Sentences with phrase «provide living benefits»

While the goal of a LIRP is to provide living benefits for you and your loved ones that last your entire lifetime, one of the key benefits is that it also provides death benefit protection if you die unexpectedly.

Life insurance can help protect the ones you love, as well as provide living benefits such as cash value that can help with supplemental retirement income, health care expenses or college expenses.

Any accumulated cash value in your policy may be borrowed against by way of a policy loan and used to provide living benefits.

The accelerated benefit rider, also called a «living needs rider» or a «terminal illness rider», is designed to provide living benefits to a policy owner in the event that the insured becomes terminally ill.

In fact, according to a recent survey by Allianz Life Insurance Company of North America, more than half (51 %) of respondents said they were either unsure or did not believe life insurance could provide living benefits such as access to potential cash value accumulation to help fund college education, supplement retirement or other financial needs.

Care4Life (or Accelerated Death Benefit) Rider: provides living benefits if the insured is diagnosed as critically ill or terminally ill.

The cash value earned from a permanent * life policy (such as whole life, universal and variable life) can be withdrawn or borrowed against, providing living benefits that can used by your child as he or she gets older for many things such as:

If you reach age 100 and you are still alive, your whole life policy will provide a living benefit.

This rider provides a living benefit in the case that you are found to have a terminal illness.

The cash value earned from a permanent * life policy (such as whole life, universal and variable life) can be withdrawn or borrowed against, providing living benefits that can used by your child as he or she gets older for many things such as:

Living Needs Benefit — this rider does exactly what it sounds like: provides a living benefit.

Care4Life (or Accelerated Death Benefit) Rider: provides living benefits if the insured is diagnosed as critically ill or terminally ill.

Additionally, Penn Mutual provides a living benefit chronic illness rider on most newly issued permanent coverage.

Did you know that (Permanent life insurance) can also provide a living benefit for various ailments?

Not exact matches

If you can't offer salaries that are at or exceed your competition, then there may be other options such as providing better employee benefits and work - life balance programs than competitors.

In this section, provide employees with a general overview of the benefits you offer in terms of health care, dental, vision, life insurance, etc., but don't discuss specific policies with specific companies.

The chief executive of Bridgetown Natural Foods, in Portland, Oregon, Klock thinks it's critical to pay workers a living wage, and provide them with benefits like health care, dental care, and a 401 (k).

As the name implies, term life insurance will provide a death benefit if an individual dies within the policy's term, up to 20 years typically.

Something as simple as a feed of text and images has provided us with an easier way to achieve the benefits that the Wright Brothers» life - threatening experiments have: an on - demand way to expose ourselves to new ideas, meet new people and better maintain relationships with friends and family.

It also contracts with other healthcare and commercial organizations to provide specialty services including behavioral health management, care management software, correctional healthcare services, dental benefits management, commercial programs, home - based primary care services, life and health management, vision benefits management, pharmacy benefits management, specialty pharmacy and telehealth services.

A multi-family apartment owner and developer that focuses on providing professionally managed workforce housing designed to enable middle - market renters to enjoy the benefits of living in Boston at affordable rents.

The company focuses on providing professionally managed work force housing to enable middle - market renters to enjoy the benefits of living in Boston at affordable rents.

Sun Life provides health benefits coverage to more than three million Canadians and their families, or one in six Canadians.

The second step is to begin a dialogue on how to reduce the need for legislation on every aspect of business life and instead implement regular independent reviews of large companies to identify the ones that pose risks that are not overwhelmingly balanced out by the public benefits they provide.

With access to the food these benefits provide, experts say these children are more likely to do better in school, have better health and do better economically as adults than children that live in chronically food - insecure households.

In her statement to Business Insider, Liss - Riordan said «We realize that some may be disappointed not to see this case go to trial,» but she cast the proposed settlement as a victory that «provides significant benefits — both monetary and non-monetary — that will improve the work lives of the drivers.»

As long as worry isn't crippling your life or driving you to despair, your capacity to imagine the worst is probably providing you with very real benefits.

For people expecting to retire at around age 65, and to live for another 15 years or more, this will provide for only a trivial supplement to Social Security benefits.

Basic whole life policies provide a fixed death benefit and a cash value that builds over time.

While it's always recommended that families meet with a financial advisor to decide what level of life insurance protection would benefit them the most, a supplemental policy could act as a financial safety net, providing much needed normalcy during a very difficult time.

This has the impact of providing you cash as well as reducing the life insurance policy's death benefit.

C corporations can also deduct fringe benefits such as qualified education costs, group term life insurance up to $ 50,000 per employee, employer - provided vehicles and public transportation passes, pre-paid legal assistance, child and dependent care, discounts on company products and services, and qualified achievement awards.

DISABILITY, LIFE, AND LONG TERM CARE INSURANCE BENEFITS We provide employees and their loved ones with financial resources when they need them most:

With assets under administration of $ 5.2 trillion, including managed assets of $ 2.1 trillion as of April 30, 2015, we focus on meeting the unique needs of a diverse set of customers: helping more than 24 million people invest their own life savings, nearly 20,000 businesses manage employee benefit programs, as well as providing nearly 10,000 advisory firms with technology solutions to invest their own clients» money.

We believe that our named executives» compensation program, including competitive annual and long - term incentive pay along with comprehensive team member retirement, health care, disability, group life insurance plans, and other welfare benefits offered to team members, provides adequate reward to our executives without the need for significant additional perquisites.

If flexibility is important to you, you may want to consider a combination of whole life insurance with LTC benefits to provide the options you are looking for.

With assets under administration of $ 6.2 trillion, including managed assets of $ 2.3 trillion as of June 30, 2017, we focus on meeting the unique needs of a diverse set of customers: helping more than 24 million people invest their own life savings, nearly 20,000 businesses manage employee benefit programs, as well as providing nearly 10,000 advisory firms with technology solutions to invest their own clients» money.

Permanent insurance, which includes whole life and universal insurance policies, is for life: It provides a death benefit for as long as you pay the premium, but also may include cash value that can be accessed during the insured person's lifetime.1

With assets under administration of $ 6.9 trillion, including managed assets of $ 2.5 trillion as of March 31, 2018, we focus on meeting the unique needs of a diverse set of customers: helping more than 27 million people invest their own life savings, 23,000 businesses manage employee benefit programs, as well as providing more than 12,500 financial advisory firms with investment and technology solutions to invest their own clients» money.

With assets under administration of $ 6.9 trillion, including managed assets of $ 2.5 trillion as of February 28, 2018, we focus on meeting the unique needs of a diverse set of customers: helping more than 27 million people invest their own life savings, 23,000 businesses manage employee benefit programs, as well as providing more than 12,500 financial advisory firms with investment and technology solutions to invest their own clients» money.

«For a client who needs guaranteed retirement income, I might recommend using this product in combination with another annuity that provides a guaranteed living benefit rider,» she added.

A mortgage with PNC may provide some unique benefits if you happen to live within the bank's service area.

Pay living wages, provide access to high - quality health benefits and retirement security, and employ fair scheduling practices;

You'll provide the public with ongoing, verified information regarding hiring, wages and provision of community benefits throughout the life of the project, not just for your direct employees, but for contractors, sub-contractors and temp agencies.

No medical exam life insurance is more expensive than fully underwritten coverage and typically provides fewer options, such as the ability to increase your death benefit or convert a term policy to permanent coverage.

While many investors can live with rate risk in exchange for the benefits bonds can provide a diversified portfolio, uncertainty about rates can be unnerving, especially for investors who look to bonds to create a stream of income.

When employees are underpaid, they have less incentive to continue to work when other demands — becoming a parent, for example — cause them to weigh their costs of living against the monetary benefit that the paycheck would provide.

Many factors could cause BlackBerry's actual results, performance or achievements to differ materially from those expressed or implied by the forward - looking statements, including, without limitation: BlackBerry's ability to enhance its current products and services, or develop new products and services in a timely manner or at competitive prices, including risks related to new product introductions; risks related to BlackBerry's ability to mitigate the impact of the anticipated decline in BlackBerry's infrastructure access fees on its consolidated revenue by developing an integrated services and software offering; intense competition, rapid change and significant strategic alliances within BlackBerry's industry; BlackBerry's reliance on carrier partners and distributors; risks associated with BlackBerry's foreign operations, including risks related to recent political and economic developments in Venezuela and the impact of foreign currency restrictions; risks relating to network disruptions and other business interruptions, including costs, potential liabilities, lost revenues and reputational damage associated with service interruptions; risks related to BlackBerry's ability to implement and to realize the anticipated benefits of its CORE program; BlackBerry's ability to maintain or increase its cash balance; security risks; BlackBerry's ability to attract and retain key personnel; risks related to intellectual property rights; BlackBerry's ability to expand and manage BlackBerry ® World ™; risks related to the collection, storage, transmission, use and disclosure of confidential and personal information; BlackBerry's ability to manage inventory and asset risk; BlackBerry's reliance on suppliers of functional components for its products and risks relating to its supply chain; BlackBerry's ability to obtain rights to use software or components supplied by third parties; BlackBerry's ability to successfully maintain and enhance its brand; risks related to government regulations, including regulations relating to encryption technology; BlackBerry's ability to continue to adapt to recent board and management changes and headcount reductions; reliance on strategic alliances with third - party network infrastructure developers, software platform vendors and service platform vendors; BlackBerry's reliance on third - party manufacturers; potential defects and vulnerabilities in BlackBerry's products; risks related to litigation, including litigation claims arising from BlackBerry's practice of providing forward - looking guidance; potential charges relating to the impairment of intangible assets recorded on BlackBerry's balance sheet; risks as a result of actions of activist shareholders; government regulation of wireless spectrum and radio frequencies; risks related to economic and geopolitical conditions; risks associated with acquisitions; foreign exchange risks; and difficulties in forecasting BlackBerry's financial results given the rapid technological changes, evolving industry standards, intense competition and short product life cycles that characterize the wireless communications industry.

We maintain broad - based benefits that are provided to all employees, including our 401 (k), flexible spending accounts, medical, dental and vision care plans, life and accidental death and dismemberment insurance policies and long - term and short - term disability plans.

Many people use a cash value life insurance policy to save for their retirement and to provide a death benefit to their beneficiaries.