Sentences with phrase «purchase less coverage»

Typically, people with health issues that know they may be rated up or resent having a medical test, will opt for this type of policy, even when they know it may cost more and they may have to purchase less coverage.

Younger adults tend to purchase less coverage than older adults, perhaps because they have not yet reached a stage in life when other people depend upon them financially.

However, for those unable to afford the premium necessary to provide adequate whole life coverage for their current insurance needs, it would be imprudent to purchase less coverage than is adequate as whole life insurance rather than purchase an adequate level of term to cover their current need.

Younger adults tend to purchase less coverage than older adults, perhaps because they have not yet reached a stage in life when other people depend upon them financially.

Instead of purchasing less coverage to lower your premium, let one of our HomeInsurance.com agents find discounts.

Not exact matches

Once I've paid down my mortgage to the point that it equals 80 % or less of the purchase price, I can request cancellation of my PMI coverage.

The upside is that PMI coverage allows home buyers to purchase a house sooner, and with less money down.

If you're considering permanent life insurance, but are wary of the complexity of the policy and not interested in the cash value or investment benefits, guaranteed universal life insurance is a less expensive way to purchase nearly - lifelong coverage.

The move is aimed at allowing some people to purchase cheaper plans with less coverage and pool coverage in groups after Republicans in Congress failed to agree on a plan that would repeal or overhaul the law, known as Obamacare.

Call Effective Coverage today, or purchase your renters insurance policy online where we typically sell coverage for even less!

Gerber's whole life insurance policies also can be purchased without undergoing a medical exam, so long as you are under 51 and are seeking less than $ 100,000 in coverage.

As you are considering purchasing insurance, consider a few factors: first, females generally cost less than males to insure; second, shop around for insurance companies that offer discounts for driver's education classes, good grades, and driving logs; third, as you are insuring teenage drivers, your premiums will be lower if the drivers are occasional drivers; fourth, teenagers have a high accident rate, so consider purchasing high liability coverage and lower comprehensive coverage; and fourth, the type of car teenagers drive — whether it is new, sporty, or exotic — will also determine the premiums.

Though these can only be purchased as separate policies, guaranteed universal life insurance has little to no cash value, so it's considerably less expensive for permanent coverage than whole life insurance.

If you're considering permanent life insurance, but are wary of the complexity of the policy and not interested in the cash value or investment benefits, guaranteed universal life insurance is a less expensive way to purchase nearly - lifelong coverage.

For example, if a damages your TV, a policy with actual cash value coverage would reimburse you for its depreciated value, which may be less than it will cost to purchase a new one.

In addition, the card includes collision damage waiver (CDW) coverage when you use the card to purchase a car rental for 15 days or less.

While one company may give you a bargain basement monthly payment, the deductible you have to pay out - of - pocket, the limits on the coverage you purchase, and any discounts the company may offer for a change in your situation can each make that monthly payment less of a steal than you thought.

According to statistics, young adults are less likely to purchase coverage than older adults.

But by purchasing life insurance coverage, loved ones can have this money quickly, allowing them one less thing to worry about at an already stressful time in their lives.

In fact, it's possible to get a quote and purchase coverage in less than five minutes.

You could purchase this coverage from other sources, like lenders or credit unions, and pay less.

While state minimum coverage is less expensive in the short - term, it can prove extremely costly if you have a claim that far exceeds the cap on the policy you purchased.

Double the manufacturer's warranty coverage on items purchased with a covered Platinum card (for eligible warranties of three (3) years or less), plus easy warranty registration, and more.

This may seem counterintuitive since you are purchasing less in contents coverage.

If you find a printed advertisement in a physical store or an online ad (from non-auction sites) for less than the purchase price within 90 days of buying, you are eligible to apply for this coverage.

If a car is worth less than $ 1,000, or less than 10 times the insurance premium, purchasing these coverages may not be cost effective — but you do need to have collision and comprehensive insurance to fully protect your vehicle from all types of damage.

Many young couples choose to purchase term life because they can buy more coverage for less money.

If the cost to replace your belongings is about that figure or less, you can purchase that amount of coverage while keeping premiums low.

Double the manufacturer's warranty coverage on items purchased with a covered Gold card (for eligible warranties of three (3) years or less), plus easy warranty registration, and more.

This coverage provides reimbursement for the price difference on eligible items when the identical item is advertised for less within 90 days of the original purchase.

The plan is designed for travelers who are committed to going on their trips no matter what, yet may still be interested in purchasing valuable coverages and assistance services at a lesser cost.

New from CSA Travel Protection this fall, the Protect & Go plan is designed for travelers who are committed to going on their trips no matter what, yet may still be interested in purchasing valuable coverages and assistance services at a lesser cost.

Unless consumers purchase optional additional coverage, the amount of coverage they have will be significantly less than it was prior to the June 1st changes.

While most people show more responsibility and purchase insurance coverage above these limits, your accident may involve one of the less responsible motorists.

Additionally, you'll now be able to purchase a less expensive 30 year term life insurance policy that will provide coverage all the way to age 65, without having to break the bank!

At AccuQuote, we'll review the terms of your existing policy and determine if you need more or less coverage if major life events have occurred since you first purchased your policy.

Of course, your coverage could cost even less if you purchase a lower face value.

Level term life insurance is one of the most popular types of life insurance because it is inexpensive and allows you to purchase more coverage for less money.

Coverage is purchased on a per - unit basis, you can only purchase up to 5 units, and costs less than $ 15 per month (for 5 units of coverage).

Landlord insurance rates are usually about 20 to 25 percent higher than traditional home insurance rates, even though you are purchasing less in the way of contents coverage.

If your need for health care coverage is temporary (12 months or less), consider purchasing a «short - term» plan.

By purchasing coverage through a provider on a «wholesale» basis for its members, the coverage costs each individual worker / member much less than if they had to purchase an individual policy.

Although Open Enrollment typically occurs for less than two months (November and December), you can purchase coverage at any time of the year if you qualify for a «Special Enrollment Period» (SEP).

If the cost to replace your belongings is about that figure or less, you can purchase that amount of coverage while keeping premiums low.

* If you insure an amount less than your total prepaid Trip costs that are subject to cancellation penalties or restrictions, the maximum benefit for Pre-Departure Trip Cancellation and Post-Departure Trip Interruption will be limited to the amount of coverage you purchased and there will be no coverage under the Cancel For Any Reason Benefit, if purchased.

Some companies may provide an insurance rider to cover some of these costs, which would make it less expensive than purchasing coverage through the rental car company.

As you can see from the charts, the earlier in life that you purchase coverage, the less you'll pay throughout the term.

For instance, the amount of money you need to pay for health coverage purchased at a young age (say, 25 years) would be significantly lesser than the amount you will have to pay for the same coverage at the age of 45 years.

The Protective Survivor UL is typically less expensive than purchasing two separate life insurance policies, and may help a spouse, who might have difficulty obtaining insurance otherwise, get affordable coverage.

If you book your trip in advance, be sure to purchase trip cancellation insurance coverage, the policy is a lot cheaper than losing the money you've already paid on your trip and even less costly than losing money on a weaker dollar.