Sentences with phrase «provides additional insurance coverage»

Extended Replacement Cost This type of policy provides additional insurance coverage of 20 percent or more over the limits in your policy, which can be critical if there is a widespread disaster that pushes up the cost of building materials and labor.

It provides additional insurance coverage at minimal cost.

Accidental Death Benefit: In case you die in an accidental death, this will provide additional insurance coverage

Not exact matches

However, given the complexity of the policy, the additional costs correlated with permanent life insurance policies, and the potential to lose the entirety of the account's cash value, it's not recommended if your primary intent is to provide financial coverage in the case of your death.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

If approved, the health taxes in the Deficit Reduction Plan and Executive Budget will drive up the cost of health insurance for all Business Council member employers that purchase health coverage — from sole proprietors and small businesses to the largest self - insured companies — yet will provide no additional covered benefits or have any effect on addressing the rising cost of health care.

Gov. Andrew Cuomo said he will propose that the state spend an additional $ 200 million to expand affordable housing for people living with HIV / AIDS, provide life insurance for people between the ages of 30 and 60 with HIV and spend more on health coverage and STD clinics in New York City.

Cuomo said he will propose that the state spend an additional $ 200 million to expand affordable housing for people living with HIV / AIDS, provide life insurance for people between the ages of 30 and 60 with HIV and spend more on health coverage and STD clinics in New York City.

If approved, the health taxes in the Executive Budget will further drive up the cost of health insurance for all Business Council member employers that purchase health coverage yet will provide no additional covered benefits or have any effect on addressing the rising cost of health care.

If the figures don't satisfy you, ask your insurance agent about coverage based on «actual loss sustained» (ALS), which provides unlimited additional - living - expense coverage for a limited period.

The coverage provided by the rider can be converted to a permanent policy as long as a plan of insurance is available at the additional insured's current age.

Homeowners insurance policies can provide coverage for damage to your home's physical structure (Dwelling coverage); damage to other structures like a garage or shed (Other Structures coverage); your personal belongings — whether in your home or elsewhere (Personal Property coverage); additional living expenses if necessary in the event of a covered loss (Loss of Use coverage); and your personal liability in the event someone is injured or their property is damaged by you or a family member (Liability coverage).

She says that instead you should call your life insurance company and ask how much it would cost to provide additional life or term life insurance coverage for the full mortgage amount.

A basic renters insurance policy might provide $ 15,000 of personal property coverage as well as $ 5,000 of additional living expense coverage.

Additional insurance coverage exceptions include: insurance that provides liability benefits, fixed amounts per day for hospitalization, or for a specific illness or disease.

ESI (Excess Share Insurance) coverage provides up to an additional $ 250,000 of savings protection to each qualifying account.

This insurance provides additional liability coverage above the limits of your homeowners, auto and other insurance policies.

If you're seeking additional coverage for your trip, like cancellation coverage or emergency medical insurance, American Express offers a stand - alone travel insurance product you can use to supplement what your card provides.

As previously mentioned, loss of use insurance typically provides coverage for additional living expenses as a result of a covered loss.

If that were the case, you might need to purchase additional fire insurance to provide coverage beyond the limit of your standard policy.

Additionally, seriously consider obtaining an inexpensive umbrella liability policy to provide additional personal liability coverage on top of your auto and homeowners insurance policies.

Whole life insurance can be customized with additional features or add - ons to provide different types of optional coverage.

However, given the complexity of the policy, the additional costs correlated with permanent life insurance policies, and the potential to lose the entirety of the account's cash value, it's not recommended if your primary intent is to provide financial coverage in the case of your death.

In the case of insurance policies, they can provide additional coverage or change the terms of the standard contract to expand what your term life insurance covers.

A: A personal umbrella policy provides additional liability coverage after you've reached the limits of a standard insurance policy, like homeowners or car insurance.

Business umbrella insurance provides additional coverage to all the underlying policies (hence the name umbrella) that you hold for extra protection.

Our experts can assist you with additional information regarding life insurance companies, and provides you with more details about the proper amount of life insurance coverage, the type of policy that may be best, and which of the many life insurers in the marketplace may be best for you.

If a judgment against you exceeds the liability limits of an underlying policy, such as auto or homeowners insurance, a personal umbrella policy may help provide an additional layer of coverage.

Certain items such as jewelry, collectibles or other valuable items may have a value limit or require additional insurance coverage to provide full coverage for loss, theft or damage.

Accident Insurance Coverage — Accident insurance coverage can provide additional benefit payout to an insured and their survivors if the individual dies of an Insurance Coverage — Accident insurance coverage can provide additional benefit payout to an insured and their survivors if the individual dies of an insurance coverage can provide additional benefit payout to an insured and their survivors if the individual dies of an accident.

Your sinkhole insurance policy may not provide coverage for damages from mine subsidence, so be sure to review your policy carefully to see if you need additional insurance if your Arizona property is on top of an old coal mine.

All forms of home insurance also provide additional living expenses (ALE) coverage for the extra costs of living away from home if it is uninhabitable due to damage from an insured disaster.

In California, insurers must offer you earthquake insurance every other year, and coverage must provide at least $ 5,000 (or 10 percent of your home's loss), as well as additional living expenses of $ 1,500.

As an additional bonus to this plan, you can also add several riders that can provide life insurance coverage.

When traveling, the card will be there to ensure that your trip goes smoothly by providing insurance and additional coverage when you use the card to book your arrangements.

Only one of the fraternity members on the lease had renters insurance, which provides liability coverage and protects the policyholder's personal property and covers additional living expenses.

Depending on how much coverage your vision insurance provides for wearables such as glasses or contacts, you may pay no or some additional cost for frames, lenses and contacts you need to see clearly.

An umbrella policy provides additional liability coverage on top of the liability coverage offered by your car insurance policy.

Pet insurance can be purchased on its own, and some home insurance policies also provide optional limited pet insurance coverage for an additional cost.

Typically, a standard home insurance policy will provide 10 % of the total dwelling coverage as protection for additional structures.

In addition to traditional insurance coverage and retirement plans, some companies provide additional benefits.

Showhomes also provides up to $ 5 million in additional insurance coverage for you and your home.

A rider is an add - on to your base insurance policy, and provides additional coverage to help you replace your most costly items.

When you review manufactured home insurance quotes, look for a policy that provides the coverage you need for damage to the home itself and any additional structures, such as storage sheds.

A policy rider is an additional benefit under an existing insurance policy that provides additional coverage to an insurance policy.

American society remains litigious — an umbrella insurance policy can provide additional coverage for personal liability.

They should be able to provide your organization with evidence of insurance coverage which is required to include additional insured language.

The 30 - day Pet Insurance Certificate provides puppy buyers with 30 days of accident and illness coverage included in their AKC registration at no additional cost.

When traveling, the card will be there to ensure that your trip goes smoothly by providing insurance and additional coverage when you use the card to book your arrangements.

Generali Global Assistance's Travel Insurance division («the Company»), formerly CSA Travel Protection, announced today that it has expanded its product offerings to provide additional plans with enhanced coverages for consumers to help protect themselves and their belongings while traveling, as well as their travel investments.