Sentences with phrase «providing the loan because»

Lawsuit lenders have argued that they are not providing loans because they ask for no repayment if the litigation is unsuccessful.

In that hypothetical case, the lender might decide not to provide a loan because the damage could amount to half of the complex's value.

Not exact matches

Peer to peer loans are also appealing to investors because they give them a more predictable source of income, provided that they spread their risk over many loans, Pastoll says.

But another source said Goldman was the «lead» participant - meaning it provided the biggest chunk of financing - and that it wasn't able to distribute as much of the loan as it initially planned because Banco Espirito Santo's finances deteriorated so rapidly.

And then, simply because he was a very senior guy in age and experience, he was able to provide me access to business knowledge and experience: You know what happens when the bank turns down your first loan application?

James Ballentine, the head lobbyist with the American Bankers Association, said there should be far fewer worries about loans held in bank's own portfolios because the loans are «properly underwritten» and bank examiners provide a backstop.

The companies we recommend are chosen because they specialize in providing loans for borrowers in key demographics.

Because you're transferring your debt from a line of credit to an installment loan, you can actually lower your credit utilization, which can help your credit score — provided you don't add more charges to your credit cards.

Of course, I can't provide this level of specificity because everyone's credit profile is different and would lead to different interest rates for a loan.

Consolidating federal student loans does not provide a reduction in the interest rate applied to the new, larger loan because the weighted average interest rate of all consolidated loans is used to determine the final rate.

But that's mainly because PAYE and IBR for new borrowers provide loan forgiveness after 20 years.

Specifically, Defendants made false and / or misleading statements and / or failed to disclose that: (i) the Company was engaged in predatory lending practices that saddled subprime borrowers and / or those with poor or limited credit histories with high - interest rate debt that they could not repay; (ii) many of the Company's customers were using Qudian - provided loans to repay their existing loans, thereby inflating the Company's revenues and active borrower numbers and increasing the likelihood of defaults; (iii) the Company was providing online loans to college students despite a governmental ban on the practice; (iv) the Company was engaged overly aggressive and improper collection practices; (v) the Company had understated the number of its non-performing loans in the Registration Statement and Prospectus; (vi) because of the Company's improper lending, underwriting and collection practices it was subject to a heightened risk of adverse actions by Chinese regulators; (vii) the Company's largest sales platform and strategic partner, Alipay, and Ant Financial, could unilaterally cap the APR for loans provided by Qudian; (viii) the Company had failed to implement necessary safeguards to protect customer data; (ix) data for nearly one million Company customers had been leaked for sale to the black market, including names, addresses, phone numbers, loan information, accounts and, in some cases, passwords to CHIS, the state - backed higher - education qualification verification institution in China, subjecting the Company to undisclosed risks of penalties and financial and reputational harm; and (x) as a result of the foregoing, Qudian's public statements were materially false and misleading at all relevant times.

This is because Earnest caters to creditworthy, financially responsible borrowers and focuses on providing loans for new endeavors or projects (i.e., weddings, home improvement, vacations, etc.).

Payday lenders are considered a last resort because they provide loans with short terms and extremely high rates.

While banks as a group aren't the most exciting or dynamic choice for your mortgage loan, institutions like Chase remain popular because they provide easy access to brick - and - mortar service.

Even qualified borrowers who can meet the requirements for other loan products often choose VA loans because they provide great value with their low down - payments and low interest rates.

Because you're not providing your lender with collateral, you'll receive an unsecured personal loan based on your creditworthiness.

A loan provides only part of the money that is needed to pay it back, because in addition to the principle, the borrower must pay interest.

Time for some brutal honesty... this team, as it stands, is in no better position to compete next season than they were 12 months ago, minus the fact that some fans have been easily snowed by the acquisition of Lacazette, the free transfer LB and the release of Sanogo... if you look at the facts carefully you will see a team that still has far more questions than answers... to better show what I mean by this statement I will briefly discuss the current state of affairs on a position - by - position basis... in goal we have 4 potential candidates, but in reality we have only 1 option with any real future and somehow he's the only one we have actively tried to get rid of for years because he and his father were a little too involved on social media and he got caught smoking (funny how people still defend Wiltshire under the same and far worse circumstances)... you would think we would want to keep any goaltender that Juventus had interest in, as they seem to have a pretty good history when it comes to that position... as far as the defenders on our current roster there are only a few individuals whom have the skill and / or youth worthy of our time and / or investment, as such we should get rid of anyone who doesn't meet those simple requirements, which means we should get rid of DeBouchy, Gibbs, Gabriel, Mertz and loan out Chambers to see if last seasons foray with Middlesborough was an anomaly or a prediction of things to come... some fans have lamented wildly about the return of Mertz to the starting lineup due to his FA Cup performance but these sort of pie in the sky meanderings are indicative of what's wrong with this club and it's wishy - washy fan - base... in addition to these moves the club should aggressively pursue the acquisition of dominant and mobile CB to stabilize an all too fragile defensive group that has self - destructed on numerous occasions over the past 5 seasons... moving forward and building on our need to re-establish our once dominant presence throughout the middle of the park we need to target a CDM then do whatever it takes to get that player into the fold without any of the usual nickel and diming we have become famous for (this kind of ruthless haggling has cost us numerous special players and certainly can't help make the player in question feel good about the way their future potential employer feels about them)... in order for us to become dominant again we need to be strong up the middle again from Goalkeeper to CB to DM to ACM to striker, like we did in our most glorious years before and during Wenger's reign... with this in mind, if we want Ozil to be that dominant attacking midfielder we can't keep leaving him exposed to constant ridicule about his lack of defensive prowess and provide him with the proper players in the final third... he was never a good defensive player in Real or with the German National squad and they certainly didn't suffer as a result of his presence on the pitch... as for the rest of the midfield the blame falls squarely in the hands of Wenger and Gazidis, the fact that Ramsey, Ox, Sanchez and even Ozil were allowed to regularly start when none of the aforementioned had more than a year left under contract is criminal for a club of this size and financial might... the fact that we could find money for Walcott and Xhaka, who weren't even guaranteed starters, means that our whole business model needs a complete overhaul... for me it's time to get rid of some serious deadweight, even if it means selling them below what you believe their market value is just to simply right this ship and change the stagnant culture that currently exists... this means saying goodbye to Wiltshire, Elneny, Carzola, Walcott and Ramsey... everyone, minus Elneny, have spent just as much time on the training table as on the field of play, which would be manageable if they weren't so inconsistent from a performance standpoint (excluding Carzola, who is like the recent version of Rosicky — too bad, both will be deeply missed)... in their places we need to bring in some proven performers with no history of injuries... up front, although I do like the possibilities that a player like Lacazette presents, the fact that we had to wait so many years to acquire some true quality at the striker position falls once again squarely at the feet of Wenger... this issue highlights the ultimate scam being perpetrated by this club since the arrival of Kroenke: pretend your a small market club when it comes to making purchases but milk your fans like a big market club when it comes to ticket prices and merchandising... I believe the reason why Wenger hasn't pursued someone of Henry's quality, minus a fairly inexpensive RVP, was that he knew that they would demand players of a similar ilk to be brought on board and that wasn't possible when the business model was that of a «selling» club... does it really make sense that we could only make a cheeky bid for Suarez, or that we couldn't get Higuain over the line when he was being offered up for half the price he eventually went to Juve for, or that we've only paid any interest to strikers who were clearly not going to press their current teams to let them go to Arsenal like Benzema or Cavani... just part of the facade that finally came crashing down when Sanchez finally called their bluff... the fact remains that no one wants to win more than Sanchez, including Wenger, and although I don't agree with everything that he has done off the field, I would much rather have Alexis front and center than a manager who has clearly bought into the Kroenke model in large part due to the fact that his enormous ego suggests that only he could accomplish great things without breaking the bank... unfortunately that isn't possible anymore as the game has changed quite dramatically in the last 15 years, which has left a largely complacent and complicit Wenger on the outside looking in... so don't blame those players who demanded more and were left wanting... don't blame those fans who have tried desperately to raise awareness for several years when cracks began to appear... place the blame at the feet of those who were well aware all along of the potential pitfalls of just such a plan but continued to follow it even when it was no longer a financial necessity, like it ever really was...

However, a key reason why there are 4 and 1/2 years between our kids is because of the cost of the childcare center our kids attend (and don't get me wrong — the care and support the centre provides out kids and our entire family is remarkable) and the student loans we had to pay off.

Bhole thinks it is because of other benefits the loans provide, specifically the income - based repayment program (IBR).

The Education Corps is designed to provide tutoring and after - school support but not necessarily to train future teachers.92 The VISTA program matches corps members with a nonprofit organization to perform capacity building and provides yearlong stipends, but it is not intended for provision of direct services.93 The Professional Corps, which specifies teaching as one of its qualified positions, allows participants to access Segal AmeriCorps Education Awards — which recipients can use either for loan forgiveness or for paying tuition and other qualifying educational expenses — but increases residency program costs because residents are prohibited from receiving stipends through AmeriCorps and must therefore be paid through their program or the school district.94 None of these programs were designed for supported entry specifically; thus, programs dedicated to providing a gradual on - ramp to the teaching profession can sometimes find it hard to meet their definitions and requirements.

This dealership was the best because the man that I bought my car from provided a personal experience and worked with me on everything from having a back up camera installed to the best way to work out the loan.

That's because we work with a broad network of banks and lenders in order to provide a variety of auto loan options for our customers.

Oftentimes, because they're more familiar with your finances and bill - paying history, your existing bank can work with you to provide the best auto loan rates.

Don Pedro remarks that the British are hypocrites because they block slave ships coming into Cuba on the one hand but purchase Cuban sugar and provide loans to the plantation owners on the other.

Choosing CU student loans are one of the most practical ways to pay for college, simply because credit unions provide lower rates than private providers of student loans.

Choosing CU student loans are one of the most practical ways in making your way through college, simply because credit unions provide lower rates than that of private student loans.

You shouldn't be blindsided by the amount of the closing costs, because within three days of receiving your loan application the lender must provide you with a three - page «loan estimate» that lays out the various fees.

In part because of their typically lower overhead, credit unions are often able to charge lower fees on loans and provide higher interest rates on deposits.

Credit cards impact credit histories because they are loans provided by an institution on terms which require monthly payments and accrue an interest expense on outstanding balances.

Because VA loans are provided through the private market, a prospective borrower is entitled and encouraged to shop around for the best deal.

This is because you can immediately use the money provided by these loans as well as use their timely repayment to improve your overall credit score.

I hope they are successful because what DeVos is essentially trying to do is eviscerate a 1994 statute passed by Congress for the express purpose of providing student fraud victims with well deserved relief from their student loans.

Because of the competitive rates that are available through VA - approved lenders, these types of loans can provide a number of different benefits for borrowers.

And because the most common reverse mortgages, also known as Home Equity Conversion Mortgages (HECMs), are government - insured, these loans may provide you with the peace of mind you need to live a comfortable retirement.

Collateral reduces the risk for the lender because it provides a fair guarantee of the loan repayment.

Because so many borrowers have taken hits on their credit reports, and because traditional lenders may not be willing to underwrite such loans, private lenders have stepped in to provide them with the funds they need to start or grow their busiBecause so many borrowers have taken hits on their credit reports, and because traditional lenders may not be willing to underwrite such loans, private lenders have stepped in to provide them with the funds they need to start or grow their busibecause traditional lenders may not be willing to underwrite such loans, private lenders have stepped in to provide them with the funds they need to start or grow their businesses.

If a single servicer were to receive all new federal student loan contracts moving forward, then that means that there's no incentive for them to provide decent customer service to borrowers (because you have nowhere to turn, unless you want to refinance your federal student loans in the private loan marketplace).

Then there are Personal Lending Loans which come along with higher interest rates running between 12 - 15 % due to the fact that banks are taking a huge risk because you have not provided and collateral.

Students prefer their service because of the assistance in finding local credit unions which provide student loan.

This will not result from the payday loan company per se but because the police were notified and information was provided resulting in a criminal investigation and successful prosecution.

Economists call student loans «good debt,» because they provide educational opportunities that otherwise might not be affordable.

Paying off student loans early provides a GUARANTEED rate of return, because you are definitely going to be paying less interest than if you went with just minimum payments.

While I'm a huge believer in comparing online lenders (because your mortgage will likely be the biggest payment in your life and a small change can make a huge difference), Quicken Loans provided excellent service with a good mortgage program.

Because you did your homework, you should have the necessary documents to provide the loan officer.

A fixed - rate loan provides the most stable monthly payment because the interest rate stays the same for the life of the loan.

This is because the FHA is not a mortgage lender — it's an agency which provides insurance to lenders for defaults or loan foreclosures.

Private lenders could be a great option if you currently are unable to qualify for a traditional mortgage or loan because of a less - than - perfect credit, debt or if you're a self - employed individual who can't always provide proof of a steady income.

Because every private loan can be different, it is nearly impossible to provide assistance here for everyone.