Sentences with phrase «provided by uninsured motorist»

The financial support provided by uninsured motorist coverage can be a major relief to drivers who face this worst - case scenario.

Not exact matches

If you drive a vehicle valued at $ 50,000, for example, and you are hit by a driver whose insurance provides coverage up to $ 25,000 in damages, your uninsured or underinsured motorist coverage would cover the difference, up to the limits of liability in your policy.
When you're comparing Citrus Heights insurance quotes for your vehicle, check to see if the policies the companies are offering provide the basic liability coverage required by California law or standard coverage, which includes higher liability limits plus comprehensive, collision, insured and uninsured motorist coverages.
Your uninsured motorist (UM) coverage is intended to provide a financial safety net when you or another person covered by your car insurance policy is injured by an uninsured driver who is at fault.
Uninsured Motorist (UM) coverage is intended to provide compensation to individuals who are injured in a motor vehicle accident by another person who did not purchase liability coverage.
All liability policies must provide uninsured motorist coverage, but if the insured person wants to, he or she can decline the coverage by signing a written waiver.
For example, in BC, Section 20 of the Insurance (Vehicle) Act provides a pool of $ 200,000 of available compensation from ICBC for damages caused by uninsured motorists.
Two major insurance coverages that can provide the most gain are liability and uninsured motorist; MedPay, or medical payments coverage, is not a required - by - law insurance, and it pays out less than liability or uninsured motorist coverage.
Uninsured motorist insurance pays for medical bills beyond the $ 10,000 provided by PIP, as well as for property damage and other losses.
While not a requirement, uninsured / underinsured motorist coverage provides a source of recovery for an insured person in the event they are injured by a driver who either does not have auto insurance at all, or who has an insufficient amount of coverage.
We do not provide Uninsured Motorists Coverage for «bodily injury» sustained by any «insured»: «1.
Most car insurance companies» provide coverage for accidents caused by drivers with no insurance (uninsured motorists) or by drivers without enough insurance to cover the damages (underinsured motorists).
If you're involved in an accident with an uninsured driver, uninsured motorist insurance will provide reliable protection by paying for your car repairs, medical bills and expenses.
It's important to ask about details such as the amount of liability protection, bodily injury protection and the kind of coverage provided if you're hit by an uninsured or underinsured motorist, notes Deeia Beck, the state insurance consumer advocate in Texas.
Underinsured and uninsured motorist coverage: This coverage provides insurance protection if you're hit or injured by someone who doesn't have adequate insurance and for hit - and - run accidents.
Penn National Car Insurance also provides uninsured and under - insured motorist coverage, which pays for medical bills resulting from a crash caused by a driver without insurance or without enough insurance, collision coverage which pays for repairs needed to your car after a crash and other - than - collision (comprehensive) coverage, which pays for repairs to your car resulting from damage other than a collision.
The limits of such uninsured motorist bodily injury coverage shall be equal to the highest limits of bodily injury liability coverage for any one vehicle insured under the policy; provided, however, that (i) the limits shall not exceed one million dollars ($ 1,000,000) per person and one million dollars ($ 1,000,000) per accident regardless of whether the highest limits of bodily injury liability coverage for any one vehicle insured under the policy exceed those limits and (ii) a named insured may purchase greater or lesser limits, except that the limits shall not be less than the bodily injury liability limits required pursuant to subdivision (2) of this subsection, and in no event shall an insurer be required by this subdivision to sell uninsured motorist bodily injury coverage at limits that exceed one million dollars ($ 1,000,000) per person and one million dollars ($ 1,000,000) per accident.
For a small additional charge, this uninsured motorists coverage can be extended to provide coverage for out - of - state accidents by endorsement, so you should check with your agent, broker or insurer if you want this extension of coverage.
(e) Uninsured or underinsured motorist coverage that is provided as part of a motor vehicle liability policy shall insure that portion of a loss uncompensated by any workers» compensation law and the amount of an employer's lien determined pursuant to G.S. 97 - 10.2 (h) or (j).
The limits of such underinsured motorist bodily injury coverage shall be equal to the highest limits of bodily injury liability coverage for any one vehicle insured under the policy; provided, however, that (i) the limits shall not exceed one million dollars ($ 1,000,000) per person and one million dollars ($ 1,000,000) per accident regardless of whether the highest limits of bodily injury liability coverage for any one vehicle insured under the policy exceed those limits, (ii) a named insured may purchase greater or lesser limits, except that the limits shall exceed the bodily injury liability limits required pursuant to subdivision (2) of this subsection, and in no event shall an insurer be required by this subdivision to sell underinsured motorist bodily injury coverage at limits that exceed one million dollars ($ 1,000,000) per person and one million dollars ($ 1,000,000) per accident, and (iii) the limits shall be equal to the limits of uninsured motorist bodily injury coverage purchased pursuant to subdivision (3) of this subsection.
Also, by law a driver has to purchase uninsured motorist protection (UM) and the amount must provide limits equal to the amount of bodily injury liability coverage.
Uninsured motorist coverage is not required by the state, but it can provide extra security.
Uninsured motorist protection provides for your medical bills and property damage expenses if you are struck by an uninsured or underinsured Uninsured motorist protection provides for your medical bills and property damage expenses if you are struck by an uninsured or underinsured uninsured or underinsured motorist.
In the case of uninsured motorist coverage, most umbrella policies will provide coverage, but with very specific definition that need to be explained by the agent.
When you're comparing Citrus Heights insurance quotes for your vehicle, check to see if the policies the companies are offering provide the basic liability coverage required by California law or standard coverage, which includes higher liability limits plus comprehensive, collision, insured and uninsured motorist coverages.
Uninsured / Underinsured Motorist coverage is provided by auto insurance companies in Idaho as part of your liability policy.
Uninsured Motorist Coverage: Provides coverage for bodily injury, and in some states property damage, for losses incurred by an insured when an accident is caused by a motorist who is notMotorist Coverage: Provides coverage for bodily injury, and in some states property damage, for losses incurred by an insured when an accident is caused by a motorist who is notmotorist who is not insured
The state, using the TexasSure Uninsured Motorist Verification system, then matches vehicle identification numbers provided by the insurance companies with VIN numbers in the state auto registration database.
Uninsured motorist protection provides coverage for the expenses that normally would be covered by the other driver in cases when you get into an accident that the other driver is responsible for but where the negligent driver does not have any auto insurance.
Uninsured motorist insurance provides protection in the event that you are struck by a driver with no insurance or who has insurance that does not meet your state's requirements.
Uninsured motorist coverage is not required by the state, but it can provide the extra security provided by knowing that damages will be covered even if you are in an accident where the at - fault driver has no insurance
Protection against uninsured drivers or underinsured motorists are provided for by coverage such as Uninsured / Underinsured Motorist (UM / UIM) and Uninsured / Underinsured Motorist Propertyuninsured drivers or underinsured motorists are provided for by coverage such as Uninsured / Underinsured Motorist (UM / UIM) and Uninsured / Underinsured Motorist PropertyUninsured / Underinsured Motorist (UM / UIM) and Uninsured / Underinsured Motorist PropertyUninsured / Underinsured Motorist Property damages.
This car insurance policy can provide the driver with liability coverage, any needed medical expenses and uninsured and underinsured motorist coverage for a driver who does not yet own a car or could be driving a vehicle owned by someone else.
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