Sentences with phrase «purchase bodily injury liability coverage»

Although Cape Canaveral residents may not be required by law to purchase bodily injury liability coverage, this is one extra that most residents choose to include on their plan.

Maryland auto insurance state law demands more than many states; every driver must purchase bodily injury liability coverage of $ 20,000 per injured person and $ 40,000 per accident; property damage liability coverage of $ 15,000; bodily injury liability coverage for uninsured / underinsured motorists of $ 20,000 / $ 40,000; and uninsured motorist property damage coverage of $ 15,000.

At minimum, state law requires every driver to purchase bodily injury liability coverage of $ 15,000 per injured person, up to a total of $ 30,000 per accident, and property damage liability coverage of $ 10,000 (known as a 15/30/10 policy).

All drivers would be required to purchase bodily injury liability coverage that pays for the injuries they cause to other people.

When looking to purchase bodily injury liability coverage, you will often see coverage amounts listed like «30/60» or «150/400».

But we strongly recommend that you also purchase bodily injury liability coverage.

In fact, state law requires every driver to purchase bodily injury liability coverage of $ 15,000 per injured person, up to a total of $ 30,000 per accident, and property damage liability coverage of $ 10,000 (known as a 15/30/10 policy).

One law on the books indicates that purchasing bodily injury liability coverage is optional.

Not exact matches

However, in order to ensure you're financially protected if involved in an accident, we recommend that you consider purchasing bodily liability coverage, property damage liability coverage, uninsured motorist coverage, personal injury protection, comprehensive coverage and collision coverage.

Basic dirt bike insurance policies include bodily injury and property damage liability coverage but there are a number of other optional coverages dirt bike owners should consider purchasing.

All drivers will need to purchase basic coverage to pay for the other driver's losses which includes bodily injury liability limits of $ 25,000 per person up to $ 50,000 per accident as well as property damage liability of $ 10,000.

If SUM coverage has been purchased and you have an accident with another vehicle that is insured but has bodily injury liability limits lower than yours, or if such vehicle has no insurance at all, SUM coverage will be activated.

Indiana vehicle owners are required to purchase bodily injury liability as well as property damage liability coverage.

If you have assets that you wish to protect, you should seriously consider purchasing higher limits of bodily injury liability coverage — $ 50,000 / $ 100,000, $ 100,000 / $ 300,000, $ 250,000 / $ 500,000 or even higher.

Before purchasing a plan, make sure that there is at least $ 25,000 per person and $ 65,000 per accident of bodily injury liability coverage and at least $ 15,000 in property damage liability protection.

If you buy insurance, the minimum liability insurance you can purchase is $ 25,000 bodily injury liability per person ($ 50,000 per accident) and $ 25,000 property damage liability, plus uninsured / underinsured motorist bodily injury coverage and $ 1,000 of medical payments coverage (MedPay).

Bodily injury and property damage liability coverage is also commonly an option for you to purchase, as is collision and «other - than - collision,» or comprehensive, coverage.

In addition, you can purchase motorcycle coverage in 26 states with these options: bodily injury / property damage liability, comprehensive, collision, uninsured / underinsured motorist, personal injury protection, medical payments, roadside assistance, rental reimbursement, full glass coverage and loan / lease gap coverage.

While many states require bodily injury liability and property damage protection, Glen Burnie residents will also need to purchase uninsured motorist coverage, uninsured motorist property damage protection and personal injury protection.

Bodily injury liability coverage per person: $ 15,000 for a standard policy (see notes) Bodily injury liability coverage per accident: $ 30,000 for a standard policy Property damage liability coverage: $ 5,000 for a standard policy Personal injury protection: $ 15,000 per accident, plus up to $ 250,000 for severe injuries for a standard policy Uninsured / underinsured motorist coverage: Must match liability limits if purchasing a standard policy

Bodily injury liability coverage per person: Legally optional, but, if purchased, $ 25,000 Bodily injury liability coverage per accident: Legally optional, but, if purchased, $ 50,000 Property damage liability coverage: Legally optional, but, if purchased, $ 25,000 Personal injury protection: Legally optional, but, if purchased, $ 1,000 per accident for medical expenses solely.

The standard coverage is an amount equal to your bodily injury liability coverage, but you may purchase additional coverage up to an amount double your bodily injury liability.

The limits of such uninsured motorist bodily injury coverage shall be equal to the highest limits of bodily injury liability coverage for any one vehicle insured under the policy; provided, however, that (i) the limits shall not exceed one million dollars ($ 1,000,000) per person and one million dollars ($ 1,000,000) per accident regardless of whether the highest limits of bodily injury liability coverage for any one vehicle insured under the policy exceed those limits and (ii) a named insured may purchase greater or lesser limits, except that the limits shall not be less than the bodily injury liability limits required pursuant to subdivision (2) of this subsection, and in no event shall an insurer be required by this subdivision to sell uninsured motorist bodily injury coverage at limits that exceed one million dollars ($ 1,000,000) per person and one million dollars ($ 1,000,000) per accident.

Purchase bodily injury and property damage liability coverage and have it certified to the Department of Highway Safety and Motor Vehicles by your insurance company on Form SR - 22 for three years from the suspension date mentioned,

(4) The named insured's underinsured motorist bodily injury coverage limits, if applicable, shall be equal to the highest limits of bodily injury liability coverage for any one vehicle insured under the policy unless the insured elects to purchase greater or lesser limits for underinsured motorist bodily injury coverage.

Any motor vehicle liability policy that insures both commercial motor vehicles as defined in G.S. 20 - 4.01 (3d) and noncommercial motor vehicles shall provide underinsured motorist coverage in accordance with the provisions of this subsection in an amount equal to the highest limits of bodily injury liability coverage for any one noncommercial motor vehicle insured under the policy, subject to the right of the insured to purchase greater or lesser underinsured motorist bodily injury liability coverage limits as set forth in this subsection.

You can purchase bodily injury liability and property damage liability coverage, as well as comprehensive and collision coverage.

The limits of such underinsured motorist bodily injury coverage shall be equal to the highest limits of bodily injury liability coverage for any one vehicle insured under the policy; provided, however, that (i) the limits shall not exceed one million dollars ($ 1,000,000) per person and one million dollars ($ 1,000,000) per accident regardless of whether the highest limits of bodily injury liability coverage for any one vehicle insured under the policy exceed those limits, (ii) a named insured may purchase greater or lesser limits, except that the limits shall exceed the bodily injury liability limits required pursuant to subdivision (2) of this subsection, and in no event shall an insurer be required by this subdivision to sell underinsured motorist bodily injury coverage at limits that exceed one million dollars ($ 1,000,000) per person and one million dollars ($ 1,000,000) per accident, and (iii) the limits shall be equal to the limits of uninsured motorist bodily injury coverage purchased pursuant to subdivision (3) of this subsection.

Also, by law a driver has to purchase uninsured motorist protection (UM) and the amount must provide limits equal to the amount of bodily injury liability coverage.

All New York drivers need to purchase $ 25,000 per person up to $ 50,000 per accident of bodily injury liability coverage as well as $ 10,000 of property damage protection.

In all states that offer uninsured motorist bodily injury, you must have bodily injury liability coverage as part of your car insurance policy to purchase UMBI coverage on your policy.

Underinsured Motorist coverage also covers medical expenses (up to the limit purchased) for bodily injury to your or your passengers in the event the other driver involved in the accident has insufficient liability to cover medical expenses.

A basic policy offers $ 15,000 in NJ PIP personal injury protection coverage and includes up to $ 250,000 of medical benefits coverage for catastrophic - type injuries, $ 5,000 property damage liability and an option to purchase $ 10,000 of bodily injury liability coverage.

A basic policy offers $ 15,000 in PIP personal injury protection coverage and includes up to $ 250,000 of medical benefits coverage for catastrophic - type injuries, $ 5,000 property damage liability and an option to purchase $ 10,000 of bodily injury liability coverage.

Most Alaskans purchase higher limits of bodily injury liability of $ 100,000 per person and $ 300,000 for two or more people in a given accident, but this ultimately depends on how much coverage you need.

By state law, every driver must purchase liability insurance for $ 15,000 bodily injury coverage for one person in one accident, $ 30,000 bodily injury coverage total per accident, and $ 10,000 property damage coverage per accident.

Under a standard policy, Linden drivers will need to purchase bodily injury liability with a $ 15,000 limit per person and a $ 30,000 limit per accident, property damage liability with a $ 5,000 limit, uninsured motorist coverage with a $ 15,000 limit per person and a $ 30,000 limit per accident, uninsured motorist property damage with a $ 5,000 limit and personal injury protection with a $ 15,000 limit.

Ohio state law requires that all Ohio drivers purchase the following coverages on auto insurance: $ 25,000 in personal injury protection, $ 50,000 in bodily injury liability, and $ 25,000 in property damage liability.

Nevada state law only requires drivers to purchase minimum liability coverage limits of $ 15,000 against bodily injury to others, $ 30,000 in per - accident coverage, and $ 10,000 to cover the cost of property damage.

A bodily injury limit is the maximum amount of bodily injury liability coverage you select when purchasing an insurance policy.

Drivers in North Dakota are also required by law to purchase the same bodily injury liability coverage amounts ($ 25,000 per injury and $ 50,000 per accident) in uninsured and underinsured motorist insurance (UMI), as well as at least $ 30,000 coverage in personal injury protection (PIP).

The «liability premium» shall include the premium for personal injury protection (no - fault), for residual bodily injury liability (B.I.) and for property damage liability (P.D.), at the limits of coverage purchased by the insured.

Utah state law requires all drivers to purchase car insurance policies with minimum liability coverage limits of $ 25,000 against bodily injury to others, $ 65,000 in per - accident coverage, and $ 15,000 coverage against the cost of property damage.

While you can purchase up to $ 500,000 worth of bodily injury liability coverage, you're limited to a maximum of $ 100,000 of property damage coverage.

In no - fault states, drivers are required to purchase personal injury protection (PIP) in addition to the standard bodily injury and property damage liability coverage.

Kansas state law requires that all drivers in the state purchase minimum liability coverage limits of $ 25,000 against bodily injury to others, $ 50,000 in per - accident coverage, and $ 25,000 to cover the cost of property damage.

For example, if you purchase Bodily Injury Liability coverage of $ 15,000 because that's your state's minimum amount of coverage required, but you cause an accident that results in $ 25,000 in injury - related claims, your insurer will deny everything above the $ 15,000 in coverage that you purchased.

Like liability insurance, UM / UIM bodily injury coverage is purchased with limits.

It is invariably a good idea to purchase as much bodily injury / property damage liability coverage as you can afford to fully insure your business against potential claims.

Under the state of Connecticut, you will need to purchase at least the basic coverage which includes both bodily injury liability and property damage protection.