Sentences with phrase «provides nonprofit credit counseling»

American Consumer Credit Counseling (ACCC) provides nonprofit credit counseling, debt relief, and debt elimination services for consumers nationwide.

Nonprofit Consumer Credit Counseling, Debt Management, and Debt Consolidation American Consumer Credit Counseling (ACCC) provides nonprofit credit counseling, debt management plans, debt consolidation and financial education services to consumers nationwide.

Not exact matches

The public perception is nonprofit credit counseling groups are providing sound financial advice to guide consumers into making safe decisions about how to handle their finances.

(1) Before executing a contract or agreement with or receiving money or other valuable consideration from a buyer, a credit services organization shall provide the buyer with a written statement containing: (a) A complete and detailed description of the services to be performed by the credit services organization for the buyer and the total cost of the services; (b) A statement explaining the buyer's right to proceed against the surety bond or surety account required by section 45 - 805; (c) The name and address of the surety company that issued the bond or the name and address of the depository and the trustee and the account number of the surety account; (d) A complete and accurate statement of the buyer's right to review any file on the buyer maintained by a consumer reporting agency as provided by the Fair Credit Reporting Act, 15 U.S.C. 1681 et seq.; (e) A statement that the buyer's file is available for review at no charge on request made to the consumer reporting agency within thirty days after the date of receipt of notice that credit has been denied and that the buyer's file is available for a minimal charge at any other time; (f) A complete and accurate statement of the buyer's right to dispute directly with the consumer reporting agency the completeness or accuracy of any item contained in a file on the buyer maintained by the consumer reporting agency; (g) A statement that accurate information can not be permanently removed from the files of a consumer reporting agency; (h) A complete and accurate statement of when consumer information becomes obsolete and of when consumer reporting agencies are prevented from issuing reports containing obsolete information; and (i) A complete and accurate statement of the availability of nonprofit credit counseling sercredit services organization shall provide the buyer with a written statement containing: (a) A complete and detailed description of the services to be performed by the credit services organization for the buyer and the total cost of the services; (b) A statement explaining the buyer's right to proceed against the surety bond or surety account required by section 45 - 805; (c) The name and address of the surety company that issued the bond or the name and address of the depository and the trustee and the account number of the surety account; (d) A complete and accurate statement of the buyer's right to review any file on the buyer maintained by a consumer reporting agency as provided by the Fair Credit Reporting Act, 15 U.S.C. 1681 et seq.; (e) A statement that the buyer's file is available for review at no charge on request made to the consumer reporting agency within thirty days after the date of receipt of notice that credit has been denied and that the buyer's file is available for a minimal charge at any other time; (f) A complete and accurate statement of the buyer's right to dispute directly with the consumer reporting agency the completeness or accuracy of any item contained in a file on the buyer maintained by the consumer reporting agency; (g) A statement that accurate information can not be permanently removed from the files of a consumer reporting agency; (h) A complete and accurate statement of when consumer information becomes obsolete and of when consumer reporting agencies are prevented from issuing reports containing obsolete information; and (i) A complete and accurate statement of the availability of nonprofit credit counseling sercredit services organization for the buyer and the total cost of the services; (b) A statement explaining the buyer's right to proceed against the surety bond or surety account required by section 45 - 805; (c) The name and address of the surety company that issued the bond or the name and address of the depository and the trustee and the account number of the surety account; (d) A complete and accurate statement of the buyer's right to review any file on the buyer maintained by a consumer reporting agency as provided by the Fair Credit Reporting Act, 15 U.S.C. 1681 et seq.; (e) A statement that the buyer's file is available for review at no charge on request made to the consumer reporting agency within thirty days after the date of receipt of notice that credit has been denied and that the buyer's file is available for a minimal charge at any other time; (f) A complete and accurate statement of the buyer's right to dispute directly with the consumer reporting agency the completeness or accuracy of any item contained in a file on the buyer maintained by the consumer reporting agency; (g) A statement that accurate information can not be permanently removed from the files of a consumer reporting agency; (h) A complete and accurate statement of when consumer information becomes obsolete and of when consumer reporting agencies are prevented from issuing reports containing obsolete information; and (i) A complete and accurate statement of the availability of nonprofit credit counseling serCredit Reporting Act, 15 U.S.C. 1681 et seq.; (e) A statement that the buyer's file is available for review at no charge on request made to the consumer reporting agency within thirty days after the date of receipt of notice that credit has been denied and that the buyer's file is available for a minimal charge at any other time; (f) A complete and accurate statement of the buyer's right to dispute directly with the consumer reporting agency the completeness or accuracy of any item contained in a file on the buyer maintained by the consumer reporting agency; (g) A statement that accurate information can not be permanently removed from the files of a consumer reporting agency; (h) A complete and accurate statement of when consumer information becomes obsolete and of when consumer reporting agencies are prevented from issuing reports containing obsolete information; and (i) A complete and accurate statement of the availability of nonprofit credit counseling sercredit has been denied and that the buyer's file is available for a minimal charge at any other time; (f) A complete and accurate statement of the buyer's right to dispute directly with the consumer reporting agency the completeness or accuracy of any item contained in a file on the buyer maintained by the consumer reporting agency; (g) A statement that accurate information can not be permanently removed from the files of a consumer reporting agency; (h) A complete and accurate statement of when consumer information becomes obsolete and of when consumer reporting agencies are prevented from issuing reports containing obsolete information; and (i) A complete and accurate statement of the availability of nonprofit credit counseling sercredit counseling services.

As a nonprofit organization, our certified debt specialists provide free credit counseling and low - cost debt management services for dealing with credit card debt.

Non-profit agencies often provide credit counseling and other debt services, but you can't assume a company is truly a nonprofit just because they say so.

As a nonprofit organization, we provide free credit counseling and educational materials to help individuals and families pay off their debts — including student loans.

The National Foundation for Credit Counseling is a well - respected nonprofit agency that partners with local agencies to provide help for people of all ages.

Put simply, the door is now wide open for class action lawsuits targeting credit counseling agencies — regardless of tax - exempt or nonprofit status — based on nothing more than the agencies» provision of DMP plans (that are incidental to the education and counseling provided by the agencies).

Despite a stated exemption for tax - exempt, nonprofit organizations in CROA, the broad interpretation of the statute adopted by the First Circuit may, unfortunately, lead to a wave of litigation against legitimate nonprofit credit counseling agencies that provide invaluable assistance to consumers in financial distress.

Working with a nonprofit credit counseling agency provides a clear picture of your financial options.

CESI Debt Solutions is a nonprofit group that provides credit counseling help to not only North Carolina residents but people all across America.

As a nonprofit organization dedicated to helping people get out of debt, we provide free credit counseling and educational materials to help you better understand your options.

ACCC is a nonprofit organization that provides credit counseling, bankruptcy counseling, housing counseling, budget counseling and financial education to consumers nationwide.

Nonprofit credit counseling agencies are required to provide a free debt and budget evaluation when you first contact them.

In addition, «simply being financially overextended» could classify you as experiencing hardship, says Thomas Nitzsche, credit educator with Clearpoint, a nonprofit agency that provides credit counseling.

No nonprofit budget and credit counseling agency may provide to a credit reporting agency information concerning whether a debtor has received or sought instruction concerning personal financial management from such agency.

As a nonprofit agency, we provide free credit counseling and our fees are among the lowest in the industry.

American Consumer Credit Counseling (ACCC) is a nonprofit credit counseling and debt relief counseling agency that provides pre-filing credit counseling along with other financial serCredit Counseling (ACCC) is a nonprofit credit counseling and debt relief counseling agency that provides pre-filing credit counseling along with other financialCounseling (ACCC) is a nonprofit credit counseling and debt relief counseling agency that provides pre-filing credit counseling along with other financial sercredit counseling and debt relief counseling agency that provides pre-filing credit counseling along with other financialcounseling and debt relief counseling agency that provides pre-filing credit counseling along with other financialcounseling agency that provides pre-filing credit counseling along with other financial sercredit counseling along with other financialcounseling along with other financial services.

Clinic in a Box ® Program — This half - day legal audit clinic provides in - house counsel the opportunity to provide pro bono services to nonprofit organizations or small businesses while earning CLE credit.

A: These half - day clinics provide in - house counsel the opportunity to earn CLE credit while advising nonprofit organizations or small businesses.

Developed by CPBO, these half - day legal audit clinics provide in - house counsel the opportunity to advise nonprofit organizations or small businesses while earning CLE credit.

Homeownership counseling — Virtually all banks offering special loan programs now work with local nonprofit credit counseling agencies to help them select, prepare, and provide ongoing help to qualified borrowers.

Strategies include increasing diverse home mortgage consultants; increasing the company's presence in diverse communities; providing products, processes and programs that support diverse homeownership; and working with referral sources like real estate agents and nonprofit credit counseling agencies.