Sentences with phrase «purchase special coverage»

• If you plan to use your vehicle for business purposes, purchase a special coverage for that.

Each state has different phenomena to deal with, and some perils require purchasing special coverage from high risk insurance pools like the FAIR plan.

Not exact matches

A second, more strategic change would be to eliminate the special rule that ensures that members of Congress and their staffs can still get employer contributions for their insurance, even though the law requires them to purchase that coverage through the health law's insurance exchanges.

Your Virginia homeowners insurance doesn't cover flooding or earthquakes, but coverage for special catastrophes like these can be purchased separately, or as a rider to your current policy.

This type of coverage is often more affordable than purchasing separate plans and often used to protect a business legacy, loved one with special needs or similar.

However, to be on the safer side, you can purchase a special «cancel for any reason» coverage.

When purchasing life insurance coverage, those with special insurance needs such as coverage without a medical exam should make a point of shopping around to find the company that best suits your particular life insurance needs and personal circumstances.

HO - 3, or Special Form, is the most commonly purchased Homeowners coverage.

Furthermore, consistent with similar exclusions under the marketwide regulations for Exchange - specific special enrollment periods, we are also clarifying that the triggering event described at § 155.420 (d)(6) will not create a special enrollment period to enroll outside the Exchange to the extent it concerns an individual who becomes newly eligible for APTC or who has a change in eligibility for cost - sharing reductions other than a total elimination of eligibility, since financial assistance is only available for coverage purchased through an Exchange.

Damage caused by earthquakes is not covered under most standard business property policies, but you can purchase special earthquake coverage in areas where earthquakes are common.

Prospectus is a special document providing details about the coverage and the investment options and limitations to people who are interested in purchasing Variable Life Insurance or Variable Universal Life Insurance and investing in it.

Although Open Enrollment typically occurs for less than two months (November and December), you can purchase coverage at any time of the year if you qualify for a «Special Enrollment Period» (SEP).

First, you will want to give special precedence to the company that you already have purchased other types of coverage from.

For some consumers who need special coverage, purchasing through an agent may be the only option for them.

The rider allows the purchase of additional coverage without proof of insurability at specific ages, or alternatively, on certain special occasions such as marriage or the birth of a child.

Special coverage options to address these concerns can often be purchased separately, or as riders to your homeowners policy.

People over 65 who are suffering from existing medical conditions may be required to apply for a special coverage option when they purchase travel insurance.

In many cases, if you do not purchase qualifying health coverage by Dec. 15, 2017, you will be unable to purchase health insurance unless you qualify for a Special Enrollment Period.

As such, senior travelers have to purchase a special policy that provides better medical coverage and benefits, and such a policy is usually more expensive than standard policies.

Disabled travelers are required to purchase policies that provide special coverage for them.

If you buy your own health insurance and have an ACA - compliant plan — as opposed to something like a short - term health insurance policy or a limited benefit plan — you are also subject to open enrollment, as coverage is only available for purchase during that time (or during a special enrollment period if you have a qualifying event later in the year).

Even though most rental insurance plans can be altered or have additional coverage purchased to cover most possessions, there are certain items that renters insurance policies won't cover or would require separate special coverage that isn't included in the plan.

So although your special enrollment period will give you the option of enrolling outside the exchange if you prefer, you can't get a subsidy to help pay for health insurance not purchased through your exchange (that includes COBRA; if you opt to keep your coverage via COBRA, you'll have to pay the full premium yourself).

Note that you can only purchase individual major medical coverage (on or off the exchange) during the annual open enrollment period, or during a special enrollment period triggered by a qualifying event.

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If you have property like this, you should consider purchasing renter's insurance with increased limits or with special supplementary coverage.

Guaranteed Insurability Rider DEFINITION: an optional rider attached to permanent life insurance policies that allows the owner to elect to purchase additional life insurance death benefit coverage periodically at certain attained ages, or alternatively, upon certain special occasions such as marriage and the birth of a child.

It allows the insured to purchase additional life insurance coverage at specific ages, or alternatively, at special occasions such as the birth of a child or marriage.

The rider allows the purchase of additional insurance coverage with no evidence of insurability at specific ages or special occasions, up to age 46.

Special Note: It is also important to ask about motorcycle accessories coverage for items such as add - ons, customizations (including custom paint jobs), aftermarket parts, and anything else you may have done to your bike since purchasing it.

Special Feature: The Pre-existing Medical Condition Limitation does not apply to Emergency Medical Evacuation, Medical Repatriation and Return of Bodily Remains, or to coverage purchased prior to Your final trip payment for the full non-refundable trip cost.

If the reverse is true, or you want to cover items that fall under the special limits section, you'll need to purchase additional coverage, typically for about $ 25 per $ 1,000 of coverage per year.

Claims arising from events outside the policy period or claims reported to the insurer outside the policy period are not covered unless special coverage is purchased or arranged with the insurer.

If you have valuable items with no or limited coverage, you'll have to purchase a special rider or endorsement to protect yourself from these losses.

When purchasing home insurance, Washingtonians must pay special attention to the coverage allotted to the less common perils; in many cases, additional and / or more comprehensive policies are needed to make sure you property is protected when affected by these specific events.

You can protect yourself from many of these perils by purchasing additional special coverage.

While most storms are covered by home insurance policies, some require you to purchase special endorsements in order to have coverage against hurricanes.

Your Gloucester home insurance includes coverage against most storms, but you may need to purchase a special endorsement in order to be covered against hurricanes.

Some policies may require you to specifically request or purchase special endorsements in order to get coverage against certain hazards, so it is important that you review each potential policy with your Trusted Choice agent before you make a selection.

For these things, you may be able to purchase rider policies, but some regions are only able to get high risk coverage through special companies or government monitored insurance pools.

If your home is located in a part of the flood plain known as a «special flood hazard area,» your chance of flooding is relatively high and you may be required to purchase flood coverage.

If you are planning to rent a facility for the event, the owner may require that you purchase special event coverage as a condition of the rental.

The type of policy you choose to purchase such as a comprehensive policy versus a broad form coverage or special form coverage.

You can also tack on a special Paid Up Additions Rider, an option that is not commonly discussed, which also allows you to purchase more by using a portion of your premium payments (your own money instead of dividend profits), to add more coverage.

If the value of the property exceeds that special limit, there may be no coverage for the difference unless you purchase additional coverage via an endorsement.