Sentences with phrase «public record item remains»
The filing date is used in credit reporting to help determine the length of time a bankruptcy public record item remains on the credit report: 10 years for a Chapter 7 and, typically, seven years for a completed Chapter 13.
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Public records are considered derogatory items, remain on your report for ten years, and negatively impact your score.
Your missed payments and most types of public record items will remain on your credit report file for 7 years, with the exception of Chapter Seven, Eleven and Twelve bankruptcies, which remain for ten years, and tax liens that remain unpaid, which will remain on your credit file for up to fifteen years.