Although employer - sponsored self - insured and insured large group health plans are not obligated to offer EHBs, they still can not place lifetime or annual limits on EHBs
provided under the plan.
The contributions go into a 401 (k) account, with the employee often choosing the investments based on options
provided under the plan.
The bottom line is simple: Teacher pension benefits can be costly to
provide under some plans.
Click here for more information about services
provided under this plan.
In order to enhance the benefits of the insured guaranteed additions are also
provided under the plan.
The plan sponsor reasonably believes that the plan's benefits provide minimum value (i.e., the percentage of the total allowed costs of benefits
provided under the plan is no less than 60 percent);
If the insured fails to pay his / her premium even within the 30 days» grace period
provided under the plan, then the policy cover terminates automatically.
Co-ordination of Benefits Co-ordination of Benefits is a process designed to eliminate duplicate payments and determine the order for payment of benefits when there is coverage
provided under another plan.
The maximum liability of RLIC at any time, will be limited to the Fund Value for a given employer, plus the additional death benefit
provided under this plan.
The scope of the coverage
provided under the plan includes:
An inbuilt waiver of premium rider is
provided under the plan which waives future premiums in the event of any critical illness.
Guaranteed monthly payouts are
provided under the plan for 10 years after the completion of the premium paying term.
Extended pre and post hospitalization coverage apart from the general one is also
provided under this plan.
Step 4: An insurance cover of $ 1,000 shall be
provided under this plan and the mortality charges of $ 1 per 1000 Sum Assured for the same shall be deducted.
Critical illness rider is not
provided under this plan.
There is an inbuilt Terminal Illness Benefit which enhances the scope of coverage
provided under the plan.
Bonus
provided under this plan: Reversionary Bonus and Terminal Bonus.
Bonus
provided under this plan: Interim Bonus, Reversionary Bonus and Terminal Bonus.
Ease of comparison will be particularly important to the extent that contracts
provided under plans are priced on a unisex basis, while contracts offered under IRAs generally take gender into account in establishing premiums.
Not exact matches
If your employer chooses to
provide a retirement
plan, then it must comply with the requirements and standards mandated
under the federal Employee Retirement Income Security Act (ERISA).
White House counselor Kellyanne Conway says people on Medicaid who will lose coverage
under the Republican
plan to repeal Obamacare could find jobs that
provide health insurance.
Porat and Scully designed a
plan to put the two entities
under conservatorship, with the feds taking over their management — the only way, Paulson says today, to
provide «a very necessary long - term guarantee» to keep the mortgage market liquid.
Under the
plan, JPMorgan customers will give explicit consent to share their data with Intuit while the bank will
provide a token, or unique key, to Intuit to access the data, the statement said.
Career site Zippia's David Luther
provided us with data breaking down how different occupations fare
under the finalized tax
plan.
He announced an aggressive stock buyback a few months after opposing such a move,
provided more details on the 40/20/10
plan first mentioned in June, and recentralized innovation efforts
under one executive.
The following table
provides information about contributions, earnings, and balances
under our nonqualified deferred compensation
plan in fiscal year 2017.
The following table
provides information about contributions, earnings, and balances
under our non-qualified deferred compensation
plan in fiscal year 2014.
Except as otherwise
provided below, shares that are subject to awards that expire or for any reason are cancelled or terminated, are forfeited, fail to vest, or for any other reason are not paid or delivered
under either the 2003
Plan or the 2014
Plan will again be available for subsequent awards
under the 2014
Plan.
This document contains proposed amendments to the definitions of qualified matching contributions (QMACs) and qualified nonelective contributions (QNECs)
under regulations relating to certain qualified retirement
plans that contain cash or deferred arrangements
under section 401 (k) or that
provide for matching contributions or employee contributions
under section 401 (m).
We generally do not enter into severance arrangements with our named executive officers, and none of the equity awards granted to the named executive officers
under Apple's equity incentive
plans provide for acceleration in connection with a change in control or a termination of employment, other than as noted below or in connection with death or disability.
Other than periodic incentive
plans that were historically
provided to Mr. McNeill based on the achievement of specific customer - related metrics, including as set forth
under the «Non-Equity Incentive
Plan Compensation» column in «Executive Compensation — Summary Compensation Table» below, we do not currently have or have
planned any specific arrangements with our named executive officers
providing for cash - based bonus awards.
· The cessation of accruals
under the Qualified
Plan and the continued IBM contributions under the tax - qualified defined contribution plan, the IBM 401 (k) Plus Plan, reflects IBM's desire to provide appropriate benefits for its employees, consistent with the changing needs of IBM's workforce and the changing nature of retirement benefits provided by IBM's current competit
Plan and the continued IBM contributions
under the tax - qualified defined contribution
plan, the IBM 401 (k) Plus Plan, reflects IBM's desire to provide appropriate benefits for its employees, consistent with the changing needs of IBM's workforce and the changing nature of retirement benefits provided by IBM's current competit
plan, the IBM 401 (k) Plus
Plan, reflects IBM's desire to provide appropriate benefits for its employees, consistent with the changing needs of IBM's workforce and the changing nature of retirement benefits provided by IBM's current competit
Plan, reflects IBM's desire to
provide appropriate benefits for its employees, consistent with the changing needs of IBM's workforce and the changing nature of retirement benefits
provided by IBM's current competition.
In order to better understand the terms of our
plans and programs
under which the compensation shown in the Summary Compensation Table was earned, stockholders should also consider the additional information we
provide about our compensation policies and procedures below.
Additional information about the LTICP and other
plans pursuant to which awards in the form of shares of the Company's common stock may be made to directors and employees in exchange for goods or services is
provided under «Equity Compensation
Plan Information.»
THIS CARD WILL ALSO BE USED TO
PROVIDE VOTING INSTRUCTIONS TO THE TRUSTEE FOR ANY SHARES OF COMMON STOCK OF INTERNATIONAL BUSINESS MACHINES CORPORATION HELD IN THE IBM STOCK FUND INVESTMENT ALTERNATIVE
UNDER THE IBM 401 (k) PLUS
PLAN ON THE RECORD DATE, AS SET FORTH IN THE NOTICE OF 2016 ANNUAL MEETING AND PROXY STATEMENT.
The value of the vested Account balance in the Cash Balance
Plan is payable to the team member at any time after termination of employment in either a lump sum or an actuarially equivalent monthly annuity as
provided under the Cash Balance
Plan and as elected by the team member.
The following table
provides information on awards granted
under the PfR
Plan for fiscal 2010 and awards of PRUs and awards of restricted stock units («RSUs») granted as part of fiscal 2010 long - term incentive compensation:
We
provide information about the benefits
under these
plans in the Pension Benefits table and Non-Qualified Deferred Compensation table and related narratives beginning on page 79 of this proxy statement.
Fujitsu America, which
provides technology and business support to affiliated companies, has yet to answer the complaint or make an appearance in the case, and a company spokesman declined to comment.Lawsuits such as this one are just the beginning, said Marcia Wagner, a principal at the Wagner Law Group who represents
plan sponsors and vendors
under the Employment Retirement Income Security Act.
Our board of directors or our compensation committee, in their sole discretion, may alter, suspend, or terminate the Bonus
Plan,
provided such action does not, without the consent of the participant, alter or impair the rights or obligations
under any award already earned by such participant.
Additional information about the LTICP and other
plans pursuant to which awards in the form of shares of our common stock may be made to directors and employees in exchange for goods or services is
provided under «Equity Compensation
Plan Information.»
The following benefits are not subject to the HP Severance Policy, either because they have been previously earned or accrued by the employee or because they are consistent with Company Practices: (i) compensation and benefits earned, accrued, deferred or otherwise
provided for employment services rendered on or prior to the date of termination of employment pursuant to bonus, retirement, deferred compensation or other benefit
plans, e.g., 401 (k)
plan distributions, payments pursuant to retirement
plans, distributions
under deferred compensation
plans or payments for accrued benefits such as unused vacation days, and any amounts earned with respect to such compensation and benefits in accordance with the terms of the applicable
plan; (ii) payments of prorated portions of bonuses or prorated long - term incentive payments that are consistent with Company Practices; (iii) acceleration of the vesting of stock options, stock appreciation rights, restricted stock, restricted stock units or long - term cash incentives that is consistent with Company Practices; (iv) payments or benefits required to be
provided by law; and (v) benefits and perquisites
provided in accordance with the terms of any benefit
plan, program or arrangement sponsored by HP or its affiliates that are consistent with Company Practices.
In order to better understand the terms of our
plans and programs
under which the compensation shown in the Summary Compensation Table was earned, stockholders should also consider the additional information we
provide below about compensation for our named executives.
Any Employee regularly employed on a full - time or part - time (20 hours or more per week on a regular schedule) basis, or on any other basis as determined by the Corporation (if required
under applicable local law) for purposes of the Non-423
Plan or any separate offering
under the Code Section 423
Plan, by the Corporation or by any Designated Affiliate on an Entry Date shall be eligible to participate in the
Plan with respect to the Offering Period commencing on such Entry Date,
provided that the Committee may establish administrative rules requiring that employment commence some minimum period (e.g., one pay period) prior to an Entry Date to be eligible to participate with respect to the Offering Period beginning on that Entry Date.
All options and restricted shares awarded
under our equity
plans are also subject to a double - trigger accelerated vesting condition
under the terms of our equity award letters, which
provides for an acceleration of the vesting schedule if the associate is terminated without cause or resigns for good reason (as defined by the applicable equity
plan) within the one - year period following a change in control (as defined by the applicable equity
plan).
If we terminate Mr. Drexler's employment without cause or he terminates his employment with good reason, Mr. Drexler will be entitled to receive (i) a payment of his earned but unpaid annual base salary through the termination date, any accrued vacation pay and any un-reimbursed expenses, and (ii) subject to Mr. Drexler's execution of a valid general release and waiver of claims against us, as well as his compliance with the non-competition, non-solicitation and confidential information restrictions described below, (a) a payment equal to his annual base salary and target cash incentive award, one - half of such payment to be paid on the first business day that is six (6) months and one (1) day following the termination date and the remaining one - half of such payment to be paid in six equal monthly installments commencing on the first business day of the seventh calendar month following the termination date, (b) a payment equal to the product of (x) the last annual cash incentive award Mr. Drexler received prior to the termination date and (y) a fraction, the numerator of which is the number of days of service completed by Mr. Drexler in the year of termination and the denominator of which is 365, such amount to be paid on the first business day that is six (6) months and one (1) day following the termination date, and (c) the immediate vesting of such portion of unvested restricted shares and stock options as
provided and pursuant to the terms of the relevant grant agreements
under our 2003 Equity Incentive
Plan.
Except for those executives who have an employment agreement that expressly
provides for payment of an Award
under the Bonus
Plan in limited circumstances, in the event a participant's employment is terminated for any reason prior to the date of payment of an Award
under the Bonus
Plan, such participant will not be entitled to any bonus
under the Bonus
Plan,
provided that in the event that a participant's employment terminates during the performance period due to (i) death or (ii) disability, the Committee may, at its sole discretion, authorize the Company to pay, on a prorated basis, an Award determined in accordance with the terms and conditions of Bonus
Plan.
Less information is now
provided to the public in budgets than
under previous Liberal and Conservative governments; the authority of Parliament over government spending has been weakened; the understanding of Canadians as to what the government is actually
planning to do in the budget has been eroded.
Under certain IDR
plans, the government
provides assistance to borrowers.
in the case of our directors, officers, and security holders, (i) the receipt by the locked - up party from us of shares of Class A common stock or Class B common stock upon (A) the exercise or settlement of stock options or RSUs granted
under a stock incentive
plan or other equity award
plan described in this prospectus or (B) the exercise of warrants outstanding and which are described in this prospectus, or (ii) the transfer of shares of Class A common stock, Class B common stock, or any securities convertible into Class A common stock or Class B common stock upon a vesting or settlement event of our securities or upon the exercise of options or warrants to purchase our securities on a «cashless» or «net exercise» basis to the extent permitted by the instruments representing such options or warrants (and any transfer to us necessary to generate such amount of cash needed for the payment of taxes, including estimated taxes, due as a result of such vesting or exercise whether by means of a «net settlement» or otherwise) so long as such «cashless exercise» or «net exercise» is effected solely by the surrender of outstanding stock options or warrants (or the Class A common stock or Class B common stock issuable upon the exercise thereof) to us and our cancellation of all or a portion thereof to pay the exercise price or withholding tax and remittance obligations,
provided that in the case of (i), the shares received upon such exercise or settlement are subject to the restrictions set forth above, and
provided further that in the case of (ii), any filings
under Section 16 (a) of the Exchange Act, or any other public filing or disclosure of such transfer by or on behalf of the locked - up party, shall clearly indicate in the footnotes thereto that such transfer of shares or securities was solely to us pursuant to the circumstances described in this bullet point;