Sentences with phrase «provides financial flexibility»

In addition to mentorship, career development, and exposure, artists receive fully subsidized studio spaces, which provides financial flexibility and frees artists to explore and experiment without commercial constraints.

This provides financial flexibility and, should trouble come your way, can keep the repo man away.

For our business customers, this account provides financial flexibility and a rate of return.

Short - term cash and payday loans can provide financial flexibility to people who live paycheck - to - paycheck.

Funds raised would be used to fund Wellard's acquisition of two subsidiaries, provide financial flexibility, pay offer costs and provide a liquid market for the company.

If you want to transition from renting to buying a home without much cash, an FHA mortgage may provide the financial flexibility and credit terms that can make the difference between buying a home or not.

We offer two credit cards that provide the financial flexibility you need, at rates and terms that make smart money sense.

My military pension didn't provide me the financial flexibility to maintain the standard of living I wanted for my family.

The cash surrender values can enhance the policy owner's financial position and provide financial flexibility in a variety of ways, including but not limited to1:

Not exact matches

In January, the Company replaced its existing debt with a $ 10.0 million credit agreement to strengthen its balance sheet, provide additional cash for operations and provide increased financial and operating flexibility through a covenant package more suitable to its business.

DOL, via its fiduciary rule, has «created a regulatory framework that both protects consumers and gives financial advisors the flexibility to provide much - needed financial advice consistent with a wide range of business models,» the Coalition said.

Our revolving credit facilities provide our lenders with first - priority liens against substantially all of our assets, including our intellectual property, and contain financial covenants and other restrictions on our actions, which could limit our operational flexibility and otherwise adversely affect our financial condition.

If you are a medical resident, practicing physician, attorney, oral surgeon, dentist or CPA, BBVA Compass» Professional mortgage loan provides you maximum financial flexibility.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

In a letter Tuesday to every member of Michigan's congressional delegation, Gov. Rick Snyder (R) warned that the House GOP bill «shifts significant financial risk and cost from the federal government to states without providing sufficient flexibility to manage this additional responsibility.»

Adam Barsky, chairman of the Nassau Interim Finance Authority, or NIFA, the county's third - party financial control board, also said rules governing overtime and mandatory positions filled — known as minimum manning clauses — do not provide flexibility to control escalating personnel costs.

It provides a university with financial flexibility to manage things.»

The three institutions are part of a first - of - its - kind study to research and test the concept of «transaction - based» energy management, which combines financial signals and dynamic control technologies to shift the timing and quantity of energy usage in devices, buildings and campuses to increase efficiency and reduce costs, while also providing flexibility for the power grid.

This fund provides the financial resources and flexibility to support areas of greatest need, including patient care services, educational programs and innovative research projects.

Support this effort through a range of tiered incentives, such as providing states with greater flexibility in the use of existing federal funds, supporting a revised state accountability structure, and offering financial support for states to implement the standards.

Besides, the flexibility that unsecured loans provide makes them an excellent financial product for students that usually have a part time job or other moderate income sources.

Having a credit card with sufficient open - to - buy (the difference between the limit and balance owed) provides better financial flexibility.

In this way, a credit card provides additional flexibility when making financial decisions.

While I'm a long ways from financial independence, my steadily growing dividend income does provide me ever greater financial flexibility and therefore more options in life.

A strong balance sheet is important because it provides Hormel with the financial flexibility to make opportunistic acquisitions of quality, undervalued brands while still funding the steadily growing payout.

Credit cards allow you the flexibility and convenience that cold cash can't provide, but it's also a tool that can keep you in a financial rut for a long time.

This insurance policy death benefit is payable to the company providing owners with the financial flexibility needed to hire a replacement.

Jackson fixed index annuities provide the powerful combination of protection, growth, and flexibility through index - linked interest to help you pursue your long - term financial objectives.

Most consumers forego mortgage life insurance policies altogether and choose to either purchase a traditional term life insurance policy, which is comparable in price and effectively serves the same purpose while providing more financial flexibility to beneficiaries.

While federal student loans provide for some repayment flexibility for borrowers in financial straits, once in default, garnishment of wages, tax refunds and even Social Security payments are often the consequences.

Since probate typically takes six months or longer, Dave's survivors had none of the financial flexibility that a life insurance policy would have provided in the difficult time following his death.

But property owners have more flexibility and may let you prove that you have the means to pay the rent each month by providing pay stubs, bank statements, or other proof of financial viability.

Jamie Block, a certified financial planner at Wealth Design Retirement Services, said, «The federal student loan program offers various repayment schedules that provide flexibility personal loans can not offer.

To protect a business in case of the death of a key employee, key person insurance, payable to the company, provides the owners with the financial flexibility needed to either hire a replacement or work out an alternative arrangement.

That in turn allows the company to borrow at an average interest rate of just 2.4 % (barely above the 10 - year U.S. Treasury rate), thus providing management with financial flexibility to grow the company while still providing one of Wall Street's safest and steadiest growing dividends.

But then, this universal Company (with over 12 years experience) is a private company that provides financial services with a flexibility that your every day bank can not afford to provide.

If you go through the process I've described above, you should be able to divvy up your savings in a way that gives you adequate guaranteed income while at the same time providing you with the long - term growth and financial flexibility necessary to maintain an acceptable lifestyle over the course of a retirement that may well last 30 or more years.

Homeownership isn't for everyone, and people who want the flexibility, financial freedom, and perks that renting provides are opting out of the homeownership myth and forging their own path.

Capital One ® Secured Mastercard ® helps stretch cardholders» dollars further and provide extra financial flexibility that other cards won't have.

The plan provides you with the flexibility to choose the payout option depending on the financial requirement of your family.

However, HSA can provide deep financial flexibility and benefits, that are not only comparable to IRAs & 401ks, but that might even exceed those traditional retirement savings vehicles.

Most lenders have multiple rates available for each type of mortgage, which is intended to provide flexibility for your specific financial situation.

It is also used by financial advisers to provide centralised reporting and flexibility which may allow the investor to save costs.

Guaranteed universal life insurance is an attractive option for many that bridges that gap of financial insecurity, allowing policy holders to lock in a guaranteed death benefit and premium payments while providing flexibility and stability for households.

The CIFs are available immediately, and are designed to provide 401 (k) plan sponsors and their financial advisers with greater flexibility and numerous options when customizing retirement plans for clients of varying needs.

A recent debt refinancing should provide considerable financial flexibility.

Our service to individuals is focused on two goals: Achieve future financial flexibility, while providing peace of mind in the present.

Do you need more flexibility than online financial calculators can provide?

A Charitable Remainder Trust (CRT) gives you the flexibility to design a trust to meet your individual financial goals and provides an income for life.

«Receiving the scholarship decreased my financial debt and provided greater flexibility in finding a job that was a good fit for me,» McPhee says.