Sentences with phrase «provision for loan losses»

The increase in the provision for loan losses was 1.8 %, while actual loan losses were significantly higher.

Substantially higher loan and lease losses would decrease its loan and lease reserve account to the point where this bank would have to increase the future provision for loan losses on the income statement.

The provision for loan losses was peanuts in» 87, and they actually wrote some loans back up (a negative provision) in» 88.

It should be noted that a big part of the increase in Synovus is due to its shrinking provision for loan losses (what it expects to lose on the loans it makes); however, the bank did see its expenses fall by $ 50 million over the first nine months of the year and, in 2012, it actually realized a benefit of $ 2 million from taxes versus an expense of $ 72 million in 2013.

Provision for loan losses was $ 34.4 million and the Provision Rate was 6.4 %.

This may lead to increases in charge - off rates from these historically low levels, but issuers will feel that the resulting growth in noninterest and net interest income will more than offset any rises in provisions for loan losses and noninterest expenses, such as marketing costs.

Not exact matches

Although credit quality outside of CWB's portfolio of oil and gas loans remained stable, higher provisions for credit losses resulted from losses recorded against oil and gas loans.

Adjusted EBITDA and segment Adjusted EBITDA reflect adjustments for interest expense, net, income tax expense (benefit), depreciation and amortization, including accelerated depreciation, and the following adjustments discussed above: non-cash mark - to - market adjustments and cash settlements on interest rate swaps, provision for legal settlement, transaction costs and integration costs, restructuring and plant closure costs, assets held for sale, inventory valuation adjustments on acquired businesses, mark - to - market adjustments on commodity and foreign exchange hedges and foreign currency gains and losses on intercompany loans.

Specifically, beginning with data for February 2010 and later, the concern is that we will begin to observe a spike in delinquencies - first in the form of «30 - day delinquencies» and gradually in either large increases in loan loss provisions or in the actual onset of foreclosures.

The bank is in workout mode, cutting costs, making heavy provisions for bad loans and trading losses, and, most recently, announcing a 15 % reduction in staff levels.

Auditors of the trust's January accounts last year also flagged up the fact the trust had made a loan of # 100,000 to a loss - making trading subsidiary which provides alternative provision opportunities for pupils at risk of exclusion.

However, U.S. retail banking (15 %) saw its profits fall 10.6 % due to higher loan - loss provisions for commercial loans.