Sentences with phrase «provide less income»

Compared to bonds, their total return is greater, but provide less income with greater risk.

During speeches in each city, Cuomo argued that the current minimum wage, which will rise to $ 9 an hour at year's end, provides less income than the federal poverty level.

Not exact matches

While income from pensions and individual savings programs designed to provide retirement incomes are obvious inclusions, the appropriate way to treat housing and other forms of non-pension wealth is less obvious.

Building wealth is a process that involves spending less than you earn, taking the surplus and accumulating productive assets that throw off passive income, and then expanding that asset base until your passive income can provide you with the lifestyle you desire.

Most bonds provide regular interest income and are generally considered to be less volatile than stocks.

In addition to commodity ETFs, currency ETFs, fixed - income ETFs, and (to a lesser degree) international ETFs can provide the same benefit of low US stock market correlation.

High Risk — Income (H / INC) Medium to higher risk equities of companies that are structured with a focus on providing a meaningful dividend but may face less predictable earnings (or losses), more leveraged balance sheets, rapidly changing market dynamics, financial and competitive issues, higher price volatility (beta), and potential risk of principal.

It is also possible to get approved for a loan with less than perfect credit provided that you have stable income.

This separately managed account (SMA) seeks to provide long - term growth and dividend income, with potentially less volatility than the U.S. stock market.

If you're looking for an options strategy that provides the ability to produce income but may be less risky than simply buying dividend - paying stocks, you might want to consider selling covered calls.

After they sell the rentals, they can have present income plus $ 39,700 from investment of their equity in the units less $ 18,000 the units no longer provide and $ 7,004 from Jack's OAS at 65.

But the focus of welfare debates today tends to be that part of the welfare state that provides income transfers to the less - well - off.

After FICA and health care costs, these workers really aren't left with much net income to provide for themselves, much less a family.

Another part of the answer has to do with early cognitive stimulation: Affluent parents typically provide more books and educational toys to their kids in early childhood; low - income parents are less likely to live in neighborhoods with good libraries and museums and other enrichment opportunities, and they're less likely to use a wide and varied vocabulary when speaking to their infants and children.

Statistics show that moms in lower income brackets and minority groups are less likely to breastfeed, probably not because they don't want to or think that it's gross, but because they're heading back to their jobs to provide for their family — jobs that don't give them nursing breaks.

On the other hand any restrictions which are introduced will result in the relief being less flexible, more complex, and result in those providing short term accommodation at times of peak demand (e.g. during the Edinburgh Festival, Wimbledon etc) being more likely to have to declare taxable income.

At an annual cost of $ 410 million, the Family Tax Relief Rebate provides $ 350 to households with children under age 17 and annual income between $ 40,000 and $ 300,000; the Property Tax Freeze Rebate provides an amount equal to the annual increase in property taxes to homeowners earning less than $ 500,000 in tax cap - compliant local governments and school districts and costs $ 783 million annually.

Fares are also rising less for bus journeys than for the tube — providing an overall benefit to lower income groups, who are more likely to use the bus services.

There are unfunded mandates and lack of aid from the state, and while he has provided more money for education, it is less than the Campaign for Fiscal Equity settlement [the 2006 court ruling requiring the state to pay billions in backpay to shortchanged school districts]... When [Assembly Speaker Carl] Heastie proposed a slightly progressive income tax, he just rejected it.

HUD guidelines require the occupant to have and provide documentation that their household income is less that 80 % of the median Erie County Household Incincome is less that 80 % of the median Erie County Household IncomeIncome *.

Appearing at a SUNY school, Cuomo will tout his plan to provide free tuition to SUNY and CUNY colleges to those who come from families with annual income less than $ 125,000 per year.

This job would provide a secondary income, so salary was less critical.

Many institutions do not report postdoc income to the IRS, much less provide the postdoc any information on tax issues.

Middle - aged women providing care for elderly parents and in - laws are less likely to find suitable employment in later life that can fit around their commitments, which reduces their own future pension income and financial well - being in later life.

Basically, the more muscle you have, the higher your metabolic rate is, as incoming calories have to be diverted to muscles to provide them with enough nutrients to sustain their size — this means less is being stored as fat.

We examine the Florida Tax Credit (FTC) scholarship program, which provides private school tuition scholarships to children from low - income families (defined as those making less than 185 percent of the federal poverty level, which is the same eligibility requirement as for a free or reduced - price lunch).

If one calculates these percentage increases as national income projections over an 80 - year period (providing for a 20 - year delay before any school reform is completed and the newly proficient students begin their working careers), a back - of - the - envelope calculation suggests gains of nothing less than $ 75 trillion over the period.

This is not surprising in some ways, given problems in current educational practice: we tend to provide less funding, have fewer outstanding teachers and principals, and require less rigorous coursework in schools that serve lower - income students.

Whilst the frontline schools budget has been protected and policies such as the pupil premium allocate more funding to low income pupils, cuts to central services provided by local government will require schools to do more with less.

On the Ed Next blog, Mike Petrilli writes about some of the approaches education reformers should consider embracing if we want to give less affluent kids a better shot at moving up: 1) working harder to identify talented children from low - income (and middle - income) communities and then providing the challenge and support to launch them into the New Elite via top - tier universities, and / or 2) being more realistic about the kind of social mobility we hope to spur as education reformers.

However, Welner then continues, «This [that low - income families benefit] is particularly true in states like Florida that means - test the recipients... It appears to be much less true in states like Arizona and Georgia... In those states, the programs also provide a great deal of assistance to upper - income families.»

The report evaluated the 50 U.S. states on four fairness measures: per - pupil funding levels; funding distribution (whether a state provides more or less funding to schools on the basis of their poverty concentration); effort (differences in state spending relative to the state's fiscal capacity); and coverage (the proportion of children in public schools and the income ratio of private and public school families).

As the push towards accountability reconstructs what is valued in parent - school relations, low income parents are likely to be at a disadvantage as they are less able to take time away from work or provide the requisite financial support.

The ASPIRE Award provides up to $ 1,500 per year if the adjusted gross income of HOPE Scholars, their parents, or spouses (if applicable) is less than $ 36,000, as measured by the federal IRS formula.

The Challenge Low income students are 30 % less likely to go to college.Unique Method We move students through the six - step Critical Path to college method and provide 1 - on - 1 mentoring to ensure success.

An applicant with less - than - perfect qualifications often must provide additional documentation on income, work history, and living arrangements in order to tip the scales in his or her favor.

More satisfying, flexible and less demanding positions provide a chance to get used to a new lifestyle and living on a fixed income.

10 percent family member pledge — This program allows a family member to contribute 10 percent of the original unpaid principal balance on a 100 percent LTV loan, provided that the borrower's income is less than or equal to 100 percent of the area median income, and the borrower contributes at least 3 percent to down payment and closing costs.

If you're looking for an options strategy that provides the ability to produce income but may be less risky than simply buying dividend - paying stocks, you might want to consider selling covered calls.

Bond yields can provide a source of passive income, and bonds usually offer less volatility than investing in stocks.

Private lenders could be a great option if you currently are unable to qualify for a traditional mortgage or loan because of a less - than - perfect credit, debt or if you're a self - employed individual who can't always provide proof of a steady income.

But the portfolio that includes an allocation of equities and fixed income still provided a valuable return with less loss along the way.

Keep in mind that stocks offer long - term growth potential but will fluctuate and may provide less current income than other investments.

«QMs generally will be provided to consumers who have a total debt - to - income ratio (rather than a more limited housing debt - to - income ratio) less than or equal to 43 percent.»

If you can provide proof of income that supports that ability, they're less likely to be concerned about your lack of a bank account.

This article argues that a fund may not provide the greatest current yield (usually, this implies less risk) but if the fund holds quality holdings, it will provide a more stable income stream and potentially lead to more capital growth in the longer term.

After they sell the rentals, they can have present income plus $ 39,700 from investment of their equity in the units less $ 18,000 the units no longer provide and $ 7,004 from Jack's OAS at 65.

In some cases, prospective cardmembers need to provide information about their financial lives, including income level and source of earnings, and an explanation of any less than stellar credit history marks.

However, it also says that less than two years is acceptable, provided the applicant's profile demonstrates «positive factors» to compensate for shorter income history.

If you're a homeowner, for example, you might tap the equity in your home for retirement income by downsizing to a smaller, less expensive house that's also less costly to maintain or by taking out a reverse mortgage, which can provide regular income, a reserve of cash you can dip into when necessary or both.