Sentences with phrase «providing insurance and financial services»
Jim and his team have been providing Insurance and Financial Services in Broome County, New York for 10 years.
https://www.jimrollo.com/
24/7 Claim Service - 24/7 Claims Network - 40 Million Drivers Trust State Farm - A Trusted Name for 90 Years - A Trusted Name for Over 90 Years - Auto & Home Insurance Program - Call Your Local Agent Today for A Free Quote - Financial Services - Financial Strength and Stability - Flexible Payment Options - Free Discount Double Check - Get All The Discounts You Deserve - Good Driving Discount - Multi Line Discounts - Multi-Line Discounts - One Agent for All Your Insurance and Financial Services Needs - One of The Nation's Largest Claims Networks - Over 18 000 Local Offices - Over 18000 Local Offices - Personal Service - Personal Service and Great Discounts Too - Providing Insurance and Financial Services
24/7 Claims Network - 24/7 Claims Service - 40 Million Drivers Trust State Farm - A Trusted Name for Over 90 Years - Call Your Local Agent Today for A Free Quote - Clean Driving Records - Discounts for Multiple Policies - Financial Services - Financial Strength and Stability - Flexible Payment Options - Free Discount Double Check - Get All The Discounts You Deserve - Good Driving Discount - Good Student Discount - Good Students and More - Multi-Line Discount - Multi-Line Discounts - Multiple Automobile Discount - One Agent for All Your Insurance and Financial Needs - One Agent for All Your Insurance and Financial Services Needs - One of The Nation's Largest Claims Networks - Over 18 000 Local Offices - Over 18000 Local Offices - Personal Service - Personal Service and Great Discounts Too - Plus Many More - Providing Insurance and Financial Services
24/7 Claims Network - 24/7 Claims Service - 40 Million Drivers Trust State Farm - Call Your Local Agent Today for A Free Quote - Clean Driving Records - Discounts for Multiple Polices - Flexible Payment Options - Free Discount Double Check - Free Discount Double Check Multi-Line Discount - Get All The Discounts You Deserve - Good Driving Discount - Good Student Discount - Good Students and More - Member FDIC - Multi-Line Discount - Multiple Automobile Discount - One Agent for All Your Insurance and Financial Needs - One Agent for All Your Insurance and Financial Services Needs - Over 18000 Local Offices - Personal Service and Great Discounts - Providing Insurance and Financial Services - Serving Customers - State Farm Bank
24/7 Claims Network - 24/7 Claims Service - 40 Million Drivers Trust State Farm - A Trusted Name for 90 Years - A Trusted Name for Over 90 Years - and Great Discounts Too - Call for A Free Quote Today - Call Today for A Free Quote - Call Your Local Agent Today for A Free Quote - Discounts for Multiple Policies Clean Driving Records Good Students and More - Education Planning - Financial Services - Financial Strength and Stability - Flexible Payment Options - Free Discount Double Check - Good Driving Discount - Good Student Discount - Multi Line Discount - Multi Line Discounts - Multi-Line Discount - Multi-Line Discount Personal Service - Multi-Line Discounts - Multiple Automobile Discount - One Agent for All Your Insurance and Financial Services Needs - One of The Nation's Largest Claims Networks - Over 18 000 Local Offices - Over 18.000 Local Offices - Over 18000 Local Offices - Personal Service - Plus Many More - Providing Insurance and Financial Services - Serving Customers - State Farm Bank
24/7 Claim Network - 24/7 Claims Network - 24/7 Claims Service - 40 Million Drivers Trust State Farm - and Great Discounts Too - Call for A Free Quote Today - Call One of These State Farm Agents for A Quote 24/7 - Call Your Local Agent Today for A Free Quote - Clean Driving Records - Discounts for Multiple Policies - Financial Services - Financial Strength and Stability - Flexible Payment Options - Free Discount Double Check - Get All The Discounts You Deserve - Good Driving Discount - Good Student Discount - Good Students and More - Multi-Line Discount - Multi-Line Discounts - Multiple Automobile Discount - One Agent for All Your Insurance and Financial Needs - One Agent for All Your Insurance and Financial Services - One Agent for All Your Insurance and Financial Services Needs - One of The Nation's Largest Claims Networks - Over 18 000 Local Offices - Over 18000 Local Offices - Personal Service - Plus Many More - Providing Insurance and Financial Services - Serving Customers - State Farm Bank - We Speak Ch
24/7 Claim Service - 24/7 Claims Network - 40 Million Drivers Trust State Farm - 44 Million Drivers Trust - A Trusted Name for 90 Years - A Trusted Name for Over 90 Years - Agent - Agent's - Auto & Home Insurance Program - Call for A Free Quote Today - Call One of These State Farm Agent for A Quote 24/7 - Call Today for A Free Quote - Call Your Local Agent Today for A Free Quote - Financial Services - Financial Strength and Stability - Flexible Payment Options - Free Discount Double Check - Get All The Discounts You Deserve - Good Driving Discount - Multi Line Discounts - Multi-Line Discounts - One Agent for All Your Insurance and Financial Services Needs - One of The Nation's Largest Claims Networks - Over 18 000 Local Offices - Over 18000 Local Offices - Personal Service - Personal Service and Great Discounts Too - Providing Insurance and Financial Services
24/7 Claims Network - 40 Million Drivers Trust State Farm - A Trusted Name for 90 Years - Agent's - Call Today for A Free Quote - Call Your Local Agent Today for A Free Quote - Financial Services - Financial Strength and Stability - Flexible Payment Options - for 90 Years - Free Discounts Double Check - Get All The Discounts You Deserve - Good Driving Discount - Good Student Discount - Multi-Line Discount - Multi-Line Discounts - Multiple Automobile Discount - One Agent for All Your Insurance and Financial Services Needs - One of The Nation's Largest Claims Networks - Over 18 000 Local Offices - Over 18000 Local Offices - Over 80 Years - Personal Service - Providing Insurance and Financial Services - Serving Customers
24/7 Claims Network - 24/7 Claims Service - 40 Million Drivers Trust State Farm - Call Your Local Agent Today for A Free Quote - Clean Driving Records - Discounts for Multiple Policies - Flexible Payment Options - Free Discount Double Check - Get All The Discounts You Deserve - Good Driving Discount - Good Student Discount - Good Students and More - Multi-Line Discount - Multiple Automobile Discount - One Agent for All Your Insurance and Financial Needs - One Agent for All Your Insurance and Financial Services Needs - Over 18 000 Local Offices - Over 18000 Local Offices - Personal Service - Personal Service and Great Discounts Too - Plus Many More - Providing Insurance and Financial Services - SE Habla Espanol
24/7 Claims Network - 24/7 Claims Service - 40 Million Drivers Trust State Farm - A Trusted Name for 90 Years - A Trusted Name for Over 90 Years - Agent's - Call for A Free Quote Today - Call Today for A Free Quote - Call Your Local Agent Today for A Free Quote - Clean Driving Records - Discounts for Multiple Policies - Financial Services - Financial Strength and Stability - Flexible Payment Options - Free Discounts Double Check - Get All The Discounts You Deserve - Good Driving Discount - Good Student Discount - Good Students and More - Multi-Line Discount - Multi-Line Discounts - Multiple Automobile Discount - One Agent for All Your Insurance and Financial Needs - One Agent for All Your Insurance and Financial Services Needs - One of The Nation's Largest Claims Networks - Over 18000 Local Offices - Personal Service - Providing Insurance and Financial Services - Serving Customers - Your Local State Farm Agents Make IT Easy to Save Money and Time
24/7 Claims Network - 24/7 Claims Service - 40 Million Drivers Trust State Farm - 44 Million Drivers Trust State Farm - A Trusted Name for Over 90 Years - Agent's - Auto & Home Insurance Program - Call for A Free Quote Today - Call Today for A Free Quote - Call Your Local Agent Today for A Free Quote - Clean Driving Records - Discounts for Multiple Policies - Financial Services - Financial Strength and Stability - Flexible Payment Options - Free Discounts Double Check - Get All The Discounts You Deserve - Good Driving Discount - Good Student Discount - Good Students and More - Member FDIC - Multi-Line Discount - Multi-Line Discounts - Multiple Automobile Discount - One Agent for All Your Insurance and Financial Needs - One Agent for All Your Insurance and Financial Services Needs - One of The Nation's Largest Claims Networks - Over 18 000 Local Offices - Over 18000 Local Offices - Personal Service - Providing Insurance and Financial Services - Serving Customers - State Farm Bank - Your Local State Farm Agents
24/7 Claims Network - 24/7 Claims Service - 40 Million Drivers Trust State Farm - and Great Discount Too - Call for A Free Quote Today - Call Your Local Agent Today for A Free Quote - Clean Driving Records - Discounts for Multiple Policies - Flexible Payment Options - Free Discount Double Check: - Good Driving Discount - Good Student Discount - Good Students and More - Join The Millions Who Trust US to Protect What's Important and Plan for What's Next - Multi Line Discount - Multi-Line Discount - Multiple Automobile Discount - One Agent for All Your Insurance and Financial Needs - One Agent for All Your Insurance and Financial Services Needs - Over 18 000 Local Offices - Over 18000 Local Offices - Personal Service - Providing Insurance and Financial Services - Your Local State Farm Agents Make IT Easy to Save Money and Time
24/7 Claim Service - 24/7 Claims Network - 24/7 Claims Service - 40 Million Drivers Trust State Farm - Call Your Local Agent Today for A Free Quote - Clean Driving Records - Discounts for Multiple Policies - Education Planning - Financial Services - Financial Strength and Stability - Flexible Payment Options - Free Discount Double Check Multi-Line Discount - Good Driving Discount - Good Student Discount - Good Students and More - Member FDIC - Multi-Line Discounts - Multiple Automobile Discount - One Agent for All Your Insurance and Financial Needs - One Agent for All Your Insurance and Financial Services Needs - One of The Nation's Largest Claims Networks - Over 18 000 Local Offices - Over 18000 Local Offices - Personal Service - Personal Service and Great Discounts Too - Providing Insurance and Financial Services - Retirement Planning - State Farm Bank
24/7 Claims Network - 24/7 Claims Service - 40 Million Drivers Trust State Farm - 44 Million Drivers Trust State Farm - A Trusted Name for Over 90 Years - Call for A Free Quote Today - Call Today for A Free Quote - Call Your Local Agent Today for A Free Quote - Clean Driving Records - Discounts for Multiple Policies - Financial Services - Financial Strength and Stability - Flexible Payment Options - Good Driving Discount - Good Student Discount - Good Students and More - Join The Millions Who Trust US to Protect What's Important and Plan for What's Next - Multi-Line Discount - Multi-Line Discounts - Multiple Automobile Discount - One Agent for All Your Insurance and Financial Needs - One Agent for All Your Insurance and Financial Services Needs - One of The Nation's Largest Claims Networks - Over 18 000 Local Offices - Over 18.000 Local Offices - Over 18000 Local Offices - Personal Service - Providing Insurance and Financial Services - Serving Customers - Your Local State Farm Agents Make IT Easy to Save Mone
24/7 Claims Network - 24/7 Claims Service - 44 Million Drivers Trust State Farm - Call for A Free Quote Today - Call Your Local Agent Today for A Free Quote - Clean Driving Records - Discounts for Multiple Policies - Financial Services - Financial Strength and Stability - Flexible Payment Options - Good Students - Multi Line Discounts - Multi-Line Discounts - One Agent for All Your Insurance and Financial Needs - One Agent for All Your Insurance and Financial Services Needs - Over 18000 Local Offices - Personal Service - Personal Service and Great Discounts Too - Providing Insurance and Financial Services
24/7 Claims Network - 24/7 Claims Service - Agent's - Call Your Local Agent Today for A Free Quote - Clean Driving Records - Discounts for Multiple Policies - Financial Services - Financial Strength and Stability - Flexible Payment Options - Good Students - Multi-Line Discounts - One Agent for All Your Insurance and Financial Needs - One Agent for All Your Insurance and Financial Services Needs - Personal Service - Personal Service and Great Discounts Too - Providing Insurance and Financial Services
24/7 Claims Network - 24/7 Claims Service - 40 Million Drivers Trust State Farm - 44 Million Drivers Trust State Farm - A Trusted Name for Over 90 Years - and Great Discounts Too - Call for A Free Quote - Call for A Free Quote Today - Call Your Local Agent Today for A Free Quote - Clean Driving Records - Discounts for Multiple Policies - Financial Services - Financial Strength and Stability - Flexible Payment Options - Free Discount Double Check - Get All The Discounts You Deserve - Good Driving Discount - Good Student Discount - Good Students and More - Multi-Line Discount - Multi-Line Discounts - Multiple Automobile Discount - One Agent for All Your Insurance and Financial Needs - One Agent for All Your Insurance and Financial Services Needs - One of The Nation's Largest Claims Networks - Over 18 000 Local Offices - Over 18000 Local Offices - Personal Service - Personal Service and Great Discounts - Personal Service and Great Discounts Too - Providing Insurance and Financial Services - Serving Customers
24/7 Claims Network - 40 Million Drivers Trust State Farm - Agent's - Call Your Local Agent Today for A Free Quote - Flexible Payment Options - Free Discount Double Check - Free Discount Double Check Multi Line Discount - Get All The Discounts You Deserve - Good Driving Discount - Good Student Discount - Multi-Line Discount - One Agent for All Your Insurance and Financial Services Needs - Over 18 000 Local Offices - Over 18000 Local Offices - Personal Service - Personal Service and Great Discounts Too - Plus Many More - Providing Insurance and Financial Services
24/7 Claims Network - 40 Million Drivers Trust State Farm - Call for A Free Quote Today - Call Your Local Agent Today for A Free Quote - Flexible Payment Options - One Agent for All Your Insurance and Financial Services Needs - Over 18000 Local Offices - Personal Service - Providing Insurance and Financial Services - Serving Customers
24/7 Claims Network - 24/7 Claims Service - Call Your Local Agent Today for A Free Quote - Clean Driving Records - Discounts for Multiple Policies - Education Planning - Financial Services - Flexible Payment Options - Good Students - Member FDIC - Multi-Line Discounts - One Agent for All Your Insurance and Financial Needs - One Agent for All Your Insurance and Financial Services Needs - Personal Service - Personal Service and Great Discounts Too - Providing Insurance and Financial Services - Retirement Planning - State Farm Bank
24/7 Claim Service - 24/7 Claims Network - 24/7 Claims Service - 40 Million Drivers Trust State Farm - A Trusted Name for 90 Years - A Trusted Name for Over 90 Years - Call for A Free Quote Today - Call Today for A Free Quote - Call Your Local Agent Today for A Free Quote - Clean Driving Records - Discounts for Multiple Policies - Financial Services - Financial Strength and Stability - Flexible Payment Options - Good Students - Member FDIC - Multi Line Discounts - Multi-Line Discounts - One Agent for All Your Insurance and Financial Needs - One Agent for All Your Insurance and Financial Services Needs - One of The Nation's Largest Claims Networks - Over 18 000 Local Offices - Personal Service - Personal Service and Great Discounts Too - Providing Insurance and Financial Services - Serving Communities - Serving Customers - State Farm Bank
24/7 Claim Service - 24/7 Claims Network - 24/7 Claims Service - 40 Million Drivers Trust State Farm - 44 Million Drivers Trust State Farm - Call for A Free Quote Today - Call One of These State Farm Agent for A Quote 24/7 - Call Today for A Free Quote - Call Your Local Agent Today for A Free Quote - Clean Driving Records - Discounts for Multiple Policies - Driven to Save - Financial Services - Financial Strength and Stability - Flexible Payment Options - Free Discount Double Check Multi-Line Discount - Good Driving Discount - Good Student Discount - Good Students and More - Multi-Line Discounts - Multiple Automobile Discount - One Agent for All Your Insurance and Financial Needs - One Agent for All Your Insurance and Financial Services Needs - One of The Nation's Largest Claims Networks - Over 18 000 Local Offices - Over 18000 Local Offices - Personal Service - Personal Service and Great Discounts Too - Providing Insurance and Financial Services
24/7 Claims Network - 24/7 Claims Service - 40 Million Drivers Trust State Farm - Call for A Free Quote Today - Call Your Local Agent Today for A Free Quote - Clean Driving Records - Discounts for Multiple Policies - Flexible Payment Options - Free Discount Double Check - Get All The Discounts You Deserve - Good Driving Discount - Good Student Discount - Good Students and More - Multi Line Discount - Multi-Line Discount - Multiple Automobile Discount - One Agent for All Your Insurance and Financial Needs - One Agent for All Your Insurance and Financial Services Needs - Over 18 000 Local Offices - Over 18000 Local Offices - Personal Service and Great Discounts Too - Providing Insurance and Financial Services - Serving Customers - Your Local State Farm Agents Make IT Easy to Save Money and Time
24/7 Claims Network - 40 Million Drives Trust State Farm - 44 Million Drivers Trust State Farm - Auto Home Life Bank - Call for A Free Quote Today - Flexible Payment Options - One Agent for All Your Insurance and Financial Services Needs - Over 18000 Local Offices - Providing Insurance and Financial Services - Serving Customers
24/7 Claims Network - 40 Million Drivers Trust State Farm - Call for A Free Quote Today - Flexible Payment Options - One Agent for All Your Insurance and Financial Services Needs - Over 18 000 Local Offices - Over 18000 Local Offices - Providing Insurance and Financial Services - Serving Customers
24/7 Claims Network - 24/7 Claims Service - 40 Million Drivers Trust State Farm - Call Your Local Agent Today for A Free Quote - Clean Driving Records - Discounts for Multiple Policies - Flexible Payment Options - Free Discount Double Check - Get All The Discounts You Deserve - Good Driving Discount - Good Student Discount - Good Students and More - Multi Line Discount - Multiple Automobile Discount - One Agent for All Your Insurance and Financial Needs - One Agent for All Your Insurance and Financial Services Needs - Over 18 000 Local Offices - Over 18000 Local Offices - Personal Service and Great Discounts - Personal Service and Great Discounts Too - Providing Insurance and Financial Services
24/7 Claim Service - 24/7 Claims Network - 40 Million Drivers Trust State Farm - A Trusted Name for 90 Years - A Trusted Name for Over 80 Years - A Trusted Name for Over 90 Years - Agent - Auto & Home Insurance Program - Call for A Free Quote Today - Call One of These State Farm Agent for A Quote 24/7 - Call Your Local Agent Today for A Free Quote - Financial Services - Financial Strength and Stability - Flexible Payment Options - Free Discount Double Check - Get All The Discounts You Deserve - Good Driving Discount - Multi Line Discounts - Multi-Line Discounts - One Agent for All Your Insurance and Financial Services Needs - One of The Nation's Largest Claims Networks - Over 18 000 Local Offices - Over 18000 Local Offices - Personal Service - Personal Service and Great Discounts Too - Providing Insurance and Financial Services
24/7 Claims Network - 24/7 Claims Service - 40 Million Drivers Trust State Farm - A Trusted Name for Over 90 Years - Call for A Free Quote Today - Call Your Local Agent Today for A Free Quote - Clean Driving Records - Discounts for Multiple Policies - Financial Services - Financial Strength and Stability - Flexible Payment Options - Free Discount Double Check - Get All The Discounts You Deserve - Good Driving Discount - Good Student Discount - Good Students and More - Multi-Line Discount - Multi-Line Discounts - Multiple Automobile Discount - One Agent for All Your Insurance and Financial Needs - One Agent for All Your Insurance and Financial Services Needs - One of The Nation's Largest Claims Networks - Over 18 000 Local Offices - Over 18000 Local Offices - Personal Service - Personal Service and Great Discounts Too - Plus Many More - Providing Insurance and Financial Services
24/7 Claims Network - 40 Million Drivers Trust State Farm - 44 Million Drivers Trust State Farm - Bank Levies - Call for A Free Quote Today - Call Today for A Free Quote - Call Your Local Agent Today for A Free Quote - Clean Driving Records - Discounts for Multiple Policies - Financial Services - Financial Strength and Stability - Flexible Payment Options - Free Discount Double Check - Get All The Discounts You Deserve - Good Driving Discount - Good Student Discount - Good Students and More - Multi Line Discount - Multi-Line Discount - Multi-Line Discounts - Multiple Automobile Discount - One Agent for All Your Insurance and Financial Services Needs - One of The Nation's Largest Claims Networks - Over 18 000 Local Offices - Over 18000 Local Offices - Over 80 Years - Personal Service - Providing Insurance and Financial Services
24/7 Claims Network - 24/7 Claims Service - 40 Million Drivers Trust State Farm - 44 Million Drivers Trust State Farm - Call for A Free Quote Today - Call Your Local Agent Today for A Free Quote - Clean Driving Records - Discounts for Multiple Policies - Flexible Payment Options - Free Discount Double Check - Get All The Discounts You Deserve - Good Driving Discount - Good Student Discount - Good Students - Multi-Line Discount - Multiple Automobile Discount - One Agent for All Your Insurance and Financial Needs - One Agent for All Your Insurance and Financial Services Needs - Over 18 000 Local Offices - Over 18000 Local Offices - Personal Service and Great Discounts - Personal Service and Great Discounts Too - Providing Insurance and Financial Services - Serving Customers
24/7 Claims Network - 24/7 Claims Service - 40 Million Drivers Trust State Farm - A Trusted Name for 90 Years - A Trusted Name for Over 90 Years - Call for Free Quote Today Agents - Call Today for A Free Quote - Call Your Local Agent Today for A Free Quote - Clean Driving Records - Discounts for Multiple Policies - Financial Services - Financial Strength and Stability - Flexible Payment Options - Good Driving Discount - Good Student Discount - Good Students and More - Multi Line Discount - Multi-Line Discount - Multi-Line Discounts - Multiple Automobile Discount - One Agent for All Your Insurance and Financial Services Needs - One of The Nation's Largest Claims Networks - Over 18 000 Local Offices - Over 18000 Local Offices - Personal Service - Personal Service and Great Discounts Too - Providing Insurance and Financial Services - Serving Customers - Your Local State Farm Agents Make IT Easy to Save Money and Time
Proud mother of two boys State Farm Agent since 2000 Ball State University Bachelors of Arts Providing insurance and financial services since 2000 Quotes for Auto Insurance Quotes for Life Insurance Quotes for Home and Renter's Insurance
Proud mother of two boys State Farm Agent since 2000 Ball State University Bachelors of Arts Providing insurance and financial services since 2000 Quotes for Auto Insurance Quotes for Life Insurance Quotes for Home and Renter's Insurance Quotes
It provides insurance and financial services directly and through its subsidiaries and affiliates throughout the world.
Ogden Publications also provides insurance and financial services through its Capper's Insurance Service division.
MEG Financial, Inc. is a Florida based corporation that provides insurance and financial services consulting to individuals and businesses in all 50 states and the District of Colombia.
Not exact matches
Lennar's Financial Services segment provides mortgage financing, title insurance and closing services for both buyers of Lennar's homes andServices segment provides mortgage financing, title insurance and closing services for both buyers of Lennar's homes andservices for both buyers of Lennar's homes and others.
Morgan Stanley Wealth Management, a global leader provides access to a wide range of products and services to individuals, businesses and institutions, including brokerage and investment advisory services, financial and wealth planning, banking services, annuities and insurance, retirement and trust services.
All rentier income appears to be payment for providing economically helpful services, equal in value to the income paid to the financial, insurance and real estate (FIRE) sector.
Prior to that Mr. Ika cofounded Envitec, software consulting company providing services to investment, financial and insurance industry doubling the growth for five consecutive years.
As one of North America's leading diversified financial services companies, RBC provides personal and commercial banking, wealth management services, insurance, corporate and investment banking and transaction processing services on a global basis, serving close to 15 million clients through offices in Canada, the U.S. and 51 other countries.
Jones & Roth offers its clients a unique, in - house Oregon Estate and Trust Services Team that can provide accounting, tax planning, financial planning, investment advice and insurance analysis all under one roof.
For Financial institutions providing commercial loan services, Unisource provides a one - stop national solution for commercial title insurance and escrow services.
Additionally, if you interact with Fidelity directly as an individual investor (including joint account holders) or if Fidelity provides services to your employer or plan sponsor, we may exchange certain information about you with Fidelity financial services affiliates, such as our brokerage and insurance companies, for their use in marketing products and services as allowed by law.
We are one of North America's leading diversified financial services companies, and provide personal and commercial banking, wealth management, insurance, investor services and capital markets products and services on a global basis.
A registered bank holding company that provides integrated financial services including banking, financial management, insurance, mortgage and leasing services through bank subsidiaries.
Marcum's Advisory Services Division provides regulatory agencies, lawyers, trustees, financial institutions, insurance companies and business owners with answers to business and litigation matters.
RBC Royal Bank is one of North America's leading diversified financial services companies, and provides personal and commercial banking, wealth management services, insurance, corporate and investment banking and transaction processing services on a global basis.
Regions provides traditional commercial, retail and mortgage banking services, as well as other financial services in the fields of investment banking, asset management, trust, mutual funds, securities brokerage, insurance and other specialty financing.»
Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.