Sentences with phrase «public loan data»

Home Mortgage Disclosure Act Data The Home Mortgage Disclosure Act (HMDA), enacted by Congress in 1975, requires lenders to report public loan data.

Learn the history and regulation behind HMDA and access reports and ordering information for public loan data.

Investors can see loans broken out by these categories in our public loan data files, which can be found on the Loan Data Download page.

The Home Mortgage Disclosure Act (HDMA) of 1975 helps to identify discriminatory lending practices by requiring lending institutions to report public loan data.

Not exact matches

With this investment, Kabbage — a company that combines machine - learning algorithms, data from public profiles on the internet and other factors to rate and then loan small businesses money — will expand its lending products and services.

Specifically, Defendants made false and / or misleading statements and / or failed to disclose that: (i) the Company was engaged in predatory lending practices that saddled subprime borrowers and / or those with poor or limited credit histories with high - interest rate debt that they could not repay; (ii) many of the Company's customers were using Qudian - provided loans to repay their existing loans, thereby inflating the Company's revenues and active borrower numbers and increasing the likelihood of defaults; (iii) the Company was providing online loans to college students despite a governmental ban on the practice; (iv) the Company was engaged overly aggressive and improper collection practices; (v) the Company had understated the number of its non-performing loans in the Registration Statement and Prospectus; (vi) because of the Company's improper lending, underwriting and collection practices it was subject to a heightened risk of adverse actions by Chinese regulators; (vii) the Company's largest sales platform and strategic partner, Alipay, and Ant Financial, could unilaterally cap the APR for loans provided by Qudian; (viii) the Company had failed to implement necessary safeguards to protect customer data; (ix) data for nearly one million Company customers had been leaked for sale to the black market, including names, addresses, phone numbers, loan information, accounts and, in some cases, passwords to CHIS, the state - backed higher - education qualification verification institution in China, subjecting the Company to undisclosed risks of penalties and financial and reputational harm; and (x) as a result of the foregoing, Qudian's public statements were materially false and misleading at all relevant times.

The paper names delays to plans for a new Public Data Corporation, legislation to allow loans to be paid to people in further education, a white paper to reduce regulatory burdens on industry and the full establishment of the «Big Society» bank.

The Federal Department of Education recently released up - to - date data pertaining to default and delinquency rates, Public Service Loan Forgiveness, income - driven repayment plans, and other performance data.

Beyond TransUnion's public statements, this is the other way we can observe that there is a data set problem: for the researchers» «peer - to - peer» data set on these loans to have been so large, the data must have actually included lots and lots of traditional finance company data.

When looking through these data tables, try searching the name of a particular four - year, public or private institution to see how it ranks against the country in terms of student loan debt per graduate.

Most loan - level mortgage origination data is currently subject to public disclosure, stripped of borrower - identifiable information, under the Home Mortgage Disclosure Act.

I am quite concerned that financial regulators and the public lack basic, fundamental data on student loan origination and performance.

Reported data includes personal information (name, address, social security number, employers), credit accounts (loans, credit cards, and so on), public financial records (bankruptcies, judgments, tax liens), collection accounts (any account that has been reported as being in default, and inquiries (anytime someone checks your credit).

Since the entire loan history is available for public download some enterprising investors have created a way to query this data and back test various investment strategies.

The federal government is making more data available about the performance of the Public Service Loan Forgiveness (PSLF) program for federal student loans.

Those loans averaged 7 percentage points higher than the typical home loan in 2013, according to a Center for Public Integrity / Times analysis of federal data, compared with just 3.8 percentage points above for other lenders.

About 1 in 4 credit reports contain errors serious enough to result in denial of credit like a home loan, according to data from U.S. Public Interest Research Groups.

Experian's spokeswoman said a consumer's credit report contains four types of data on the borrower: identifying information (including name, address, phone number, Social Security number, date of birth and spouse's name), account history (individual credit account information such as the date opened, credit limit or loan amount, balance, monthly payment, payment status and payment history), data from public records (such as federal bankruptcy records, tax liens, monetary judgments and overdue child support payments) and a record of inquiries into your credit history.

We realized that there wasn't good public data for consumers on the private student loan refinancing process so we decided to use our own data to shed some light on the industry.

Thanks to its contracts with more than 420 MLSs, RPR represents more than 65 percent of all REALTORS ® and covers data such as public records and tax assessment information; liens, stand alone mortgages and refinancing loans; school district data, reviews and test scores, and more, also providing geo - spatial imagery, heat maps and historical property photos.

The HMDA requirements are intended to provide the public with data about certain applications for loans and their ultimate dispositions.

Listingbook allows you to search just like an agent and provides you access to Multiple Listing Service (MLS) data, public records, recent and past sales, community and school information, taxes, loan calculator, shopping and recreation, and much more.