including plans for future financing (if necessary), and providing other attainable financial metrics.

We engage your adult children with our financial consultants to provide early financial planning and preparation for beneficiary and future trustee roles.

Accordingly, we believe that adjusted EBITDA provides useful information to investors and others in understanding and evaluating our operating results, enhancing the overall understanding of our past performance and future prospects, and allowing for greater transparency with respect to a key financial metric used by our management in its financial and operational decision - making.

When you partner with GP Wealth Management you will receive the personal attention of a financial advisor who will create and execute a customized financial plan designed to meet your current needs and provide for your future.

There are multiple ways that a financial advisor can work with you to help you provide a secure future for your loved ones.

Editor: David Nilssen, Guidant Financial CEO & Co-founder About Guidant Financial Blog: Guidant Financial Blog strives to provide relevant information that will help entrepreneurs make informed decisions and position them for future success.

Franklin Templeton's Own Your Future program is designed to empower women to take control of their finances by providing resources that can help you feel confident when searching for the right financial advisor for your needs.

The answers revealed a puzzling picture on the advisory front, but one where «tremendous upside opportunity» lies ahead in the annuity future with both manufacturers and wholesalers providing more comprehensive support for financial professionals, Fitzgerald said.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

Apart from the Financial Crimes Enforcement Network of the US Department of the Treasury («FinCEN»), major US regulators such as the US Commodity Futures Trading Commission («CFTC»), Internal Revenue Service («IRS») and SEC, have yet to make official pronouncements or adopt rules providing guidance with respect to the classification and treatment of Bitcoins and other Digital Math - Based Assets for purposes of commodities, tax and securities laws.

For the immediate future at least, national government contributions must provide the financial base, calculated as are contributions to the UN and other inter - government bodies.23.

which is certainly not a slight on the young french national player; like him or not, Sanchez has provided some real world - class performances for club and country in recent years... if you do this move, you need to really clean house or face some serious consequences for the foreseeable future... half measures are rarely rewarded, that's how we got here... tear down the wall... we need to get rid of Giroud, not because he isn't a talented player, his skill - set simply doesn't make sense if we hope to maximize the offensive potential of a quick passing, one - touch scheme... we need to evolve, like Barcelona, who realized you needed to have clinical finishers or face a mind - numbing future of horizontal passes and largely ineffective crosses... Barca went and got Suarez, even though they had Messi and Neymar on the roster (just imagine the possibilities — another in the litany of Wenger «what ifs»)... we need to be as clinical in the boardroom as on the pitch... accept nothing less or move on... personally I would move on from Welbeck, Giroud and Walcott, even Ox if he isn't all in... I think the most intriguing player might be Perez, which runs counter to the thoughts in my head when he arrived late last summer... we need a deep lying DM with quick feet and long ball potential, midfielders who can counter quickly even when they are spread out and 4 or 5 players who know how to attack the lanes (kind of a cross between Barca, Dortmund and Monaco)... this is seriously an achievable goal, one that logically should have been achieved quite a few years ago... did no one in the Arsenal organization see the financial restructuring of the football universe... think of the players we could have had but we weren't willing to cough up the dough only for those individuals to have their value double or triple within a 12 to 24 month period... even if just from an investment perspective these «no deals» represent a failure of monumental proportions... only if you cared, of course

Time for some brutal honesty... this team, as it stands, is in no better position to compete next season than they were 12 months ago, minus the fact that some fans have been easily snowed by the acquisition of Lacazette, the free transfer LB and the release of Sanogo... if you look at the facts carefully you will see a team that still has far more questions than answers... to better show what I mean by this statement I will briefly discuss the current state of affairs on a position - by - position basis... in goal we have 4 potential candidates, but in reality we have only 1 option with any real future and somehow he's the only one we have actively tried to get rid of for years because he and his father were a little too involved on social media and he got caught smoking (funny how people still defend Wiltshire under the same and far worse circumstances)... you would think we would want to keep any goaltender that Juventus had interest in, as they seem to have a pretty good history when it comes to that position... as far as the defenders on our current roster there are only a few individuals whom have the skill and / or youth worthy of our time and / or investment, as such we should get rid of anyone who doesn't meet those simple requirements, which means we should get rid of DeBouchy, Gibbs, Gabriel, Mertz and loan out Chambers to see if last seasons foray with Middlesborough was an anomaly or a prediction of things to come... some fans have lamented wildly about the return of Mertz to the starting lineup due to his FA Cup performance but these sort of pie in the sky meanderings are indicative of what's wrong with this club and it's wishy - washy fan - base... in addition to these moves the club should aggressively pursue the acquisition of dominant and mobile CB to stabilize an all too fragile defensive group that has self - destructed on numerous occasions over the past 5 seasons... moving forward and building on our need to re-establish our once dominant presence throughout the middle of the park we need to target a CDM then do whatever it takes to get that player into the fold without any of the usual nickel and diming we have become famous for (this kind of ruthless haggling has cost us numerous special players and certainly can't help make the player in question feel good about the way their future potential employer feels about them)... in order for us to become dominant again we need to be strong up the middle again from Goalkeeper to CB to DM to ACM to striker, like we did in our most glorious years before and during Wenger's reign... with this in mind, if we want Ozil to be that dominant attacking midfielder we can't keep leaving him exposed to constant ridicule about his lack of defensive prowess and provide him with the proper players in the final third... he was never a good defensive player in Real or with the German National squad and they certainly didn't suffer as a result of his presence on the pitch... as for the rest of the midfield the blame falls squarely in the hands of Wenger and Gazidis, the fact that Ramsey, Ox, Sanchez and even Ozil were allowed to regularly start when none of the aforementioned had more than a year left under contract is criminal for a club of this size and financial might... the fact that we could find money for Walcott and Xhaka, who weren't even guaranteed starters, means that our whole business model needs a complete overhaul... for me it's time to get rid of some serious deadweight, even if it means selling them below what you believe their market value is just to simply right this ship and change the stagnant culture that currently exists... this means saying goodbye to Wiltshire, Elneny, Carzola, Walcott and Ramsey... everyone, minus Elneny, have spent just as much time on the training table as on the field of play, which would be manageable if they weren't so inconsistent from a performance standpoint (excluding Carzola, who is like the recent version of Rosicky — too bad, both will be deeply missed)... in their places we need to bring in some proven performers with no history of injuries... up front, although I do like the possibilities that a player like Lacazette presents, the fact that we had to wait so many years to acquire some true quality at the striker position falls once again squarely at the feet of Wenger... this issue highlights the ultimate scam being perpetrated by this club since the arrival of Kroenke: pretend your a small market club when it comes to making purchases but milk your fans like a big market club when it comes to ticket prices and merchandising... I believe the reason why Wenger hasn't pursued someone of Henry's quality, minus a fairly inexpensive RVP, was that he knew that they would demand players of a similar ilk to be brought on board and that wasn't possible when the business model was that of a «selling» club... does it really make sense that we could only make a cheeky bid for Suarez, or that we couldn't get Higuain over the line when he was being offered up for half the price he eventually went to Juve for, or that we've only paid any interest to strikers who were clearly not going to press their current teams to let them go to Arsenal like Benzema or Cavani... just part of the facade that finally came crashing down when Sanchez finally called their bluff... the fact remains that no one wants to win more than Sanchez, including Wenger, and although I don't agree with everything that he has done off the field, I would much rather have Alexis front and center than a manager who has clearly bought into the Kroenke model in large part due to the fact that his enormous ego suggests that only he could accomplish great things without breaking the bank... unfortunately that isn't possible anymore as the game has changed quite dramatically in the last 15 years, which has left a largely complacent and complicit Wenger on the outside looking in... so don't blame those players who demanded more and were left wanting... don't blame those fans who have tried desperately to raise awareness for several years when cracks began to appear... place the blame at the feet of those who were well aware all along of the potential pitfalls of just such a plan but continued to follow it even when it was no longer a financial necessity, like it ever really was...

«This revenue growth will provide sustainable funds for future investment in the team whilst keeping within the UEFA Financial Fair Play requirements.

Outcomes relating to child (ren): has desired level of access to child (ren) and contact with mother; considers himself part of a family unit; has a positive relationship with child (ren); is involved in decisions about child (ren); can provide financial support for child (ren); has involvement in child (ren)'s future; is a positive role model for child (ren)

That money feeds and clothes your family, and helps provide for their financial security in the future.

Contributions are permanently invested and the principal of these funds remains intact providing financial security and stability for our school now and in the future.

The Strategic Plan provides direction for the future allocation of resources, financial stability, staffing levels, internal support and communication, organizational culture efforts, and the capacity for learning and growth.

«It will help millions of hard - pressed families with their childcare costs and provide financial security for the future.»

While AMERI investors carefully watch being discriminately sidelined by the Government in Ghana, they have kept a solid stance that AMERI deal through financial modelling aimed at providing a guide for ensuring value for money in future negotiations on procurement of power.

In this show John Testa discusses with Rob Astorino all the major changes the County Executive made while developing the 2011 Westchester County Budget and how taxpayer relief was accomplished, while also providing for the neediest of the county; leaving essential services intact and establishing a sound financial plan for the future.

This compact treats all parties with fairness and respect, provides the county and the state with a consistent source of revenue for the future and gives the Oneida Nation financial security.

Adopting the 2013 budget without a tax increase was in the best interest of all county taxpayers and I firmly believe that the cuts approved by myself and a majority of the Legislature will deliver a balanced budget, providing a secure financial future for the county and allowing us to provide necessary services for residents without a tax increase.

Middle - aged women providing care for elderly parents and in - laws are less likely to find suitable employment in later life that can fit around their commitments, which reduces their own future pension income and financial well - being in later life.

We protect you from financial risks, create a roadmap for your future, manage your investments, and provide advice that touches every area of your life.

Many Russian women seek a western style of living and a family with a safe and secure financial future, which is why they are looking for single and faithful men who will provide them with both of those options.

Any and all financial information provided on the app is stored for future reference to protect the customers against any untoward incidents.

People often turn to a financial planner to help simplify their finances and set achievable financial goals, providing greater confidence to plan for their future.

The future financial benefits to students and their employers of knowing a second language certainly balance a slightly higher cost ratio for providing foreign language classes, for example.

In addition, a number of external partners join state and city leaders to support these schools and their initiatives; for example, philanthropies and national organizations like the Gates Foundation and Jobs for the Future provide financial and strategic support for schools, and industry partners like Con - Edison and IBM support P - TECH programs.11

The Regional Schools Commissioner is seriously concerned about the school and has been exploring options for future sponsorship, including Bright Tribe, to provide the strong skills in financial management and governance required to bring about swift improvements.

Unit 1: Being Financial Responsible Being Financial Responsible resources will help to provide a strong foundation for building a financially responsible future.

Our program, devoted to bringing a financial education curriculum into public high schools across the country, had one simple goal: provide funding to teachers for financial education curriculum, materials and training so they can teach their students the skills they need to help them succeed and achieve brighter future.

L.A. Cash for College is helping empower those future leaders by providing 20,000 students annually with college access and financial aid awareness.

Capstone 8th grade program focused on helping students articulate what is important to them for their future, building the skills they will need for high school such as organization and time management, and providing concrete information about the role of GPA and other factors for college admissions and the financial aid process.

It is clear that standardized testing can never close the achievement gap, that the Common Core Standards are not good learning and do not give students the skills they need for their future, and that the education «reform» effort is not reform at all but a way to remove public education as a right for all while it provides substantial financial profit for the investors.

To decide the future financial condition, our financial help services also provide a comprehensive case study to make topics understand for students.

Taking action to eliminate debt will help you create a more comfortable financial future as well as provide better financial security that seems so aloof for so many people nowadays.

Personal Money Service is ready to offer you unique solutions for your financial troubles and provide you with an opportunity to approach a debt - free future through debt consolidation loans offered by our cooperating partners.

Bharti AXA Life Samriddhi — a Non-linked, Participating, Endowment plan, that offers protection for your family's financial future by providing an opportunity to participate in the profits of participating fund of the company by way of Non-Guaranteed bonuses payable to you at the time of maturity or in case of any eventuality

Income from at - risk financial assets could enhance their spending and provide funds for their many children and grandchildren now or in the future.

As total student loan debt surpasses credit card debt in our nation, financial literacy processes such as Tidewater's are probably going to be more common among college campuses that are looking to provide a solid financial awareness foundation for their students (and future alumni).

The primary responsibilities of the NFA are to enforce ethical standards and customer protection rules, screen futures professionals for membership, audit and monitor professionals for financial and general compliance rules, and provide for arbitration of futures - related disputes.

Saving for college early not only provides financial peace of mind, it also has tax benefits now and in future years.